Rating based on 25 reviews


  • Short-term loans up to $50,000
  • Apply in 5 minutes
  • Competitive rates

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MoneyMe homepage
Author MoneyMe. Screenshot of MoneyMe website.
[Accessed March 15, 2023]

About MoneyMe

Get the immediate cash you need from MoneyMe without the paperwork, fine prints, and hidden fees – fast!

MoneyMe, a small, responsible finance provider with the aim of revolutionizing the way of lending. They offer easy and affordable short-term loans to Aussies in need of financial solutions. They are a team of tech lovers, building and designing innovative finance solutions specifically for the digital world. Making it possible for you to enjoy a simple, transparent system, to achieve your financial goals quickly and easily.

Whatever it is that you need, they will be able to help you find the perfect personal loan through their proprietary technology and AI assistance. The best part is that they are a responsible lender that has very reasonable fees and will ensure that they never lend you more than you can realistically afford to repay.

How much you can borrow 

Secure a short-term loan amount between $2,100 and $50,000 – you can apply in as little as five minutes! MoneyMe offers fast cash solutions to tech-savvy Australian customers and businesses through their expert experience and advanced tech-driven platform. Seamlessly apply online now via your mobile phone, in minutes.

Access a range of fast, flexible, and competitively rated products. They are digital yet personal as they care about giving you something exactly suitable for your choices and lifestyle. With their user-friendly app, you can view and manage everything in your account, straight from your mobile, at any time. You can also telephonically speak to one of their bright professional humans that will pick up your call in less than 8 seconds if you need them.

MoneyMe Services

They offer short-term loans between $2,100 and $50,000 for whatever reason you may need them.

These loans are designed to help you cover costs quickly and painlessly. They are the next generation of credit and have tailored their application process to ensure that you receive the fastest and most convenient short-term loan that suits your needs, budget, and lifestyle. You can also pay off your short-term loan sooner without any additional costs allowing you to save on interest.

Personal loans – fast, reliable, tailored loans.

Loans that can help with purchases like a new car, a wedding, renovations, or education expenses like tuition fees and even for the cost of regular school terms. You can repay a personal loan over 1 to 5 years in small, fixed loan repayments regularly spaced over the loan term and the total cost of the loan will be clearly shown in your offer before you sign.

Virtual credit account – access cash whenever you need it

Get a virtual credit account that is entirely online and mobile-friendly. You can apply anywhere, anytime, in just 3 minutes.

Car Loans – for a safe journey

Get yourself the reliable new or used set of wheels you want.

Loans for new family members

For all the costs around the newborn that might need clothes, a stroller, bottles, a bath, nappies, and more. This may also include medical costs and after-birth check-ups.

MoneyMe – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to $50,000

Benefits of MoneyMe

  • Apply online in 5 minutes
  • Our loans have competitive rates
  • Affordable short-term loans
  • Get fixed repayment terms

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MoneyMe Loans – Money made easy

This loan will help you to safely move your furniture to their new destination or perhaps paint out a room or hire a cleaning service to get things done smoother.

Quickly apply with MoneyMe

Because their digital application is smart, easy, and fast, you can also apply outside of business hours or on weekends. Applications outside of business hours might take longer.

Firstly: A super simple step where you can select how much you need and fill in your information. This should only take about three minutes. The process is completely done online and can be done from any device.

Secondly: You’ll receive a quick decision, and sign electronically if you are happy.

Thirdly: You’ll receive the cash in your account. It’s that simple.

Eligibility to apply for a loan

If you are an employed Australian resident that is over 18 you are good to go.

Required documents

  • Bank details.
  • A mobile phone number.
  • A valid email address.
  • Providing them with some basic personal information.

Fast cash payout

The application takes about 3-5 minutes to complete. Once approved, they will move fast to get you your cash. In most cases you will receive your cash within the hour, depending on your bank. On rare occasions, they might not be able to verify some of your information electronically. If this is the case, they will let you know straight away what you need to send them. If you don’t bank with Commonwealth bank, your loan will be transferred at the start of the next working day.

Benefits of applying with MoneyMe

  • Cheaper rates than the big banks
  • Fast and easy application and fast approval.
  • World-class service
  • Advance technology and AI assistance
  • A loan suitable for your needs, budget, and lifestyle
  • Complete online!
  • Flexible repayment structures with no early exit fees
  • Funds transferred immediately after approval
  • Transparent loans with no hidden fees or charges
  • Dedicated support their team is available to assist you 7 days a week
man holding thumbs up

MoneyMe is a trusted & reliable provider of short-term loans

In our review, MoneyMe adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ MoneyMe is a registered credit provider in Australia: ACL 442218

Customer Reviews & Testimonials

March 2019

MoneyMe cares about their fellow Aussies and is dedicated to providing the very best. They are upfront about their fees, charges and are always on the lookout for the best deals that will save me...

Keith S
— Derby —

May 2019

Within five minutes I had made the best decision for my financial future. With the assistance of my Smartphone, I could complete MoneyMe’s application right from my home. Then within an hour, I r...

Laura B
— Canberra —

September 2018

Thank you for the great short-term loan guys! Your products are affordable, competitive and fair. I will definitely make use of your services again in the future.

Mark W
— Bathurst —

January 2019

Money Me design their loans to ensure immediate access to cash when you need it makes them different from other lenders you may have interacted with in the past. Apply for one of their short-term...

Nikki B
— Bourke —

MoneyMe Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 15:00
  • Sunday 09:00 – 15:00