Rating based on 49 reviews


  • Payday loans up to $15,000
  • Low-interest starting from 8.99%
  • Repayment up to 36 months

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MoneyMe homepage
Author MoneyMe. Screenshot of MoneyMe website.
[Accessed March 16, 2023]

About MoneyMe

Apply and receive cash today!

MoneyMe has been revolutionizing the way Aussies are accessing cash by lending fast and responsibly but without any hidden fees or fine print, paperwork, hassle, or stress and the best part is that it can be done completely online.

You can apply anywhere at any time and access the cash you need. Applying will only take about 5 minutes and if you are approved you can receive your money in less than an hour, this depends on the bank you are using. Build a good credit history when you repay your loan on time with MoneyMe, this will enable you to borrow more money with them going forward.

Easy and affordable repayments

They will make sure to only offer you a loan that you can comfortably afford to repay, they also offer affordable and easy repayment plans to make things a little more manageable for you.

Enjoy transparent and upfront assistance from a team that will explain everything in easy-to-understand language and give you a breakdown of all fees, so that you can confidently accept the payday loan while knowing exactly what you will be paying.

What’s more, is that your repayments will be scheduled according to your pay cycle to make it easier for you to manage. Access ongoing world-class service via phone, email, live chat, Facebook, or Twitter whenever you need them.   

MoneyMe Services

Borrow between $2,100 to $50,000 and receive the money you need in just 60 minutes if you are approved.

You can apply at any time, but applications outside of typical business hours may take a little longer. This personal loan can be used for whatever cash crisis you might be having, paying an overdue bill, going to a wedding, arranging a last-minute birthday party, painting a wall, replacing a fridge, and more.

For credit scores that are not very good

Is your credit score a little bad due to payments you’ve missed in the past? MoneyMe can still assist you if you are financially viable and can afford the repayments. They believe in second chances and will do everything they can to help you out in a time of need.

Great customer service

Enjoy great service throughout the entire lifetime of your loan as their team is always ready to help you solve your problems, answer your questions and exceed your expectations. They are an innovative team that can help you via a medium you prefer.

Innovative technology and tools

They work fast and have various tools in place to make the process as hassle-free as possible. For instance, they only use illion Open Data Solutions to obtain your bank statements, this will only take a few seconds and you don’t have to upload anything. 

MoneyMe – Payday loan

  • Loan Type Payday loans
  • Interest Rate 8.9929.99% p/a
  • Loan Amount up to $15,000
  • Repayment 3 months to 36 months

Benefits of MoneyMe

  • Quick loan application process
  • No hidden surprise costs
  • Affordable loan options

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MoneyMe Loans – Cash when you really need it

How to apply for a payday loan with MoneyMe – quickly approved, paperless, speedy payouts!

  1. The 5-minute application process -Apply for a loan online, anywhere at any time by filling in some personal details. Instead of asking you for traditional pay slips, bank statements, or other time-consuming documentation, they will use illion Open Data Solutions to quickly and securely access your recent bank statements in a few seconds.
  2. Quick assessment and approval -They will quickly look at the information you provided to determine if you are financially viable. They almost immediately come back to you with an answer and will give you a breakdown of all the details of the loan.
  3. Acceptance and cash transferred -If you are happy with what you see you can accept their offer and will then typically receive the funds in only 60 minutes, depending on the bank you use.

Am I eligible

  • I am an Australian citizen.
  • I am 18+.
  • I will be able to afford the loan repayments.
  • I have a regular income.

Benefits of getting a payday loan 

  • No-nonsense short-term loans
  • Quick, hassle-free, and paperless applications
  • Receive up to $50,000 within 60 minutes!
  • No hidden fees.
  • Full transparency.
  • Ongoing customer service.
  • Easy repayment terms
  • Competitive rates
  • Fast and friendly staff
  • 100% online
man holding thumbs up

MoneyMe is a trusted & reliable provider of payday loans

In our review, MoneyMe adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ MoneyMe is a registered credit provider in Australia: ACL 442218

Customer Reviews & Testimonials

May 2019

The applications are really easy and once you have applied you will find your cash in your pocket sooner than later.

Martin L
— Brisbane —

April 2019

They have a app where you can get information on your loan which is great for someone like me.

Monique S
— Melbourne —

May 2019

The different loans which they offer and the time that you can pay your loan off in makes it great and you are able to always get loans them.

Tania B
— Sydney —

MoneyMe Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 15:00
  • Sunday 09:00 – 15:00