Rating based on 83 reviews


  • Personal loans up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

In-page navigation

Credit24 homepage
Author Credit24. Screenshot of Credit24 website.
[Accessed March 15, 2023]

About Credit24

Credit24 provides its clients with top-of-the-range personal loans with a payout period of fewer than 24 hours.

The company uses an online application process where clients simply need to fill out a simple form. After applying, they get notified of their approval within just 60 minutes.

They make cash flow management convenient

Credit24 provides personal loans to their clients that are designed according to their needs. Whether you have to make a credit card or bond payment or cover to pay off a car, or medical bills, their consultants will find a loan with terms and conditions that match their circumstances. Credit24 has more than 700,000 customers across the globe. Their customer base is constantly growing because they offer flexible terms and fast approval on all their services.

Credit24 Services

Clients can now gain complete control over their finances with the help of a Credit24 personal loan.

Those who apply before 1 pm on a business day, stand the chance of getting their amount transferred to their account within one day. The company offers lower interest rates and better repayment terms on their loans than most lenders in Australia.

Tailor-made solutions

Clients have access to an online personal loan that ranges up to AU$10,000  when they choose to apply at Credit24. Personal loans are perfect for covering cash emergencies such as student expenses, rent, home renovations, car repairs, travel or holiday costs, and monthly living expenses. Instead of getting into debt to cover these costs, opt for a personal loan with flexible terms, structured according to your individual needs.

Credit24 – Personal loan

  • Loan Type Personal loans
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 3 months to 36 months

Benefits of Credit24

  • Apply 100% online
  • Quick approval
  • Low interest rates

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Credit24 – Easy, quick & affordable cash

Credit24 in Australia provides top-of-the-range quick, online personal loans.

Access the application online for quick approval and have money in your designated account within hours. Their accessible and user-friendly platform makes the entire process streamlined and accessible for all customers to get their personal loans online from the comfort of their homes.

The requirements for a personal loan

Credit24 has basic requirements for their loans. Clients  need to provide proof that:

  • They are an Australian resident over the age of 18
  • They have a monthly salary paid into their bank account for at least three consecutive months
  • They earn at least $600 a month
  • They have a reasonable credit history

Types of personal loans

  • Small loans

Small personal loans have an amount of $2,000 or less, and terms range from 120 days to 12 months. They are perfect for smaller bills such as decorating a home or covering monthly living expenses.

Credit24 charges a 20% establishment fee and a 4% monthly fee on the amount borrowed.

  • Medium loans

Medium loans range between $2,100 and $5,000 and have terms from 1 to 2 years. They are mainly used to cover higher costs such as medical and student bills.

Medium-term loans have an APR charge ranging between 24% and 47.8%, depending on the loan’s total. Credit24 charges a $400 establishment fee and interest on medium-term loans.

  • Large loans

Large loans are long-term loans that range between 1 year and three years. Clients are allowed to borrow between $5,100 to $10,000, depending on their profile. An APR of between 24% to 47.8% gets charged on long-term loans.

Credit24 does not charge an establishment fee for large loans - clients only need to pay the interest charged on the amount borrowed.

Personal Loans payouts within hours

Credit24 provides flexible repayment terms to make it easier for any client to get the loan they need. There are loans to help them pay for groceries(small loans), medical bills(medium loans), and even paying for a vehicle(large loans).

With the help of Credit24- clients can rid themselves of debt hanging over their head and have more money available during the month to live a comfortable lifestyle.

Credit24 makes getting a personal loan in Australia a simple task.

man holding thumbs up

Credit24 is a trusted & reliable provider of personal loans

In our review, Credit24 adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Credit24 is a registered credit provider in Australia: ACL 422839

Customer Reviews & Testimonials

March 2019

They have helped us so much by answering all our queries that we have decided that they are the company for us and we will be taking a loan with them.

Jennifer L
— Perth —

January 2019

They have approved our loan so fast that we will not be going to any other loan provider again.

John C
— Brisbane —

March 2019

The application is one of the easiest that I have ever done time wise it took a few minutes to complete.

Tempie J
— Brisbane —

March 2019

They have honestly been the best help that we have ever been given we were not sure of the amount that we felt comfortable lending and we were basically told by them that we have taken the correc...

Billie J
— Melbourne —

Credit24 Contact

Contact Number



Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 09:00 – 17:00
  • Sunday 09:00 – 17:00