Rating based on 41 reviews


  • Personal loans up to $50,000
  • Low-interest starting from 8.5%
  • Repayment up to 5 years

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Author HSBC. Screenshot of HSBC website.
[Accessed March 15, 2023]

About HSBC

HSBC Group is part of HSBC Holdings whose headquarters are based in London.

The group offers its financial and banking products and services in more than 75 countries and territories in Europe, North and South America, the Middle East, North Africa and Asia. It serves millions of customers via a network of more than 6,300 offices. Its assets are worth more than US$2,758.

Global leaders & major innovators

In Australia, HSBC Group has two principal members - HSBC Australia and the Hong Kong & Shanghai Banking Corporation. The Group has 37 offices and branches around the country.

Its comprehensive range of services includes retail and commercial banking, trade finance, financial planning, financial markets and treasury markets, cash and payment management services and securities custody. It caters to the various financial needs of a large number of individual, business and institutional clients.

HSBC Services

You can use a personal loan from HSBC for many different purposes.

You can pay for the renovation of your home or for a holiday which you have always dreamed of. You can purchase a new car or repay existing debt.

Straightforward personal loans

You can select a loan amount that matches your needs precisely. We offer highly competitive interest rates which are among the best in the market. You can decide whether to fix the interest rate or to keep it variable. It depends on whether you prefer to have more certainty or greater flexibility.

Flexible repayment terms

We will sit down with you to discuss your precise needs. We will tailor the loan repayment term and structure to match your income, spending and lifestyle. You can be certain that the loan will fit your budget perfectly.

HSBC – Personal loan

  • Loan Type Personal loans
  • Interest Rate 8.59.06% p/a
  • Loan Amount up to $50,000
  • Repayment 1 year to 5 years

Benefits of HSBC

  • Get a loan response in 60 seconds
  • Flexible loan amounts
  • Fixed monthly repayments

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

HSBC Bank – We make your personal finance easier.

HSBC Bank in Sydney has opened a pathway for Australians looking for a quick personal loan.

Whatever you have in mind, whatever your financial requirements, no matter what your ideal needs are, make it happen with a low-interest personal loan.

Low interest rates & fees

An HSBC personal loan can be used for anything. Pay for a dream wedding, go on a wonderful holiday, pay off your debts or do those long-awaited house renovations and building onto your home.

Fixed repayment terms through our transparent service to our clients – no hidden repayment costs anywhere down the line – you know exactly what to budget for.

Unsecured personal loans

The comparison rate is predicated on an unsecured loan of $30,000 over the term of 5 years. This comparison rate is true just for the examples given and will not embrace all fees and charges. Variable terms, fees or alternative loan amounts may lead to a unique comparison rate.

Our unsecured HSBC personal loans are highly competitive for existing HSBC customers. We can offer our customers personal loans from $5,000 to $50,000 through our online application platform, giving you funds in your bank account within hours of your approved application.

Fixed set monthly repayments for the lifetime of the loan ensure that you know what to budget for every month. Your instalments can be deducted directly from your bank account on a set date that suits you. This date can occur weekly, monthly or fortnightly. We are flexible and work within the boundaries of your budget.

Choose the terms that suit you!

You get to select terms from one - five years to fit your budget to pay off your personal loan. No security is needed when you apply for a loan – no need to put your house down as collateral!

Additional payments can be made at your own discretion, and there is only a minimal fee for the early payment of your loan.

Customer Reviews & Testimonials

February 2019

Besides helping us with the loan that we needed o pay off a few of the bills that we were not aware of they have even offered us other services that they offer.

Jenny B
— Perth —

February 2019

This company is the best the staff are very friendly and everyone will help you where they can.

Terry J
— Brisbane —

March 2019

They have saved us by letting us get our loan we are now able to replace the engine in the car so that we have our mode of transport back.

Sam S
— Melbourne —

HSBC Contact

Contact Number


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Physical Address

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed