Rating based on 40 reviews


  • Personal loans up to $50,000
  • Low-interest starting from 8.99%
  • Repayment up to 2 years

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MoneyMe homepage
Author MoneyMe. Screenshot of MoneyMe website.
[Accessed March 15, 2023]

About MoneyMe

They are a responsible online loan provider who helps Australians who face cash emergencies or have gaps to fill in their monthly budget get access to low-rate personal loans.

They have made personal loans more accessible than ever by using modern technology to offer a 100% online application process.

Online no paperwork needed

The entire application process is paperless, which saves a lot of processing time. Applicants hear the outcome of their application within hours of applying without having to leave the house.

No hidden rates or conditions

All online loans options by MoneyMe offer low-interest rates and transparent terms and conditions. There are no hidden fees, so clients know exactly how much their borrowing will cost in advance. MoneyMe makes sure that clients have a transparent understanding of all the features of the loan.

MoneyMe Services

Their online loan application takes less than 5 minutes to complete and only requires the necessary client details.

Apply online within minutes

Those in need of a personal loan can now apply for an easy online loan that ranges up to $50,000 to help them achieve any financial goal - from paying a late bill to replacing a broken home appliance. MoneyMe uses Bank Vision technology to automatically obtain the applicant’s account statements for the past 90 days when they apply.

MoneyMe offers instant online approval

After completing the application process, clients can expect to receive their payout within an hour. MoneyMe offers a quick approval process for the convenience of their applicants. They adhere to responsible lending principles by ensuring that the repayment schedule matches the client’s pay cycle.

MoneyMe is a reliable lender

They aim to offer all citizens access to financial services with no waiting time, hidden fees, or fine print. Clients can now access multiple low-interest loan options on one single platform.

MoneyMe – Personal loan

  • Loan Type Personal loans
  • Interest Rate 8.9929.99% p/a
  • Loan Amount up to $50,000
  • Repayment 3 months to 2 years

Benefits of MoneyMe

  • Personal loans with no hidden charges
  • You can apply with a bad credit history
  • Get a loan payout in minutes

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MoneyMe Loans – Let our money take you places

Their online platform allows everyone in need of a personal loan in Australia to apply from their home, whatever time of the day.

This type of loan is perfect for paying off unexpected large bills such as urgent repairs, medical bills, and even weddings.

Flexible borrowing and terms

MoneyMe personal loans go up to $50 000 and have terms that range from 3 months to 2 years. The amount clients are allowed to borrow and the duration of the loan depends on their eligibility.

Personal loan eligibility

MoneyMe has standard requirements for their loans. To qualify, clients need to

  • Provide proof of current employment
  • Be an Australian citizen of 18 years old at least.
  • Provide details about general living expenses such as rent or mortgage repayments and other debt.

How the process works

Upon applying, MoneyMe does a quick credit check of the client’s credit report and allocates them with a unique credit score. Clients can then use this particular MoneyMe credit score to help them determine their possible charges and what type of loan offers are available.

Loans interest rates

MoneyMe provides loans with fixed repayment terms and low-interest personal loans ranging between 8.99 – 29.99% p/a. Clients can get a general idea of those repayments by using a personal loan calculator online.

The calculator displays the total amount owed, repayment terms, and the interest charged on the loan.

Personalized repayment terms

Loan repayments are arranged according to the client’s payment date, usually every month. (typically one month for up to $1000 and 2 months for more significant amounts). For those who have issues concerning meeting their personal loan commitments- contact the MoneyMe team, and they will gladly discuss another option.

man holding thumbs up

MoneyMe is a trusted & reliable provider of personal loans

In our review, MoneyMe adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ MoneyMe is a registered credit provider in Australia: ACL 442218

Customer Reviews & Testimonials

June 2019

Applying for a loan at this company couldn’t be easier all you have to do is see the amount you would like and apply.

Tayla M
— Brisbane —

December 2018

The app lets you see how far you have paid your loan and you can apply for others once you have paid your loan this company is amazing.

Tomas M
— Melbourne —

MoneyMe Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 15:00
  • Sunday 09:00 – 15:00