Rating based on 52 reviews

Jacaranda Finance

  • Personal loans up to $15,000
  • Low-interest up to 48%
  • Repayment up to 24 months

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Jacaranda Finance homepage
Author Jacaranda Finance. Screenshot of Jacaranda Finance website.
[Accessed March 15, 2023]

About Jacaranda Finance

Jacaranda Finance is a privately owned Australian credit provider that aims to provide efficient solutions to clients’ personal loan needs.

They help clients get their finances back on track using a simple, easy-step process.

Instant pay-outs 

Unlike traditional lending firms, clients do not need to visit the branch or fill out numerous documents. Jacaranda Finance makes use of an online application platform that only takes minutes to complete. After approval, they receive their payout within 24 hours.

Jacaranda Finance has years of experience 

The company has years of experience in the market, which allows them to provide interest rates and repayments that match clients’ needs. They are up to date with clients' needs and aim to give them exactly what they want in record time.

Get a longer repayment loan term

Jacaranda Finance provides short-term loans with longer terms than most traditional lenders. A longer-term loan gives clients the ability to pay smaller instalments over a longer time frame. They take responsible lending seriously and will never give clients a loan that they can't afford.

Jacaranda Finance Services

Jacaranda Finance offers personal loan options that are simple to apply for and has fair requirements for approval.

Their online platform is up-to-date and fast-paced; clients can now even upload their documents online instead of going to a branch.

Apply easily for personal loans

Jacaranda Finance offers personal loans for as low as $5000 to as high as $15 000. Their repayment terms stretch up to 24 months, with instalments that can be made weekly, monthly, or fortnightly.

Get your loan in just 60 Minutes

Jacaranda Finance’s entire application process only takes one hour to complete, from applying online to getting approval. Their fast application and approval process is why they are well known for their quick online personal loans.

Bad credit is welcome

Jacaranda Finance does a more profound search than a simple credit check to determine a client’s affordability. This search includes an income and expenses check that provides how much a client can genuinely afford. Jacaranda can provide clients with a suitable loan by doing a holistic check, to determine if they have enough disposable income to cover the loan. There are a number of reasons why Jacaranda Finance is Australia’s first option when it comes to quick loans online.

Jacaranda Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 48%
  • Loan Amount up to $15,000
  • Repayment 12 months to 24 months
  • Decision Same-day

Benefits of Jacaranda Finance

  • Apply for a loan online
  • Get a loan even with a bad credit 
  • Affordable rates

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Jacaranda Finance providing personal loans with a personal touch

Jacaranda Finance offers Australians personal loans with low interest and fast turnaround time

Personal loans are perfect for paying medical bills, sudden repairs, or even a down payment on a vehicle.

The process is simple

Firstly, clients can use the online personal loan calculator to enter the amount they need to borrow and the term they prefer to start the application. Secondly, they will receive a decision about their application within an instant. Lastly, clients receive their contract, and once they sign it, they get their cash within 60 seconds.

Secured and unsecured personal loans

A secured loan is where the client provides collateral (such as a car or house ) as security for their loan. Secured loans offer a longer-term and a more significant loan amount compared to unsecured loans. Unsecured loans, on the other hand, don’t require collateral to secure them.

Who can apply at Jacaranda Finance

  • An Australian resident over the age of 18
  • Have a regular source of income ( at least 90 days)
  • Have internet banking set up
  • Have a working phone number and email address.

Innovation through technology

Jacaranda Finance uses innovation through technology products to access clients' banking statements online, direct from their bank. This process takes the hassle away from clients and saves time. Their experienced sales team assesses the application with the client's record and determines which quick loan will suit their needs and budget.

Representative example

Examples only provide an estimate, not an offer for credit. The amount you can borrow as well as the rate you receive may vary once you complete an application and all relevant details are captured and verified. Example figures may be rounded. Based on a personal loan of $10,000 over 36 months and a comparison rate of 48%, total fees and charges total $9,038.96 and a total repaid of $19,038.96. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Jacaranda Finance is a trusted & reliable provider of personal loans

In our review, Jacaranda Finance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Jacaranda Finance is a registered credit provider in Australia: ACL 4221738

Customer Reviews & Testimonials

November 2018

What they advertise is true the application didn’t take me long to complete and to my utter shock, I had been given the news that my loan had been approved.

Tara D
— Melbourne —

February 2019

Great service the company has the best intentions for you and they are willing to go the extra mile and that is why I have chosen them.

Tamara B
— Perth —

Jacaranda Finance Contact

Physical Address

Postal Address

  • PO Box 370, Indooroopilly, QLD, 4068, Australia

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 16:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed