Rating based on 71 reviews

  • Short-term loans up to $2,000
  • Repayment up to 6 months

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Cash Direct homepage
Author Cash Direct. Screenshot of Cash Direct website.
[Accessed March 15, 2023]

About Cash Direct

At Cash Direct, you can enjoy fast approval and receive immediate cash!

Have you been denied credit elsewhere? Well, they will say yes when others won’t. They aim to help their clients lower costs and reduce the stress of facing a financial shortfall. Cash Directs are using advanced technologies to match their investor funds with their members by creating efficient systems and decisive risk selection. 

Helping people move forward in life is their ultimate goal, hence why they also promote responsible lending and borrowing. They have been helping Aussies find financial solutions for over a decade now. Offering fully transparent and affordable loans that have no hidden costs. They also provide longer terms to make repayments more manageable for you.

Getting a short term loan

How you borrow today can make a big difference in the long run, let Cash Direct help you do just that! They have loans for every purpose and every situation and as a responsible lender, they will assess each customer’s unique circumstances to help determine the best loan that can be afforded. For over 10 years, they have been offering fast cash loans for people with lower incomes, part-time and casual workers, folks looking for a new job, people with bad credit, and people who rely on Centrelink Benefits as their primary income.

Borrow exactly what you need when you need it and pay it back over 1 to 6 months. This will allow you to get through a tight spot without being caught up in debt for a long time. Access small loan amounts between $200 – $2000, and higher in some circumstances with affordable repayments with up to a year to pay.

Cash Direct Services

Loans that are designed to help you out with your unexpected expenses.

You can either get small short-term loans that are up to 3-6 months or a medium short-term loan will be 3-12 months. Get a small loan between $200 to $2,000. If you’re a member with a good repayment record, or you earn over $50,000 and have a good credit record, you can borrow a bit more with a medium loan between $2,001 and $5000 or a larger loan between $5,001 and $10,000. They even offer an extra small short-term loan of $200 to $500 to get you through. This has lower payments and can be paid back in 3 months or less.

Pensioner loans 

Loans that allow Australians that are 67 or older to get a non-taxable fortnightly loan. This amount can be up to 1.5 times the maximum of your pension with an annual interest rate of 5.25%.

Rental Bond Loans 

For mechanical breakdowns, fuel injectors, insurance excess payments, registration payments, and more.

Small Car Loan 

Get the affordable wheels you deserve to have without all the usual fuss.

Whitegoods and Household Loan 

Loans for refrigerators, freezers, dishwashers, ovens and microwaves, furniture, home appliances, and more.

Cash Direct – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to $2,000
  • Repayment 1 month to 6 months

Benefits of Cash Direct

  • Flexible loan amounts
  • Affordable short-term loans
  • Easy to apply online

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash Direct Loans is your one stop cash shop

Loans for people that are unable to work due to a permanent physical, intellectual, or psychiatric condition.

Apply now with Cash Direct

They have a very simple process that is 100% online and extremely user-friendly. If you need help, you can also email or call them during business hours, which are 8.30 am to 5 pm Monday to Friday, except for public holidays. 

Follow a few quick steps below to get the cash you need – immediately.

Step One: Tell them what you need.

Choose your loan amount, the purpose of your loan, how long, and if you would like to repay on a weekly, fortnightly, or monthly basis.

Step Two: Tell them who you are. Here you will provide them with your basic information and identification details.

Step Three: Connect them to your bank. They will then check your bank statement and also use this link to pay your money and receive repayments.

Step Four: Cash Direct checks your budget. As a responsible lender, they want to make sure that you can afford the repayments.

Step Five: Getting your cash sorted. Once you're approved, you can simply sign the loan contract from your phone and receive money in 60 minutes!

Being eligible for a short-term loan

Before you start your application make sure you are eligible to apply, you must:

  • Be 18 or older
  • Have a valid bank statement you can upload and show them 90 days of history
  • Be a citizen, a permanent resident, or have a valid AU Visa
  • Have a mobile phone and email address so they can communicate with you
  • They’ll need to take your income level and budget, and other things into account to make sure you can safely repay your loan.

The Benefits of applying with Cash Direct 

  • You will enjoy fast and efficient approvals
  • No early repayment or exit fees – this means that you can pay off your debt sooner without any penalties, allowing you to save on interest and overall costs.
  • They have flexible repayments – you can choose to repay either weekly, fortnightly or monthly.
  • They are safe, secure, and responsible lenders
  • Affordable repayment structures
  • Friendly telephonic assistance if you need it
  • 100% online – using advanced technology to make the magic happen.

The Cash Direct solution helps our customers access quick loans that they'll otherwise not have access to from other lenders like banks.

Customer Reviews & Testimonials

November 2018

I found myself in a difficult financial position stringing along some bad credit. Cash Direct was able to help me out of my situation with a short-term loan and provide me with advice for the fut...

Brandon K
— Sydney —

March 2019

Competitive products and rates make for a wonderful deal for customers like me! I love Cash Direct; they are always on the ball ensuring that their customers get the best of the best.

Cameron J
— Wellington —

Cash Direct Contact

Physical Address

Postal Address

  • PO Box 4, Nedlands, Western Australia, 6009, Australia

Opening Hours

  • not available