Rating based on 8 reviews

Cigno Loans

  • Payday loans up to $1,000
  • Simple and fast
  • Apply online today

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Author Cigno Loans. Screenshot of Cigno Loans website.
[Accessed March 16, 2023]

About Cigno Loans

Need a little extra to tide you over until your next payday? Cigno provides short, simple, and non-invasive payday loans.

Enjoy dealing with a team of experts that have been in the industry of facilitating and managing short-term loan cash advances for years. They are assisting thousands of Aussies with quick, easy, and high-quality service of loan management, and their goal is to make it easy for anyone to get easy access to cash in Australia.

Get the best payday loan AU 

Cigno is a company that believes that everyone deserves a fair go, and has a network of the very best lenders in the country that can assist with a solution no matter the situation.

A responsible agent that will connect you with their network of lenders while providing you with second to none user experience and always ensure that you are comfortably able to comfortably afford to repay the loan you are applying for. You can apply anytime, even if it is on a weekend or in the middle of the night, you’ll get a quick response as they operate 24/7 online. 

Cigno Loans Services

Borrow up to $1000 and only pay it back on your next payday!

It is easy to access a payday loan and they have a high approval rate. These loans are a good way to fill in the gap if you need a little extra to get you through the end of the month, help you pay a bill or service a car, and easily repay it on your next payday.

Financial challenges can strike at any time and sometimes waiting days for a loan is just not good enough, with Cigno you can have the cash you need within hours.

Is your credit score less than perfect

It can sometimes be difficult to get approved for a loan if you have a bad credit score, not with Cigno as they have strong relationships with the very best lenders and they will be able to help you out no matter your credit score. Give them a try as they believe in second chances and they just might be able to exceed your expectations.

Quick and easy to access loans

They can help you even if you don’t have a job! These loans are designed to help you out while you are still looking for a job. Overcome the hurdle in the meantime with Cigno Loans.

Cigno Loans – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to $1,000

Benefits of Cigno Loans

  • High approval rates
  • Quick funding
  • Competitive terms

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Quick and easy online loan applications

If you want to call them you will only be able to reach them on Monday to Sunday between 9.00 am and 5.00 pm (AEST). This might differ on public holidays.

Receive funds on the same day if you complete your application and acceptance before 5.00 pm (AEST), otherwise, you will get the funds on the following day.

Pensioner loans – for the older Aussies

This loan can help you cover medical bills or a significant purchase.

Application documents

  • Proof of ID.
  • Proof of address.
  • Bank statements (with a bank account that is in your name) that include the last 90 days.

Applying for a loan

  1. Fill out a quick online loan application and submit a bank statement that includes the last 90 days.
  2. Cigno will act as your agent and submit your information to their network of lenders on your behalf to secure a pre-approved loan for you. They will negotiate with the lender to get you the best possible deal.
  3. You will need to provide them with proof of identification such as a drivers’ license or proof of age card and might also ask you for other information to finalize the application.
  4. Once finalized, you will receive funds on the same day, usually within hours!

Why Cigno Loans is a good idea

  • Ongoing support from their service team.
  • Ongoing access to their online resources and the member portal.
  • They will correspond on your behalf with the lender to make things easier and less stressful for you.
  • Processing your payments to the lender.
  • Help you to get the best deal in the country.
  • Flexible repayments and affordable options.
  • Second to none customer service.
  • Quick approvals.
  • Easy applications.
  • Fast access to cash.

Customer Reviews & Testimonials

May 2020

Being short on cash is such a burden but with Cigno Loans, you’re covered. It’s the easiest payday loan I have ever applied for

Lily H
— Brisbane —

August 2020

Thank you Cigno Loans for approving my payday loan within minutes. I would have been lost without you!

Susan H
— Gold Coast —

Cigno Loans Contact

Physical Address

Postal Address

  • PO Box 3362 Australia Fair, QLD, 4215, Australia

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours