Rating based on 17 reviews

NAB Personal Loan

  • Personal loans up to $55,000
  • Low-interest starting from 12.69%
  • Repayment up to 7 years

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NAB Personal Loan homepage
Author NAB Personal Loan. Screenshot of NAB Personal Loan website.
[Accessed March 15, 2023]

About NAB Personal Loan

As a leading global provider of online loans and short-term credit products, NAB Group has more than 1800 service centers and stores worldwide.

The Group serves over 12,4 million customers in Australia, New Zealand, Asia, UK, and the US. Their workforce consists of 42 000 members who work hard to deliver the best experience and most effective solutions to their clients.

A diverse range of credit solutions

Each branch offers unique products and services tailored to the client's needs, whether that be for household, business, or institutional reasons. What all units share is their joint commitment to quality, set fees.

Transparency and responsibility

NAB loans treat all customers with respect and provide individual attention to specific situations and circumstances. They build a strong partnership with every client by providing helpful solutions, expert guidance, and professional advice.

NAB Personal Loan Services

Clients can now borrow up to $55 000 to help them finance unexpected bills or even purchase a dream car.

What a personal loan is

A personal loan allows clients to borrow a set amount of money to pay for something or consolidate debt. The amount borrowed must be repaid in set installments over an agreed-on term. Personal loans are mainly used to fund home renovations, travel, car purchase, or even medical bills. Some people also use it as a debt consolidation loan to help manage repayments.

Easy to apply for and affordable

The company provides an online application service so that clients do not have to deal with paperwork when they apply for a loan. They made the application process short, straightforward, and convenient. Clients can choose the type of interest rate they prefer between fixed and variable.

NAB Personal Loan – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 12.69%
  • Loan Amount up to $55,000
  • Repayment 1 year to 7 years
  • Initiation Fee $150

Benefits of NAB Personal Loan

  • Flexible rates options
  • Get your loan on the same day
  • Quick loan response

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

National Australia Bank – Personal loans with benefits

NAB offers Australians a new type of financial freedom.

Whether clients need to purchase a new car or consolidate their debt, NAB can assist them with a loan quickly and at a better rate than any other provider. Personal loans at NAB range between $5000 and $55 000, depending on the client's needs. The amount can be borrowed for up to 7 years, with weekly, fortnightly, or monthly payment options. Clients aren't charged any exit fees when they pay off their loans early.

Before you apply, you will need to be

  • At least 18 years old– old enough to be working and earning wages.
  • Have an acceptable credit rating– NAB will assist where they can even if you have bad credit.
  • Meet minimum financial requirements– so that they know you can pay back the loan.
  • Not be bankrupt or under review.

They need a bit of personal information to get the application process started:

  • Employment details as well as your details, and
  • financial details: salary details, assets, expenses, and liabilities.

What happens after you apply

After completing the application process, clients will receive an email to substantiate that a consultant received the application. The entire application process will be completed within 1 to 2 business days

Get a good rate 

  • Variable-rate: 13.39% per annum
  • Fixed-rate: 13.68% per annum

NAB is entirely transparent about its charges, which allows clients to budget appropriately for their repayments.

Finance your future 

Whether clients need to consolidate their debt to manage their finances better or pay for a wedding of their dreams  NAB has a personal loan offer to suit their needs. Clients can use the online personal loan calculator to determine what offers there are in store for them.

man holding thumbs up

NAB Personal Loan is a trusted & reliable provider of personal loans

In our review, NAB Personal Loan adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ NAB Personal Loan is a registered credit provider in Australia: ACL 230686

Customer Reviews & Testimonials

December 2018

They have helped me by looking at the amount that I can afford with ease without landing my self up in debt and I couldn’t be more grateful.

Jensen S
— Perth —

March 2019

The company has gone above and beyond and the process of getting my personal loan has been a breeze thanks to them.

Michelle B
— Brisbane —

February 2019

My loan has been accepted and should be in my account today all I can say is thank you for the great service and that I will be back.

Emily L
— Brisbane —

December 2018

Where to start the service is fantastic and my loan after it was approved was in my bank account shortly after.

Thomas S
— Melbourne —

NAB Personal Loan Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed