Rating based on 57 reviews

Cash Stop

  • Short-term loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

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Cash Stop homepage
Author Cash Stop. Screenshot of Cash Stop website.
[Accessed March 15, 2023]

About Cash Stop

Conveniently access cash fast from the comfort of your own home or office!

It has never been this easy to apply for a loan online. They also have branch locations throughout New South Wales, Victoria, and Queensland, you can find your nearest branch location on their website. Alternatively, you can also view their list of available agents. Enjoy efficient approval with them as they know you need your money quickly.

They do same-day funding for loans approved before 3 pm business day. They have a highly transparent approach with no hidden costs and can assist you with competitive rates while you can securely apply anywhere in Australia.

Easily get a short-term loan

Get the cash you need today by applying online in minutes. Cover urgent expenses such as unexpected bills or even just for a holiday, they will deposit the cash directly into your bank account once approved. From approval to receiving the funds will only take approximately 15 minutes if your bank supports NPP.

When you need money now but your payday is too far away a short-term loan can help you out now and you can pay it back on your next payday. There are no hidden costs of application fees. They can even assist you if you have bad credit. They offer hassle-free loans and instant funding with transparent fee structures.

Cash Stop Services

These loans are usually for unexpected events like an anniversary you forgot about or a utility bill.

A small short-term loan can help you out with a cash amount of between $300 and $2,000 for online loans, or up to $2,000 for branch-only loans and are normally repaid through installments on your next pay day/s.

Medium credit loans

Cash Stop Term Advance Loan Medium Term Loans start from $2001 up to $5000 and can be repaid over 16 days to 24 months. Whether you want to buy a piece of furniture, paint a room or go on a long longed-for holiday they will be able to assist you with whatever your cash needs are.

Settlement loans 

Settlement Loans are available for all guaranteed future payouts or settlements. This includes court settlements, Workcover, workers compensation, crime compensation, insurance payouts, property settlements, probate and inheritance settlements, and more!

Cheque Cashing service 

Cash Stop cash almost any type of cheque.

Safely transfer your money

A money transfer service that will allow you to send money to someone in over 200 countries and territories across the world.

Cash Stop – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 1 month to 12 months

Benefits of Cash Stop

  • Bad credit loan options
  • Get your loan on the same day
  • Easy online application

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash Stop Online – your 1-stop solution to getting fast cash online

They provide foreign exchange facilities at all their branches offering competitive rates without fees or commissions. Cash Stop trades in most major currencies.

General requirements when making an application

  • A regular income that is deposited directly into your nominated bank account
  • A stable employment history.
  • An Australian permanent resident can apply anywhere in Australia
  • Must be at least 18
  • Have an email account for them to contact you on
  • If you are receiving government benefits you can apply including for New Start and Youth Allowance
  • You can still apply at one of their branches if you don’t have an email account.

Documents to get ready

  • Bank Statement/Transaction history covering the latest 90 days.
  • Proof of address – e.g. Lease Agreement, utility bill
  • Photo ID
  • Your most recent payslip

Online loan process

Step 1: Take 3 to 4 minutes to complete their simple and easy online form. No paperwork to send through during the online loan application process. Once you have submitted your application, it will automatically be sent through to their processing center.

Step 2: They will then need to verify the employment details you have provided. You can either fax over the necessary documents or they can verify by calling your payroll office with your consent. They will also verify your identity and verify the details you have provided in your application. They will allow you to fast-track your application by digitally submitting your 90 days of bank statements with Credit Sense, a secure bank account verification service.

Step 3: You will be notified of the outcome via your email and/or SMS to your mobile phone. If approved, they will confirm the details and cost of your loan. Acknowledge receipt of the Lender’s decision.

Step 4: They will then send you another notification. Now you can log on to the Cash Stop Member Home page, where you will be able to read, review and acknowledge your acceptance and understanding of the Contracts, including charges and Terms and Conditions.

Step 5: Once you confirm with an electronic signature that you accept the Contract, funds will be ready to be deposited into your nominated Bank Account. Funds will be available in your account within 15 minutes of acceptance if your bank supports NPP. For other banks, funds may take 24 – 48 hours to reflect in your account.

Benefits of applying with Cash Stop

  • Applications can be done anywhere in Australia.
  • Quick and easy application process.
  • Safely and securely accessing the cash you need.
  • Tailored finance solutions.
  • You have the option of face-to-face assistance or you can get everything done from the comfort of your couch as well.
  • Low rate personal loan offerings.
  • Transparent and affordable repayment structures.
man holding thumbs up

Cash Stop is a trusted & reliable provider of short-term loans

In our review, Cash Stop adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Cash Stop is a registered credit provider in Australia: ACL 389433

Customer Reviews & Testimonials

April 2019

Even with a poor credit record, I was able to apply for a loan at Cash Stop. In the past other lenders have given me so much grief and, just as I was about to give up hope, Cash Stop gave me the ...

Alec C
— Canberra —

February 2019

Cash Stop offers wonderful secured loan options which give you access to loans with higher borrowing amounts at lower interest rates. Give them a go if you are looking to borrow some money!

Barbara-Anne S
— Bathurst —

May 2019

Same day approval! I thought that it was a hoax but it is all 100% true! Thanks for getting my money to me with such speed, Cash Stop. You guys are the best!

Yvonne L
— Kempsey —

December 2018

If you are looking for services that are both transparent and affordable I would recommend going to Cash Stop. They are upfront about all of their charges and fees and do not charge an arm and a ...

Charlene S
— Maitland —

Cash Stop Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed