- Personal loans up to $10,000
- Low-interest starting from 21.24%
- Repayment up to 24 months
[Accessed March 15, 2023]
A “nifty” solution to getting a quick personal loan
Nifty loans offer exclusive low-rate personal loan services to clients who want to pay less monthly fees and access cash through simple platforms.
Their technologically advanced application platform allows them to work through applications efficiently and provide instant approval quickly. Clients don’t need to make formal appointments or provide endless paperwork when applying for a Nifty online loan.
People with bad credit are welcome to apply
Applicants with bad credit can still apply for a loan - Nifty aims to assist all individuals from any walk of life with an offer they can afford. As long as the client can afford repayments and provide proof of income, they will most likely receive approval for a loan.
Our success - our people
Nifty consultants are the reason for the success of the business. They have years of experience in providing loans and have a passion for assisting clients with their quick loan process. They have a dream team of spectacular consultants on hand to assist clients throughout any stage of the process. All clients will receive personalized attention and assistance from the Nifty team.
Nifty Loans Services
Those who need help to pay for a holiday, pay off debt, or medical expenses will find a personal loan the perfect solution.
Nifty provides a fast approval time to ensure that clients access funds within hours of applying.
Easy to afford loans
They offer short-term loans that range from $300 to $10 000 with a repayment period between 12 and 24 months. Clients can now choose to make repayments weekly, fortnightly, or monthly thanks to nifty loans flexible repayment terms. They charge a low-interest rate on their personal loans, which start from 7.59%.
The benefits of a nifty personal loan
Nifty personal loans are designed to cover many types of emergency costs, for example, dental costs, car registration, appliances, renovations, and holiday costs. Those in need of a personal loan but have bad credit can still apply as Nifty takes more than the client’s credit record into consideration. They also look at the client’s current income, repayment commitments, and spending habits before deciding.
Nifty Loans – Personal loan
- Loan Type Personal loans
- Interest Rate from 21.24%
- Loan Amount up to $10,000
- Repayment 9 months to 24 months
Benefits of Nifty Loans
- Apply online in a few minutes
- Get a loan decision in 60 minutes
- A variety of loan options to choose from
Personal loan calculator
Quick personal loan options at Nifty
Get your personal finance fast with Nifty’s easy online application process
They have taken away all that dreaded paperwork and requests for documentation and simplified the entire solution for their clients. Their repayment periods allow clients to easily budgeting their installments, keeping them afloat in the financial aspect of their lives.
How the process works
Nifty operates entirely online- in just a few steps:
- Apply online in just a few minutes by completing the step-by-step application form
- Get notified when a consultant received your request
- Nifty will assess your application and provide an outcome within an hour
- Once approved, your cash can be in your account within 60 seconds.
The eligibility criteria
To be eligible for a personal loan, clients need to :
- Be an Australian citizen or permanent resident over the age of 18
- Have an active mobile number and email address
- Have access to internet banking
- Receive regular income - for 90 days before applying
Nifty is a responsible Australian loan provider
Nifty take their ethics and responsibility as an Australian lender very seriously. They use an honest approach to lending by providing clients with affordable loans with transparent terms. They will never put clients in more debt than they can afford.
Nifty provides affordable, low-interest personal loans for Australians who need help paying rather large bills. They encourage their clients to use their online personal loan calculator to determine what options Nifty has for them.
Nifty Loans is a trusted & reliable provider of personal loans
In our review, Nifty Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.
✅ Nifty Loans is a registered credit provider in Australia: ACL 514 260
Customer Reviews & Testimonials
Nifty what can I say but you rename states it all you have really amazing quick service that lead me to have my loan in my account within the same day.
— Perth —
The best part about Nifty is that there is no paper application it’s all done online and they will let you know how it goes with the processing.
— Brisbane —
Nifty Loans Contact
- 14 Douglas Street Milton QLD 4064 Australia
- Get Directions
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 16:00
- Saturday – Closed
- Sunday – Closed