- Personal loans up to $2,000
- Low-interest starting from 24%
- Repayment up to 24 weeks
[Accessed March 15, 2023]
About Cash Smart
Cash Smart is a well known Australian financial industry as the firm provides personalised loans with instant approval thanks to their online application platform
They have excelled in service delivery since opening their doors in 2004- by taking all clients to need into account and helping them find suitable loans.
Financial opportunities for Australians
Cash Smart provides endless financial opportunities to Australian citizens using their streamlined process. Clients can now apply for a personal loan, with flexible terms within minutes- to pay off medical bills, renovations, a wedding, or even a vehicle.
No hidden fees charged
They don’t add any hidden fees to their loan offers and provide transparency in their contract agreements. Clients receive guidance throughout their journey with Cash Smart, as they help them through any situation that may arise.
Cash Smart believes in responsible lending
Should clients feel that they cannot make repayments on their loan at some point, they are welcome to talk to their consultant about a revised payment plan. Consultants are there to provide constant support to make sure clients can adhere to repayments. Cash Smart is an accredited financial firm that offers legit and affordable emergency loans that meet all financial requirements.
Cash Smart Services
Cash Smart is the financial firm of choice for Australians in need of a personal loan.
Clients receive results about their applications within minutes of applying, allowing them to move forward in life by using their loan to cover emergency payments.
Affordable Personal loans
Cash Smart offers personal loans that range between $300 to $2,000 with easy repayment plans up to 6 months to pay off. Personal loans are perfect for paying medical bills, home repairs, wedding costs, or buying a new vehicle.
How to get a Cash Smart personal loan
The steps clients need to follow to get their loan are simple:
- Firstly, they need to fill out the online application form by providing basic personal details and information about the requested loan.
- Secondly, they will receive feedback within minutes on your application
- Once approved cash is transferred directly into their banking account
What makes Cash Smart unique
Cash Smart does not charge any interest on their quick loans, making their service more affordable than most. Repayment plans are tailored according to the client’s financial status and loan amount. Cash Smart emergency loans can be calculated before applying with the online personal loan calculator, so clients can see what they can afford before applying for a specific amount.
Cash Smart – Personal loan
- Loan Type Personal loans
- Interest Rate from 24%
- Loan Amount up to $2,000
- Repayment 9 weeks to 24 weeks
Benefits of Cash Smart
- Flexible repayment terms
- Apply for an unsecured personal loan
- Quick online loan applications
Personal loan calculator
Your smart way to get personal loans - at Smart Cash!
Getting a personal loan from Cash Smart is easy and affordable.
Clients can now apply from the comfort of their homes. Those in need of a holiday, who need to make repairs, pay for children’s education, or even need general financial assistance, will get the help they need at Cash Smart.
A 100% online loan application process
The entire application process can be completed online for the convenience of clients. After submitting the online application, the final step is to offer two documents, namely bank statements and a copy of your ID. The company understands how important time is to clients and wants to accommodate them by providing convenient solutions.
Qualifying for a Cash Smart
To qualify for a Cash Smart personal loan, clients need to be :
- An Australian citizen over the age of 18
- Have regular earnings of at least $400 a week
- Have a valid bank account where income gets paid into
No renewal fees charged
Those who need a longer-term than six months near the end of their loan have the option to renew it without any additional charges. Clients who feel their loan amount is too high for their budget can opt for a lower amount with more manageable repayment terms.
They can assist those with bad credit
Cash Smart believes that all consumers deserve an opportunity to get a loan, even if they have bad credit, so they are offered bad credit loans. As long as applicants can prove that they can afford the loan repayments, after expenses, they have a good chance of being accepted. The online personal loan calculator gives clients a clear indication if they are eligible for a Cash Smart loan, and what their terms might be.
Cash Smart is a trusted & reliable provider of personal loans
In our review, Cash Smart adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.
✅ Cash Smart is a registered credit provider in Australia: ACL 388992
Customer Reviews & Testimonials
The calculator allows you to see how much you would like to loan and your payments per month and this is why I have chosen to lend from the company.
— Brisbane —
They have the most amazing staff when I phoned for advice they didn’t hesitate to help me and even go beyond what was expected and that is why I have taken a loan with them.
— Melbourne —
If you looking for a company that cares about you then this is the company for you! They truly go above and beyond.
— Sidney —
Cash Smart Contact
- +61 1300 762 731
- 07 3818 0644
- Suite 9, Professional Centre, Smiths Rd St Ives Shopping Centre QLD Goodna 4300 Australia
- Get Directions
- P.O. Box 40 Goodna, , 4300, QLD, 4300, Australia
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed