Rating based on 87 reviews

NAB Business Loan

  • Business loans up to $1,000,000
  • Low-interest starting from 4.86%
  • Repayment up to 15 years

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NAB homepage
Author NAB. Screenshot of NAB website.
[Accessed March 16, 2023]

About NAB

Get the business finance you need from one of the largest financial services providers in Australia, with a leading position nationally and globally.

They have assisted more than 12.4 million happy customers all over Australia, New Zealand, and the United Kingdom and have more than 1,800 service centres, and employ over 42,000 highly qualified experts in three different countries.

Access a range of products and services for your banking, investment, saving, or finance needs. They have a solution for almost every situation and all income levels.

World-class customer service 

They also cater to small, medium, and large businesses and believe in making the world a better place by their presence in the economy. Enjoy a high level of service when you ask them for help as they provide loans with excellence, efficiency, and transparency and in a clever, fast, and simple manner.

Access world-class, innovative and sophisticated business loans solutions to help you thrive and grow. You will also have the opportunity to build a strong relationship with them as they are 100% committed to supporting, guiding and advising their customers.

NAB Services

Aim for higher business goals with the right finance from NAB!

You can access floating or fixed interest rates with flexible repayment terms that suit your business needs with a short-term loan.

 What you can use your NAB business loan for

  • Buying or replacing equipment or IT software.
  • Buying business assets such as commercial properties, vehicles, and machinery.
  • Staff wages.
  • Operating expenses.
  • Expanding your business.
  • Hiring new employees.
  • Paying invoices.
  • Boosting day-to-day cash flow.
  • Funding growth opportunities.
  • Marketing and advertising costs

Savings and investments

Let your money work harder through NAB’s great investment options. They will have an option for you no matter how little you can start with as they cater to all income levels. You can speak to them about your goals and budget, they will listen and work with you to find the perfect plan for you.

NAB – Business loan

  • Loan Type Business loans
  • Interest Rate 4.865.36% p/a
  • Loan Amount up to $1,000,000
  • Repayment 1 month to 15 years

Benefits of NAB

  • Flexible  loans
  • A transparent service
  • Simple online loan applications

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

National Australia Bank – Investing in your furture business plans

Access a range of credit cards and enjoy earning points, rewards, and multiple exclusive benefits.

Use credit and if you pay it back in a certain period you won’t have to pay interest at all. 

Applying for a business loan 

Step 1: Complete their online loan application in just a few minutes, you’ll need to provide information regarding the following:

  • About your business.
  • About you.
  • Your bank statements, business financial statements, and identity documents (Drivers Licence or Passport).
  • They might also ask you about your financial circumstances, i.e. assets, debts, income, expenses.

Step 2: They look at the information you provided, verify and access to see what they can offer you.

Step 3: Once your loan is finalized and you are happy to proceed, they will then directly transfer the funds into your account.

What you need for a business loan

  • Proof of address.
  • Proof of ID.
  • Proof of your annual turnover.
  • Be 18+.
  • Be an AU citizen/permanent resident.
  • Able to provide a breakdown of how the fund will be utilized for success.
  • Able to provide a breakdown of how you are planning to meet the repayments.
  • Proof of ID.
  • Financial statements, and confirmation of your income, expenses, assets, and liabilities.


  • Flexible loans.
  • Transparent, simple, and flexible loans.
  • Online application in a few minutes.
  • Fast approval.
  • Quick access to funds.
  • World-class service.
  • High-quality products.
  • Loyalty discounts, and benefits.
  • Secured and unsecured loans.
  • Floating and fixed interest rates.
  • Easy repayment terms.
  • Proper financial advice from a team of business finance specialists
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NAB is a trusted & reliable provider of business loans

In our review, NAB adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ NAB is a registered credit provider in Australia: ACL 230686

Customer Reviews & Testimonials

October 2018

Experience is such a valuable commodity and you get that with National Australia Bank. I approached them for a business loan and I got nothing short of an excellent service, driven by people who ...

Hamish B
— Adelaide —

March 2019

Applying for a quick business loan was made super easy with a straightforward online application form that I completed in less than 30 minutes.

Nate R
— Gold Coast —

NAB Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed