Rating based on 14 reviews

Viva Payday Loans

  • Payday loans up to $2,000
  • Quick online quotes
  • Repayment up to 12 months

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Viva Payday Loans homepage
Author Viva Payday Loans. Screenshot of Viva Payday Loans website.
[Accessed March 16, 2023]

About Viva Payday Loans

Viva Payday Loans was created to assist Aussies to access simple payday loans without any difficulty.

They use cutting-edge technology to match the best lenders with customers. While they put you, the customer, first throughout the whole process for the best results.

With a choice of options available to suit your needs from an online payday loan that you can pay back in a month or for longer repayment terms, matching you with the right lender according to your needs and circumstances.

They usually can provide you with the loan you need in under 15 minutes, no lengthy application processes that take days to finalize, time is of the essence with Viva Payday Loans.

Get the best interest rate 

Get the very best deal from a lender-finder service in minutes! They have a support team that is ready to answer whatever questions you might have in easy-to-understand language with a straightforward and transparent approach.

With them, you can rest assured that there won’t be any hidden costs or surprises as they will make sure that you can confidently make an informed decision.

You can apply at any time online or call them for help during their business hours between 08:00 and 22:00 Monday to Friday or between 09:00 and 22:00 on Saturdays and Sundays.

Viva Payday Loans Services

The options available to borrow starting from $100.00 to a maximum amount of $5000.00, offer an option to customize the amount to your specific needs.

According to the amount you borrow they will give you the repayment terms available. For up to $2000.00 the terms can be to a maximum of 1 year and for $2000.00 to $5000.00 the maximum repayment term is 2 years.

Select these amounts online to see what you can afford and complete their online loan application form to apply in minutes.

Bad credit payday loans

Here’s the good news, they will always ask you for your permission before they do a credit check and they also have smaller payday loan options available that won’t require a credit check at all.

Don’t let your bad credit history hold you back, remember for them it is more about if you can comfortably afford the loan repayments than how bad or how good your credit score is. They also take a personal approach to each application and will do all they can to make the best deal possible for you.

Great customer service

They have years of experience and can get you the cash you need fast while you enjoy friendly and straightforward ongoing assistance.

Viva Payday Loans – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to $2,000
  • Repayment 1 month to 12 months
  • Decision Same day

Benefits of Viva Payday Loans

  • Quick online loan applications
  • Get competitive offers and rates
  • Get your loan on the same day

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Payday loans at Viva Payday in Australia just got easier!

Select the amount you would like to borrow as well as a repayment period. You can borrow up to $5000.00 over up to 24 months. Remember to choose an amount you can afford.

Once you have selected your loan amount and repayment term, you’ll need to provide them with some basic information they need to work out if you can qualify for a loan. The information you provide will be kept strictly confidential and would only be available for the selected lender. This will be information such as your income, expenses, where you live, who you are, etc.

Step3: They will then come back to you with an offer in only 2 minutes and transfer the funds into your account in just 15 minutes if you agree to proceed with the loan.

To qualify for a payday loan in Australia

A few things you need to apply:

  • Have 3 to 6 months' bank statements ready.
  • Proof of income needed.
  • Must be 18 +.
  • Provide a list of all your existing financial obligations.
  • Be a residing Australian citizen.

Reasons to choose Viva Payday Loans

  • Access the best rates in Australia.
  • Immediate cash transfers.
  • 2 minutes application process.
  • Easy approvals, even with a bad credit score.
  • Great customer service.
  • They accept proof of income from employment, Centrelink, and even government benefits.
  • Apply for a loan online with easy-to-follow steps.
man holding thumbs up

Viva Payday Loans is a trusted & reliable provider of payday loans

In our review, Viva Payday Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Viva Payday Loans is a registered credit provider in Australia: ACL 450321

Customer Reviews & Testimonials

July 2019

The calculator helps you to see how much you can lend and you will be paying back and that is why I have chosen then they don’t lie to you.

Marshall L
— Perth —

July 2019

With them you can take a pay day loan that you will pay back over a month or ten and that has helped us when we landed in a pickle.

Mellissa T
— Brisbane —

April 2019

Whether you need a 100$ or 5000$ they have the loan for you and the loan that you will be needing.

Tarryn M
— Melbourne —

Viva Payday Loans Contact

Physical Address

  • 4/134 Constance St, Fortitude Valley Brisbane QLD 4006 Australia
  • Get Directions

Postal Address

  • Unit 4, 134 Constance Street, Fortitude Valley, Queensland, 4006, Australia

Opening Hours

  • Monday 08:00 – 22:00
  • Tuesday 08:00 – 22:00
  • Wednesday 08:00 – 22:00
  • Thursday 08:00 – 22:00
  • Friday 08:00 – 22:00
  • Saturday 09:00 – 22:00
  • Sunday 09:00 – 22:00