Rating based on 61 reviews

Bankwest Loans

  • Short-term loans up to $30,000
  • Low-interest starting from 10.99%
  • Repayment up to 5 years

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Bankwest Loans homepage
Author Bankwest Loans. Screenshot of Bankwest Loans website.
[Accessed March 15, 2023]

About Bankwest Loans

Enjoy the best possible customer experience, whether you are planning to use their app for your everyday banking needs, getting their professional support to manage your business, or talk to them about one of the many financial products they offer.

For more than 120 years they have been priding themselves in going the extra mile for their clients. In 2010, 2011, 2012, and 2017 they were named the Bank of the Year by the prestigious Financial Review Smart Investor Blue Ribbon Awards and Business Bank of the Year in 2013 and 2014.

They have a range of ongoing initiatives

Bankwest Loans is a highly innovative company that is dedicated to making a difference in the community. A group of winners that is all about equality and inclusion and their employees have two days paid leave a year to volunteer at charities and community groups. They are helping children stay safe online through the cyber safety app, supporting research for issues affecting Australian families, businesses, and communities.

Secured and unsecured short-term loans 

Secured Loans, where one of your assets like your paid-off car is used to secure a loan for you. This type of loan usually has lower rates as your vehicle may be forfeited to the bank if you fail to meet your repayments.

An unsecured loan is a loan where there is no security against the loan and you don’t have to provide one of your assets as collateral.

Bankwest Loans Services

Obtain a perfect short-term loan for your needs.

Whether you need to exchange your laptop, fix your car, attend a family gathering, maybe you just remembered a birthday or anniversary, paying for a wedding, doing a home renovation, consolidating your debt, and more it will be made possible by using Bankwest easy loans online 

Borrow a secured loan amount between $3,000 and $50,000 with an interest rate starting at 6.99% per annum by providing one of your assets as security for the loan. You can also borrow an unsecured loan amount between $10,000 and $100,00 with an interest rate starting at 10.99% per annum where you do not need to provide any asset as collateral.  

Bank and save

Manage your day-to-day finances with their tips, tools, and bank account services. Reach your goals with their savings accounts and earn interest on the money you save. You can also lock your money away in a term deposit and enjoy a fixed interest rate on your investments.

Credit cards

Low ongoing rates, no annual fees, and you can earn Qantas and rewards. 

Home Loans

They offer a variety of home loans for you to compare using their helpful home loan calculator, you can also make an appointment to discuss everything you need to know and to get you started on this exciting journey.

Bankwest Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 10.99%
  • Loan Amount up to $30,000
  • Repayment 2 years to 5 years

Benefits of Bankwest Loans

  • Unsecured loans
  • Get approved fast
  • Lower interest rates 
  • Flexible repayment options

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Bankwest – Short-term cash in minutes

You can apply at a branch or you can easily and quickly apply online

Proof of Identification

Take an original or certified copy of your ID with you when you visit a Bankwest branch.

This could be any of the following:

  • Passport
  • Driver’s license
  • Birth certificate
  • A Government benefits card
  • Citizenship papers
  • A utility bill

If you’re applying for a short-term loan online, you can use their electronic ID check.

It is required to show proof of income

  • If you work for an employer

You’ll need to provide two of your most recent payslips if you earn PAYG income that is not paid into a Bankwest account.

  • If you are self-employed

You will need to provide them with two of your most recent Notices of Assessment from the Australian Taxation Office showing your earnings for these financial years.

  • If you are a pensioner

You’ll need to provide them with your most recent pension statement.

  • Income from a rental property

You will need to provide them with a current, signed rental tenancy agreement or three months of rental income credits to your bank account.

For a secured loan

If you’re applying for a secured loan, you will need to provide some extra documents once your loan is conditionally approved.

Benefits of applying with Bankwest Loans

  • Fixed-rate certainty
  • Having peace of mind knowing exactly what your repayments will be.
  • Repayment options that will suit your budget and lifestyle.
  • You can choose a loan term that suits you best between three and seven years, depending on the amount.
  • You can access your extra repayments at any time on the go in the Bankwest App.
  • You can manage your loan in the app
  • You can view your loan balance, transactions, and statements
man holding thumbs up

Bankwest Loans is a trusted & reliable provider of short-term loans

In our review, Bankwest Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Bankwest Loans is a registered credit provider in Australia: ACL 234945

Customer Reviews & Testimonials

March 2019

Bankwest is dedicated to what they call ‘happy banking’ which ensures that their customers receive the best possible experience no matter what service they are making use of. I sure am happy with...

Gerry W
— Bourke —

October 2018

Bankwest has values right to its core and operates with full integrity. When I took out my short-term loan with them I knew that they were a bank that I can rely on and they have not proven me wr...

Rachel P
— Kempsey —

April 2019

I have a small business that often deals with foreign affairs. Bankwest offers a special short-term loan option specifically for such situations. I will definitely use it again in the future!

Andrea W
— Maitland —

March 2019

The last thing I wanted when I was applying for my loan was to struggle with paperwork, queues and back-and-forth communication. Bankwest understands me perfectly; their short-term lending proces...

Andrew M
— Richmond —

Bankwest Loans Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box E237, Perth WA, 6841, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed