Rating based on 54 reviews

Instant Cash Online

  • Personal loans up to $2,000
  • Apply in 5 minutes
  • Repayment up to 12 months

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Instant Cash Online homepage
Author Instant Cash Online. Screenshot of Instant Cash Online website.
[Accessed March 15, 2023]

About Instant Cash Online

Instant Cash Online provides Australians with a range of personal loan offers within an instant.

They do not charge any hidden fees nor make empty promises- as they believe everyone deserves fair access to instant online loans. The company aims to deliver on all client expectations by providing the best possible lending solutions.

Safe, streamlined loan processes

What makes the company different from traditional lenders is its quick loan services, which allow clients to access cash within a short time frame. Clients' security is a high priority, so they have the appropriate client privacy policies in place. All Australians, with good and bad credit, now can sign up with Instant Cash Loans Online, and get the financial assistance they need, when they need it.

They don't encourage more debt

The company encourages responsible lending and won't provide loans that fall outside a client's budget. Their consultants take all customers' best interests at heart by providing exceptional advice concerning their needs.

Instant Cash Online Services

Convenience and simplistic technology have allowed Instant Cash Online to be a leading provider in the Australian lending sector.

Their products and services allow clients access to instant financial relief when their budget becomes tight. Applicants simply need to follow a few steps online to achieve financial freedom.

Instant Cash personal loan amount

Clients can now borrow between $300 to $2000 when applying for a personal loan online at Instant Cash Online. They offer flexible repayment plans that range between 16 days to 6 months. Applicants can use the online personal loan calculator to determine the repayment schedule for the amount they want. Personal loans are perfect for covering travel costs, large medical bills, car payments, and more.

You need cash today – no problem

The company knows that cash is often a problem at the end of the month, while expenses still need to be covered. Their online solution only takes a few minutes to complete, whereafter clients receive their approval and cash within 24 hours!

Instant Cash Online – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $2,000
  • Repayment 3 months to 12 months
  • Decision Same day

Benefits of Instant Cash Online

  • Apply online in 5 minutes
  • Flexible loans
  • We accept loan applications 24/7
  • Same day payout

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Instant cash in minutes on Instant Cash Online

When financial crises arise, Instant Cash Online has ways to help.

Those who have urgent financial matters to attend to, and don't have savings in place, will benefit greatly from a personal loan. Medical emergencies or vehicle repairs are just a few of the expenses clients can now afford with Instant Cash Online short-term loans.

How the process works

To apply for a loan at Instant Cash Online  only takes three simple steps:

  • Apply online in minutes with their efficient and straightforward loan application, using any device that has an internet connection.
  • Those who meet the lending criteria will receive an SMS/email with a digital contract. Clients can sign this contract
  • Clients get their cash within the same day of approval; those with PayID have a chance to receive theirs in minutes

No paperwork is needed 

Clients do not have to make any appointments in advance or complete piles of paperwork to get their fast and easy online loans. The application is brief as it only requires the clients' basic details. All documents can be uploaded digitally, as well as the final contract.

Instant loans with no hidden fees 

Instant Cash Online can help clients with smooth, quick service and same-day pay-out on emergency loans. Their services are entirely transparent, with no hidden fees lurking around the corner. What clients sign for is what they pay for. Apply now for a low-rate personal loan, and get your cash within 24 hours.

man holding thumbs up

Instant Cash Online is a trusted & reliable provider of personal loans

In our review, Instant Cash Online adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Instant Cash Online is a registered credit provider in Australia: ACL 470114

Customer Reviews & Testimonials

March 2019

The calculator that helps you see how much you can lend and your repayments have helped me to see how much I can loan without going broke.

Andrew B
— Perth —

December 2018

What they advertise is true the application doesn’t take you longer than 5 minutes and you get your response back very quickly.

John S
— Brisbane —

May 2019

A mate of mine told me about the company so I checked it out and decided that I will take a loan with them. They have yet to disappoint.

Mandy L
— Melbourne —

April 2019

They have helped us to secure a car that the banks would not loan us the money for and we couldn’t be happier.

Kathy T
— Perth —

Instant Cash Online Contact

Physical Address

Postal Address

  • PO Box 423 Matraville , NSW , 2036, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed