Rating based on 40 reviews

Safe Financial

  • Short-term loans up to $5,000
  • Low-interest starting from 8.7%
  • Repayment up to 1 year

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Safe Financial homepage
Author Safe Financial. Screenshot of Safe Financial website.
[Accessed March 15, 2023]

About Safe Financial

With Safe Financial you can focus on living and not on your finances.

Unforeseen costs can arise at any time. It's never too late to take care of yourself financially and Safe Financial provides a range of smart money solutions to help you when you need it the most. They are very transparent with their pricing, so you’ll be able to compare what they offer against other services and get the best possible deal for yourself.

If they can’t help you with something, they won’t charge you for it. Most importantly, their approach is professional and personalized to meet your needs. Access short-term loans up to $5K, car loans from $3K, business loans up to $10K, as well as home loans. If you don't need another loan, their debt management service can provide financial support to assist you with working out a new budget and regaining control over your finances.

Accessing the instant cash you need 

You can apply for an online personal loan in minutes. Simply complete your application and hit submit. If you have an urgent need, then Safe Financial is a quick option. You'll get a decision in as little as a few hours and loans are approved the same day. The loans will also be funded instantly. Enjoy friendly customer service and responsible lending.

Safe Financial will only lend you money if you can afford the repayments and if it suits your needs. You can also save money on interest by paying off your loan earlier and there are also no additional fees for doing just that. They are an Australian-owned company, based here in Australia. They haven't been around as long as some other companies, but they're a trusted credit provider with over 15 years of lending to Aussies in need of financial solutions.

Safe Financial Services

Apply for your next loan today. Whether you need a few hundred dollars or something a little bigger, they can help.

They offer loans from $1,000 to $2,000 and it won't take you long to get approved. There can be a lot of different reasons why you might need to borrow money. Maybe you need cash for travel, moving costs, furniture, gifts, vet bills, car finance, or medical expenses. Whatever the reason, Safe Financial can help.

Get the perfect car for you

Motor vehicle loans are typically from $3,000 to $7,000, and they lend on new and used vehicles, all makes and models. That means you can buy your next car from a dealer or a private seller.

Build your dreams

One can use the business loan for any legitimate business purpose, such as to buy a vehicle, purchase stocks, pay off suppliers, etc. There are plenty of reasons why you might need it.

Home Loan 

They are a fully accredited Mortgage and Finance Broker so they can arrange loans of all kinds with desired features. You can choose from various lenders and even the major banks, as long as you qualify, of course.

Debt Management 

A Debt Agreement is a solution for someone who has unmanageable debt and can't afford to repay the full amount of what they owe. The agreement negotiates a reduced amount that you can comfortably afford.

Safe Financial – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 8.7%
  • Loan Amount up to $5,000
  • Repayment 22 weeks to 1 year

Benefits of Safe Financial

  • Quick funding
  • Affordable loans
  • Flexible repayment terms

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Safe, reliable little loans from Safe Financial group

There is no need to wait around.

Their application process won't take more than a few minutes and you can have the funds in your account within hours! Get a short-term loan between $2,000 and $5,000. If you have been having trouble paying loans or other bills on time, you probably have a bad credit score and this can be a challenge when you are applying for an online loan, but not with Safe Financial. As long as you can afford the loan you are good to go.

Obtain the cash you need on the same day

It is as easy as 1 2 3

  1. Get your application done in just a few minutes – online.
  2. Finalize your loan application, confirm a few questions telephonically with one of their agents during business hours.
  3. You will receive an answer within hours, sign, and send it back so that they can transfer the funds into your account on the same day!

Requirements when applying

  • Permanent Australian Resident
  • 18 or older
  • Bank account
  • A phone in your name
  • A driver’s license or 100 points of ID
  • If you are a new client – you will need to be working and at least have a weekly income of $500.

Benefits of choosing Safe Financial 

  • They offer a wide range of financial products across Australia - including Brisbane, Sydney, Melbourne, Adelaide, Perth, Gold Coast, Sunshine Coast, Toowoomba, Cairns, Darwin, Wollongong, Newcastle, Hobart, Canberra, and anywhere in between!
  • You can borrow a tailored amount you need.
  • Same-day funding is available.
  • The process is convenient.
  • Fast approvals - receive a decision within a few business hours.
  • Friendly customer service.
  • Responsible lender - they will only lend money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
  • You can save on interest by repaying early - if you wish to repay your loan early, there are no early payout fees, so you'll save money!
  • When you take out a quick cash loan, you can stand a chance to win back $1,000.
  • 100% Australian-owned and operated with no overseas call centers.

Customer Reviews & Testimonials

June 2019

Safe Financial Loans is a privately owned lender which means that they make all of their decisions to the benefit of the customer. Their team is highly experienced making for a pleasant borrowing...

Duncan F
— Richmond —

November 2018

With such a wide variety of financial products, it is nearly difficult to make a decision. Thankfully all their products are all designed to be fair and competitive which makes choosing one all t...

Edwin M
— Sydney —

Safe Financial Contact

Physical Address

Postal Address

  • P.O Box 6840, Bundall, QLD, 9726, Australia

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 16:00
  • Saturday 09:00 – 12:00
  • Sunday – Closed