Rating based on 33 reviews

Liberty Financial

  • Business loans up to $4,000,000
  • Low-interest starting from 5.55%
  • Repayment up to 30 years

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Liberty Financial homepage
Author Liberty Financial. Screenshot of Liberty Financial website.
[Accessed March 16, 2023]

About Liberty Financial

Is your business facing financial challenges? Or perhaps you have a plan you just need capital to put it to work.

Liberty is a free-thinking, enthusiastic, straightforward, and solution-seeking lender that is ready to provide you with a unique loan for your unique business. A top lender in Australia that has also been highly ranked by Canstar for the great and quality products and services they offer.

They offer a range of impeccable loans such as home loans, car loans, personal loans, and business loans. You will be dealing with a team of experts that will listen and work with you to find the perfect solution with their very open-minded approach in which they do business.

Making the impossible possible

Were you declined before? You should try applying with Liberty, they might just exceed your expectations. Over 600,000 happy clients have borrowed more than $28 billion over the last 22 years all made possible through Liberty’s innovative and flexible approach, they can help you too!

They don’t believe that your past should affect your future and will look at your whole story to find ways to ‘yes’ to you. So even if your credit history is bad, just apply and see how they can help you finance your business, whether you are looking for start-up capital or funds to grow your business.

Liberty Financial Services

Borrow between up to $5 million over a maximum of 10 years at an interest rate from 4.45%p.a. with a flexible secured business loan, or borrow an unsecured business loan amount of up to $1 million over a maximum of 5 years from 10.46%p.a. Interest.

A business loan can be used for

  • Buying or replacing equipment or IT software.
  • Buying business assets such as commercial properties, vehicles, and machinery.
  • Staff wages.
  • Buying stock in bulk.
  • Operating expenses.
  • Expanding your business, etc.

For everyday uses and emergencies

You can apply for an amount between $5,000 and $80,000 to assist you with a list of personal reasons like planning a funeral, paying medical bills, buying the wedding dress you’ve always wanted, painting or renovating your house, consolidating your debts into one loan, etc. You can apply if you are an 18+-year-old citizen that is employed and earns a minimum of $20,000 per year.

Liberty Financial – Business loan

  • Loan Type Business loans
  • Interest Rate 5.556.55% p/a
  • Loan Amount up to $4,000,000
  • Repayment 1 year to 30 years

Benefits of Liberty Financial

  • Competitive interest rates
  • Flexible repayment terms
  • Fast financial solutions

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Liberty Financial Commercial Loans - Taking your Business Places

Looking for your next car? Liberty offers a wide range of options to help you get the wheels you need at a great rate.

  • Personal and commercial car loans.
  • Balloon payment options.
  • Older vehicles accepted
  • Poor credit, okay.
  • Young borrowers, okay.
  • Irregular income, okay.

Flexible, tailored, secured and unsecured options

One: get in touch by filling in your contact details on their website or you can call them directly to get expert advice from a highly qualified business financial advisor. You will then tell them about your business and provide them with some information.

Two: Their assessment will then be done to see if you are financially viable and how much they can offer you. They might ask you for some documents to support the information you provided earlier so that they can confirm and make an informed decision.

Three: Once approved they will send you the loan offer, they are willing to provide you and can then accept their offer to proceed.

Four: They will then transfer the cash to you!

What you need for a business loan

  • Be 18+.
  • Be an AU citizen/permanent resident.
  • Able to provide a breakdown of how the fund will be utilized for success.
  • Able to provide a breakdown of how you are planning to meet the repayments.
  • Proof of ID.
  • Financial statements, and confirmation of your income, expenses, assets, and liabilities.

Key benefits of getting your business loan 

  • A free-thinking loan that will help your business grow.
  • Competitive rates.
  • Secured and unsecured options.
  • Quick assessment.
  • Self-employed borrowers.
  • No hidden fees.
  • Fixed and variable rates.
  • For new, existing, small, medium, or large businesses.
  • A streamlined application.
  • Expert guidance and advice.
man holding thumbs up

Liberty Financial is a trusted & reliable provider of business loans

In our review, Liberty Financial adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Liberty Financial is a registered credit provider in Australia: ACL 408042

Customer Reviews & Testimonials

June 2019

Not only has Liberty Financial assisted me with a much-needed business loan, they have also been a source of support throughout my borrowing journey. I trust them and highly recommend them.

Dominic M
— Hobart —

May 2019

Their staff is one of the best in the business. They are there for you every step of the way, working tirelessly to get you what you need

Natasha J
— Wollongong —

September 2018

I like how easy-going they are with their business loans. It’s about you and what your business needs. They put the client first.

Aiden B
— Newcastle —

April 2019

I want to thank the consultant who went out of her way to keep me happy. Whenever I had a question she was always available to give me a hand. My experience was a very pleasant one.

Summer C
— Canberra —

Liberty Financial Contact

Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed