Rating based on 45 reviews

Oz Money

  • Short-term loans up to $25,000
  • Low-interest up to 29.99%
  • Repayment up to 36 months

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Oz Money homepage
Author Oz Money. Screenshot of Oz Money website.
[Accessed March 15, 2023]

About Oz Money

Get an affordable and flexible loan without the hassle – fast! 

A tech-savvy Australian money lender that does everything online. They are passionate about offering reliable, friendly, and fair finance products that won’t sting you for paying out your credit balance early and that will be a perfect fit for your needs, lifestyle, and budget. All their charges can be viewed online and are provided in easy-to-understand fees and repayment schedules.

With Oz Money, you will know exactly what you are getting into before you accept as they are completely transparent and have no surprise costs. Even though they operate 100% online you can still contact them telephonically or via a message or email if you need their help, and one of their support team experts will be happy to assist you.

How much you can borrow 

Enjoy a quick and easy online process by filling in a few simple details and getting approved in a few minutes. With Oz Money, you can borrow up to $50,000 and you may also apply for online loans for as low as $2,100 if you just need a little extra. Get an amount you can comfortably repay as they are responsible for their lending and committed to ensuring that they offer flexible and affordable credit to all Aussies.

Short-term loans are usually small, unsecured personal loans that are repaid in a relatively short time frame. You can get one today by filling in some simple and basic personal and financial details online.

Oz Money Services

This type of loan is typically repaid within a few weeks. However, if you foresee any difficulties in making the scheduled repayments, you can just let them know in advance and they will discuss your situation personally as they are always there for their customers.

Get your short-term loan with a low rate starting at 7.95% p.a. It is super easy and simple to apply for and approval is a matter of minutes. You will receive the cash you need in less than an hour from approval, in most cases. This type of loan can help you out whenever you have an unexpected expense or when you need cash quickly and easily to help with a shortfall. You can apply online quickly, safely, and securely without any complex or time-consuming paperwork, or going to a bank.

Flexible loans with low rates

Get a loan up to $50,000 and enjoy a same-day money transfer. Whether it is for unexpected repairs to the car or home, urgent family issues that require fast cash, moving costs, or covering a rental bond or an unplanned holiday you don’t want to miss. Make use of their online calculator to determine the total cost of your clear and easy-to-understand loan before you apply.

Access the money you need today

Oz Money has the perfect solution for you if you are after quick cash. They have state-of-the-art technology that powers a cutting edge fast online approval system allowing you to receive approval on your loan application in minutes.

Oz Money – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 29.99%
  • Loan Amount up to $25,000
  • Repayment 1 year to 36 months

Benefits of Oz Money

  • Flexible short-term loans 
  • Convenient repayment terms 
  • Apply online within 5 minutes

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Oz Money offers you the best

You can get a personal loan from $1,000 to $15,000. 

Get approved quickly  

With Oz Money, you’ll never be overwhelmed with phone calls, pages of paperwork, or delays in getting approval.

Applying is quick, convenient, and simple

  1. Simply select the loan type, amount, and payments that best suits your needs.
  2. Complete an easy 3–5-minute application by providing basic personal and financial information with no lengthy forms or paperwork. This will include your full names, phone number, address, ID, and a summary of your income and expenses like your mortgage repayments or rent, other debts you may have, and general living expenses.

They will ask you to submit your bank statements online in your application via a safe and secure portal.

  1. Once approved and you have accepted their terms, they will send cash straight to your bank account.

What you need to apply

  • A copy of your bank statements showing your income and day-to-day expenses for the last 90 days.
  • They might request two most recent payslips.
  • Proof of ID like your passport, driver’s license, and your Medicare card number.

To be eligible for any of their credit products

  • You should be of legal age or older (18)
  • Employed
  • A permanent resident of Australia

Why it is a good idea to choose Oz Money

  • They are straightforward, transparent, and great to deal with
  • They always go to great lengths to make things easy for you.
  • Enjoy a 100% online and paperless application.
  • Applying takes less than 5 minutes.
  • Fast approval.
  • Access flexible payment structures and amounts.
  • You can pay off your loan earlier for free.
  • Same-day money transfers
  • Low personalized rates
man holding thumbs up

Oz Money is a trusted & reliable provider of short-term loans

In our review, Oz Money adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Oz Money is a registered credit provider in Australia: ACL 442218

Customer Reviews & Testimonials

December 2018

If you are looking for a loan that is quick and efficient then Oz Money is the guys for you. They approve loans in a fraction of the time of the other lenders in the industry because they underst...

Vincent G
— Brisbane —

December 2018

Whether you need to fix an appliance, fix your car or consolidate some debt Oz Money has got your back. Their short-term loans are able to cover just about anything. I recommend them to anyone th...

Roland S
— Bourke —

October 2018

Choose the amount that works for you with Oz Money. They are not restrictive like other lenders. I could arrange and rearrange my loan according to my own preferences and budget. They understand ...

Lilith W
— Kempsey —

Oz Money Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 18:00
  • Sunday 09:00 – 18:00