Rating based on 8 reviews


  • Personal loans up to $5,000
  • Get cash fast
  • Low-interest starting from 47.8%

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CashFirst homepage
Author CashFirst. Screenshot of CashFirst website.
[Accessed March 15, 2023]

About CashFirst

It is impossible to predict when cash emergencies occur- CashFirst has online personal loan solutions that can help.

They are part of Thorn Group, a leading financial service provider for more than 75 years. CashFIrst provides small unsecured online loans and cash advances.

Lower repayments 

They provide loans with lower repayments than traditional lenders because clients only need to pay off their balance in equal installments and pay interest on the unpaid amount. By not paying credit fees, clients already save a lot on their loans.

They make borrowing simple and easy

CashFirst provides clients with a convenient online loan application process that only takes a few minutes of their time. They offer the most attractive interest rates and flexible terms and conditions in Australia. Clients receive a repayment structure that corresponds with their needs and budget to make them feel at ease.

CashFirst Services

Some people struggle to keep up when sudden payments arise without extra help from some form of credit.

In such situations, clients need a fast and reliable financial solution from CashFirst.

Quick personal loans online in Australia

Cash First provides personal loans worth $1000 to $5000 to cover various types of emergency payments. Those who need help paying for car repairs, medical bills, or simply a holiday to unwind will find what they need from CashFirst exactly when they need it.

Speedy approval 

The online application form takes minutes to complete, whereafter clients can receive approval without any delay. CashFirst promises its clients that they will receive their cash within 24 hours of approval.

CashFirst – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 47.8%
  • Loan Amount up to $5,000

Benefits of CashFirst

  • Quick and easy online applications
  • Fast funding
  • Flexible repayment terms

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

CashFirst – Your first option for Microfinance.

CashFirst offers personal loans for those who need help to cover the debt or even pay for a well-deserved holiday.

They offer flexible, transparent personal loans up to $5000 through a fast online application that only takes a few minutes to pre-approve.

How the process works

Firstly, clients need to apply online for their loan by supplying basic details about themselves and preferred terms for the amount. Next, they can upload their 90-day bank statements onto the application – Applicants can also Fastrack their loan to get cash sooner.

Pre-approval turnaround time at CashFirst, using Fasttrack, usually only takes 60 seconds to complete. Once clients receive their approval and sign the contract, they receive the loan payout within hours.

Eligibility for a personal loan 

Any Australian resident over 18 with a regular income can apply for a personal loan at Cash First. The amount clients are allowed to borrow is determined by their affordability and income schedule. CashFirst offers flexible repayment terms, where clients can choose between weekly, fortnightly, and monthly repayment schedules. This allows for them to schedule their payment with their wages.

Expert customer service

CashFirst has a call centre on hand should clients have questions about their credit status or inquire about the terms and repayment structure. They have an experienced and friendly service where all clients can expect top-class and accessible financial lending solutions. Applicants can use the company's online personal loan calculator to determine the possible repayment terms for the amount they require.

man holding thumbs up

CashFirst is a trusted & reliable provider of personal loans

In our review, CashFirst adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ CashFirst is a registered credit provider in Australia: ACL 400871

Customer Reviews & Testimonials

March 2019

Wow, How to thank you for taking my stress away when it came to paying my daughters territory this month I couldn’t until I got the loan and now I can.

Andrew T
— Brisbane —

April 2019

The service that we have been given as well as the advice that they took the time to help us with has helped us a lot.

Michelle T
— Perth —

January 2019

I got my loan and they have helped me out and with such fast service that I was not aware they had.

John B
— Melbourne —

CashFirst Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 452, Regents Park, New South Wales, 2143, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed