Rating based on 67 reviews


  • Business loans up to $250,000
  • Loans in 10 minutes
  • Repayment up to 36 months

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Moula homepage
Author Moula. Screenshot of Moula website.
[Accessed March 16, 2023]

About Moula

Backing your business is their good business solution.

Moula was launched in 2013 to provide the best effort service for business owners in Australia to build their business and access business finance with business loans to grow.

Getting a business loan used to mean a lot of time and hassle to get the paperwork done, well that is a thing of the past. They use all the data to evaluate your business loan in Australia to keep your application process painless and fast.

Business loans in Australia were never this fast before, they have created a unique platform to analyze your business data while they keep the human interaction with a friendly team to understand you and your business.

Solutions to grow your business 

Your business needs funds to grow and expand, there are different needs for different businesses that can provide the right business loan for all. Overheads can quickly evolve into a nightmare; you can select the amount needed without feeling overwhelmed with the huge loans that most financial institutions offer.

Need more cash flow? Apply and get the funds for your business to run smoothly. Need new equipment, tools to speed up production or more inventory, get funded so everything you need to do good business grows with your business. Online business loan application within 7 minutes, a fast decision within 24 hours, and if approved, funded in 24 hours as well.

Moula Services

Borrow an amount suitable to your needs between $5,000 and $250,000 over 12 to 24 months by applying in just 7 minutes.

When you need a business loan fast, to cover cash flow for a short time or to buy stock available at a discounted price. Moula won’t let you down and process your application fast.

The great part is that you don’t need to provide any of your assets as collateral to secure the loan as they offer unsecured loans. What’s more, is that you can repay your business loan early without any additional charges or penalty fees. Apply for a loan online now and get approved within 24 hours!

Convenient way to pay and get paid

Moula Pay is the service to use to pay more smartly when buying for your business. For all your business purchases in an easy to manage all-in-one account. Get up to 3 months with no repayments and it is interest-free, with amounts up to $250,000 to gain access to.

The smarter way to get paid when selling to businesses. Moula Pay Merchant Partner lets you gain new business customers who want to buy more and more often. Once a customer pays with Moula Pay you receive your payments upfront so no unpaid invoices stack up. Moula Pay makes business sense, can you do business without it?

Moula – Business loan

  • Loan Type Business loans
  • Loan Amount up to $250,000
  • Repayment 6 months to 36 months

Benefits of Moula

  • No repayments for the first 6 months
  • Affordable business loan options
  • Apply online in 10 minutes

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Moula Business Loans offers affordable and convenient capital

Few things they need to check and start your loan process.

  • Banking or accounting details.
  • Your business has been trading longer than 6 months.
  • Supply your ABN or CAN they need it by law.
  • Sales of $5,000 or more per month.
  • Business and credit information.
  • GST registered.

The application process 

Now that you have all that they require, go and follow the apply link step by step. A paperless process makes the process fast and not weeks to do. Apply online within 7 minutes you should be done. You will receive an answer from them in 24 hours. The approved business loan will be paid out in 24 hours to your business account.

Benefits of getting your business loan 

  • Do business with a company that cares for small businesses.
  • Moula specializes in unsecured loans.
  • No collateral will be needed
  • Get your funds within 24 hours.
  • Business loan calculator to know what it will cost before applying.
  • No fine print and hidden fees.
  • 24 Hours Application, not like banks with 6 to 8 weeks to process.
  • Loans for businesses that are not GST registered with less than $75,000 annual turnover.

Customer Reviews & Testimonials

April 2019

They're fast but still very efficient.

Xavier D
— Perth —

June 2019

They offer fantastic customer support. I applied for a business loan and from beginning to end I knew I was in the best of hands because of how professional, helpful and hard-working they were.

Ella W
— Gold Coast —

February 2019

I needed funds to cover marketing costs for my business and I truly appreciate the efforts Moula made in making sure I got the loan that was affordable for me.

Jordyn P
— Canberra —

March 2019

They went the extra mile to ensure that I was satisfied with the business loan I got. This is a company that cares about its clients.

Austin O
— Newcastle —

Moula Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday – Closed
  • Sunday – Closed