Rating based on 62 reviews

Easy Street

  • Personal loans up to $30,000
  • Low-interest starting from 9.99%
  • Repayment up to 5 years

In-page navigation

Easy Street homepage
Author Easy Street. Screenshot of Easy Street website.
[Accessed March 15, 2023]

About Easy Street

Our suite of low-interest personal loan options is easily accessible online for all Australians.

Easy Street is part of Community First Credit Union, the largest of its kind in Sydney. The union has more than 75,000 members and assets worth over $700 million.

We offer stability to our members

At Easy Street, we are proud of having developed a variety of award-winning loans and savings solutions. In 2008, we won the Best of the Best Gold award for the cheapest non-bank loan. Our fixed and variable EasyLoan solutions have achieved a Cannex 5-Star rating for personal loans.

Cannex 5-Star rating

EasyStreet is regulated just like the operations of all other micro-lending institutions in Australia. We are registered under the Banking Act. We are supervised by APRA and regulated by ASIC.

Easy Street Services

The Easy Street low-rate personal loans are effective solutions from home renovation to refinance and debt consolidation.

They are based on flexibility and full transparency. You will not have to go through the lengthy process of placing an asset as security and assume the risk associated with this. You can get a loan from $5,000 and $35,000. We have a fast and easy loan application process.

We'll come up with a decision quickly.

No deposit is required. You can select from fixed and variable interest rate options.

Our loans have no early repayment fees.

You can make additional payments without paying anything. We do not charge monthly loan service fees. We offer loan terms from 1 to 5 years. You can take advantage of free redraw which comes without a minimum limit. You can use our internet banking services for managing your loan at any time and from any place.

Easy Street – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 9.99%
  • Loan Amount up to $30,000
  • Repayment 1 year to 5 years

Benefits of Easy Street

  • Easy online application
  • No monthly fees
  • No penalties for early payment

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Easy Street – Making personal loans easy.

An Easy Street loan will assist Australians to get wherever they would like to travel should they wish to make plans for their dream holiday.

A low rate loan with the most flexibility & transparent terms

  • Borrow from $5,000 to $35,000 for 1 to 5 years
  • Make additional repayments or pay the loan out early with no penalty
  • No monthly fees, no deposit or security are needed
  • Free on-line re-draw
  • Current interest rates of 12.19% p.a.
  • Comparison rates of 13.57% p.a.

A full range of versatile options

Our variable rate personal loans place you on top of things – there is no need to build additional repayments, redraw any payments created beforehand or pay your loan out early.

  • Online loans from $5,000 to $35,000 to use as you please
  • Choose a loan term from one to five years making the repayment terms affordable
  • 24/7 access to your loan via web Banking, keep updated on your loan balances
  • Free to create additional repayments whenever you can
  • Free redraw facility offered 24/7 with no minimum redraw – Now that’s unique
  • Free to pay your loan out early with no additional fees
  • No deposit or security needed – We trust our clients
  • Low application fee of $195 making anyone eligible to afford this prime offer

Now everyone over the age of 18 who resides in Australia earning a monthly income can afford to take out one of these unique personal loans.

We simply simplify the simplistic!

No complicated applications, just a quick online loan application and the funds are yours.

You can enquire about a wide range of different options available to suit your budget, we will be happy to go over the calculations with you, and see what would suit your individual needs best.

man holding thumbs up

Easy Street is a trusted & reliable provider of personal loans

In our review, Easy Street adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Easy Street is a registered credit provider in Australia: ACL 231204

Customer Reviews & Testimonials

February 2019

The part of this company that I love and why I always use them is you can use the calculators to see how mu8ch your loan will be to pay back per month.

Sarah C
— Perth —

June 2019

The application is super fast and you can get your response back on the same day which is amazing and you could have your money before you know it.

Michael K
— Brisbane —

April 2019

I go my loan the service is great and yes we will definitely be back we will not be going to any other company as of now.

David M
— Perth —

Easy Street Contact

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 15:00
  • Sunday – Closed