Easy Street Loans
- Personal loans up to $30,000
- Low-interest starting from 9.99%
- Repayment up to 5 years
Table of Contents
[Accessed March 15, 2023]
About Easy Street
Easy Street’s suite of low-interest personal loan options is easily accessible online for all Australians.
Easy Street is part of Community First Credit Union, the largest of its kind in Sydney, with more than 75,000 members and assets exceeding $700 million.
Easy Street offers stability to its members
Easy Street has developed a variety of award-winning online loans and savings solutions. In 2008, it won the Best of the Best Gold award for the cheapest non-bank loan. Its fixed and variable EasyLoan solutions have earned a Cannex 5-Star rating for personal loans.
Cannex 5-Star rating
Easy Street is regulated just like all other micro-lending institutions in Australia. It is registered under the Banking Act, supervised by APRA, and regulated by ASIC.
Easy Street Services
The Easy Street low-rate personal loans are effective solutions for needs ranging from home renovation to refinancing and debt consolidation.
These loans are built on flexibility and full transparency. There is no lengthy process of placing an asset as security, eliminating the associated risks. Loan amounts range from $5,000 to $35,000, and Easy Street provides a fast and straightforward loan application process.
A quick decision process
No deposit is required, and both fixed and variable interest rate options are available.
No early repayment fees
Additional payments can be made without any fees. Easy Street does not charge monthly loan service fees and offers loan terms from 1 to 5 years. Free redraws are available without a minimum limit, and internet banking services allow clients to manage their loan anytime, anywhere.
Easy Street – Personal loan
- Loan Type Personal loans
- Interest Rate from 9.99%
- Loan Amount up to $30,000
- Repayment 1 year to 5 years
Benefits of Easy Street
- Easy online application
- No monthly fees
- No penalties for early payment
Personal loan calculator
Easy Street makes personal loans easy
An Easy Street loan assists Australians in achieving their travel goals and making plans for a dream holiday if desired.
A low-rate loan with maximum flexibility and transparent terms
- Borrow from $5,000 to $35,000 for terms of 1 to 5 years
- Make additional repayments or pay off the loan early with no penalty
- No monthly fees, deposit, or security required
- Free online redraw
- Current interest rates at 12.19% p.a.
- Comparison rates at 13.57% p.a.
A full range of versatile options
Easy Street’s variable rate personal loans offer full control—no need for additional repayment obligations, and clients can redraw any pre-made payments or pay off the loan early without penalties.
- Online loans from $5,000 to $35,000 to use as needed
- Loan terms from 1 to 5 years, making repayments affordable
- 24/7 access to loan details via Web Banking for balance updates
- Free to make additional repayments anytime
- Free 24/7 redraw facility with no minimum redraw requirement—a unique benefit
- Early loan payoff with no extra fees
- No deposit or security needed, as Easy Street trusts its clients
- Low application fee of $195, making this prime offer widely accessible
All Australians over 18 with a monthly income can take advantage of these unique personal loans.
Easy Street simplifies the process!
With no complicated steps, a quick online application gives clients access to their funds. A wide range of options are available to fit individual budgets, and consultants are ready to discuss calculations to find the best fit for each client’s needs.
Easy Street is a trusted & reliable provider of personal loans
In our review, Easy Street adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.
✅ Easy Street is a registered credit provider in Australia: ACL 231204
Customer Reviews & Testimonials
Easy Street Contact
Physical Address
- Australia
- Get Directions
Opening Hours
- Monday 08:00 – 20:00
- Tuesday 08:00 – 20:00
- Wednesday 08:00 – 20:00
- Thursday 08:00 – 20:00
- Friday 08:00 – 20:00
- Saturday 08:00 – 15:00
- Sunday – Closed