Rating based on 62 reviews

Nimble Loans

  • Payday loans up to $5,000
  • Low-interest starting from 4%
  • Repayment up to 22 months

In-page navigation

Nimble Loans homepage
Author Nimble Loans. Screenshot of Nimble Loans website.
[Accessed March 16, 2023]

About Nimble Loans

Like their name Nimble resembles, they are marked by forming quick, alert, and clever plans to solve the average Aussie’s problem.

Nimble started back in 2005 originally known as Cash Doctors. They have seen the need for a lending company that does business without the normal barriers connected with borrowing money.

Thousands of returning customers are making use of their service repeatedly, this states the fact that they care about their customers and put their needs first. They have more than 1.6 million loans funded to happy customers in Australia.

Flexible payday loan 

The great part is that they are extremely transparent with their loan fees, so you will be able to make a well-informed decision without any hidden costs or surprises.

You can feel confident when you accept a loan from Nimble as they are a responsible lender that will make sure they don’t give you a short-term loan that will over-extend your finances.

They will look at your income and expenses to work out how much you will be able to comfortably afford so that you can easily repay the loan without any difficulty and borrow again from them whenever you need to. 

Great customer service

Get the cash you need in your account within only one hour, with no fuss and no paperwork! They aim to get you what you need in the easiest and fastest possible way.

Their call center is Australian based and they are always there if you need assistance or support, you can just pick up the phone and speak to one of their friendly and informative experts. They also have an online member area for you to easily view your loan status, this will help you to track and manage your loan better.

Nimble Loans Services

Payday Loans are for your immediate cash needs, also known as a salary or small loan that you can pay back in a short amount of time.

Use these types of loans if you need that little extra to make it to the end of the month or for emergencies.

  • Loan amounts ranging from $300 to $2000 are available. Payback within 62 days and up to 9 months.
  • Establishment fee of 20% according to the loan amount.
  • Costs of loan are fee-based, 20% of the loan amount plus 4% of loan amount monthly.
  • Fast approval process and money transfers within 60 minutes after signing of the contract, applicable if before 4:30 pm on a banking day.

Yes, they offer car loans also

With more customers wanting more from Nimble they started expanding the range of loans to include car loans.

Affordable rates and fees to cater to almost all your requirements.

With each category an establishment fee is set, there are 3 brackets to choose from for amounts to borrow from $5,000 - $50,000.

  • Loans from $5,000 - $10,000 a fee of $195 apply.
  • Loans from $10,001 - $20,000 a fee of $250 apply
  • Loans from $20,001 - $50,000 a fee of $495 apply

Interest rates range from 6.99% p.a. and up to 27.99% p.a.

How to apply with Nimble 

  • Your current employment details, do you receive benefits from Centrelink
  • Bank account information, to verify your financial situation.
  • Phone numbers.
  • Home address.

Nimble Loans – Payday loan

  • Loan Type Payday loans
  • Interest Rate 447.62% p/a
  • Loan Amount up to $5,000
  • Repayment 62 days to 22 months
  • Initiation Fee $400

Benefits of Nimble Loans

  • Fast cash payout
  • Get competitive deals on loans
  • Low interest 

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Nimble Loans – Lightning quick loans

Quickly apply online

No paperwork to take into a branch, just a 100% online loan application process from wherever you are, home or work.

One: Selecting the amount you need and completing the online application form will only take you a few minutes, you will confirm basic information like your income, expenses, personal details, address, etc.

Two: They will look at your income and expenses to determine if you qualify and for how much and will let you know in the shortest time possible. 

Three: if your loan is confirmed before 4:30 pm you should receive the funds in your account in just 60 minutes.

Benefits of a Nimble payday loan

  • Innovative technology.
  • Fast application process.
  • Upfront and reliable service.
  • Great rates.
  • Affordable and flexible repayment terms.
  • Responsible lenders.
  • Easily approved loans.
  • Cash transfers within 60 minutes.
man holding thumbs up

Nimble Loans is a trusted & reliable provider of payday loans

In our review, Nimble Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Nimble Loans is a registered credit provider in Australia: ACL 386010

Customer Reviews & Testimonials

May 2019

Has made it possible for me to get the new fridge that we have been needed since our last one broke and It was a breeze with them.

Joan S
— Perth —

April 2019

The application is very quick and then once all is processed you could have your loan with in the same day or in a few hours.

Reagan C
— Melbourne —

May 2019

The service is great they have amazing staff that are willing to help where they can, that is why we love them and why we will always be using them.

Tim W
— Perth —

April 2019

We found our selves in a jam at the end of the month we had not been paid yet so we took a loan from the company and we have enjoyed their service

Mark W
— Sydney —

Nimble Loans Contact

Contact Number



Physical Address

Postal Address

  • PO Box 3592, Australia Fair, Queensland, 4215, Australia

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00