Rating based on 12 reviews

Cigno Loans

  • Personal loans up to $1,000
  • The financial specialists
  • High approval rate

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Author Cigno Loans. Screenshot of Cigno Loans website.
[Accessed March 15, 2023]

About Cigno Loans

Cigno loans have an extremely promising personal loan approval history. Going the extra mile is the norm, as each team is passionate about building clients up and coaching them to reach their ultimate financial goals.

The aim is to match up the best loan to the client’s needs, considering the size of loan required, a comfortably attainable repayment period, as well as peace of mind from the beginning of the experience through to its conclusion.

Loans to suit you

The priority is identifying whether a personal loan is, in fact, the prime option for the client. There are various types and subtypes of loans, making loans more fine-tuned to specific conditions, and also involving more rigorous decision-making. Cigno has a loan that’s perfect for every client. Come to Cigno and be treated like a VIP.

Responsibility to clients

Cigno is dedicated to full transparency so that clients are always kept informed of the status of their loan. At any time clients will have access to view what they have paid so far and what is left to pay. They can download their statement with ease and speed. Clients can be confident in knowing that they are on top of their financial commitments. Cigno offers the additional function of adjusting the monthly payment sum when funds become suddenly restricted, or even delaying payment amounts if necessary. Just when clients may feel helpless over money issues, Cigno puts the power back in the clients’ hands.

Cigno Loans Services

A personal loan is often used to cover a particular expense such as a vehicle, a getaway, or home improvements.

Although it is recommended to only apply for essential loans, the personal loan does have a more affordable repayment rate than a credit card. Personal loans can also be used for emergency expenses. Have a look at the subtypes of personal loans below, meant for clients’ different particular situations.

Small Student Loans 

Just the right thing to provide supporting fees for clients’ studies and study tools. Investment in one’s education and job security is a sound engagement and well worth securing financial assistance to safeguard student’s futures.

Bad Credit Small Loans

In the case of bad credit history, loan approval can prove to be a challenge. Cigno is adept at tackling these kinds of pitfalls. Cigno works with many banks that do not require credit checks. All we need from clients is their latest bank statement. Leave the rest to Cigno.

Pensioner Small Loans

Retired clients sometimes run into sudden medical expenses. Pension payments may not always be sufficient for the month. In these cases, there is help available in the form of a small loan.

Cigno Loans – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $1,000

Benefits of Cigno Loans

  • Quick online loan applications
  • High approval rates
  • Competitive terms

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cigno loans have an extremely promising loan approval history

Cigno can aid you in preparing a budget in order to plan ahead for how and when clients are going to make their repayments.

It is important not to fall behind with payment and become overwhelmed by the snowballing total still due. If payment is not made on time, there may even be a missed payment fee charged. Let Cigno help you avoid extra stress by organising your debts. Clients should make a list of all these financial commitments against any forms of income. Identify any non-crucial payments that clients can do without. 

There may also be subsidies or grants that clients qualify for. Clients are sure to see things a little differently once laying out their financial matters in such a way. With some professional guidance and advice, Cigno can restore your hope in the future.

Loans for Centrelink Customers 

Unemployment does not exempt people from receiving a crucial loan to protect them when most financially vulnerable. There are banks that will take into account your Centrelink income. Cigno works to ensure the best possible outcome for your loan application, and obtain approval.

Understanding fixed rates

Cigno’s personal loans online are based on fixed interest rates, meaning that the interest rate clients pay on their loan repayments remains constant for the duration of the loan. This avoids having to adjust the set budget and make provisions for increasing rates as clients’ repayment periods progresses. The repayment totals stay predictable from month to month, making budgeting simpler. There are safety and security in that there are no unforeseen higher repayment amounts, reducing risks associated. As in this case where interest rates are low, fixed-term loans are ideal for ensuring interest is set at the same manageable rate.

Clients have complete control over the consistency of sums owed and are not exposed to the threat of economic instability. For these reasons, a personal loan can also be utilized for the consolidation of outstanding debts, into a single viable monthly payment. Now those smaller spreads out debts become easier to keep track of and this can boost your credit profile at the same time. Clients can always still increase their financial status and improve on their credit score, taking away a great weight on their shoulders. Simply talk to Cigno’s friendly and dedicated experts who will facilitate you in making the most appropriate choices and implementing the ultimate tools to take you to new financial peaks.

Customer Reviews & Testimonials

April 2020

Thank you Cigno Loans for making my home renovations possible with approving my personal loan within 24 hours. Exceptional service!

Tom B
— Melbourne —

April 2020

I could easily apply online for a personal loan with Cigno Loans. I loved the convenience they offer

Sarah D
— New South Wales —

Cigno Loans Contact

Physical Address

Postal Address

  • PO Box 3362 Australia Fair, QLD, 4215, Australia

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours