HSBC Personal Loan
- Personal loans up to $50,000
- Low-interest starting from 8.5%
- Repayment up to 5 years
[Accessed March 15, 2023]
About HSBC Loans
HSBC Group is part of HSBC Holdings whose headquarters are based in London.
The group offers its financial and banking products and services in more than 75 countries and territories in Europe, North and South America, the Middle East, North Africa and Asia. It serves millions of customers via a network of more than 6,300 offices. Its assets are worth more than US$2,758.
Global leaders & major innovators
In Australia, HSBC Group has two principal members - HSBC Australia and the Hong Kong & Shanghai Banking Corporation. The Group has 37 offices and branches around the country.
Its comprehensive range of services includes retail and commercial banking, trade finance, financial planning, financial markets and treasury markets, cash and payment management services and securities custody. It caters to the various financial needs of a large number of individual, business and institutional clients.
HSBC Loans Services
A personal loan from HSBC can be used for many different purposes.
Customers may use the loan to pay for home renovations, take a long-desired holiday, purchase a new car, or repay existing debt.
Straightforward personal loans
Clients can select a loan amount that matches their specific needs. HSBC offers highly competitive interest rates, among the best in the market. Customers can choose between a fixed or variable interest rate, depending on whether they prefer more certainty or greater flexibility.
Flexible repayment terms
HSBC will work with clients to discuss their exact needs, tailoring the loan repayment term and structure to align with income, spending, and lifestyle. Customers can be confident that the loan will fit their budget perfectly.
HSBC Loans – Personal loan
- Loan Type Personal loans
- Interest Rate 8.5 – 9.06% p/a
- Loan Amount up to $50,000
- Repayment 1 year to 5 years
Benefits of HSBC Loans
- Get a loan response in 60 seconds
- Flexible loan amounts
- Fixed monthly repayments
Personal loan calculator
HSBC makes your personal finance easier
HSBC has opened a pathway for Australians seeking a quick personal loan.
Whatever the financial requirements or ideal needs, clients can achieve their goals with a low-interest personal loan.
Low interest rates & fees
An HSBC personal loan can be used for any purpose. Clients can fund a dream wedding, enjoy a memorable holiday, pay off debts, or complete long-awaited home renovations.
With fixed repayment terms and transparent service, there are no hidden repayment costs down the line, allowing clients to budget with confidence.
HSBC offers unsecured personal loans
The comparison rate is based on an unsecured loan of $30,000 over a 5-year term. This rate is specific to the examples provided and may not include all fees and charges – different terms, fees, or loan amounts may result in a unique comparison rate.
HSBC offers highly competitive unsecured personal loans for existing HSBC customers, with loan amounts from $5,000 to $50,000 available through the online application platform. Approved applicants receive funds directly into their bank account within hours.
Fixed monthly repayments throughout the loan term ensure predictability, and instalments can be automatically deducted from the bank account on a set date chosen by the client—whether weekly, monthly, or fortnightly—providing flexibility within budget boundaries.
Choose the terms that suit you!
Clients can select terms from one to five years to match their budget for paying off the loan. No security is required when applying—there is no need to use a home as collateral.
Additional payments can be made at the client's discretion, with only a minimal fee for early loan repayment.
Customer Reviews & Testimonials
HSBC Loans Contact
Physical Address
- 333 George Street Sydney NSW 2000 Australia
- Get Directions
Opening Hours
- Monday 09:30 – 16:00
- Tuesday 09:30 – 16:00
- Wednesday 09:30 – 16:00
- Thursday 09:30 – 16:00
- Friday 09:30 – 17:00
- Saturday – Closed
- Sunday – Closed