Rating based on 27 reviews


  • Payday loans up to $2,000
  • Applying is quick
  • Loans within minutes

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Author CashToday. Screenshot of CashToday website.
[Accessed March 16, 2023]

About CashToday

Did your budget not work out and you are short on cash, don’t worry it happens to the best.

Australians have been trusting Cash Today from 2006 for a payday loan for those unforeseen expenses and received a loan within 24 hours. It says a lot about a company’s reputation when customers return for their next loan, as it shows you that they look after their clients.

Cash Today easy payday loans online can be the answer you were looking for, approvals on the same day, easy repayments, and straightforward fees. No surprises when accepting a loan.

The personal approach to loan approvals and the fact that they are a responsible lender. With payday loans being online the whole process can be done in a few hours, from start to finish.

Approvals are done right 

While time is of the essence, they understand you need cash fast but first, they will make sure to match you to a payday loan that works for your best interest. How they process your application is what makes the difference, when you apply online, their well-trained staff takes into consideration every detail about your financial situation and the information you have provided.

Unlike most automated systems that do not take into consideration some of the data that can be explained that is found in bank statements, resulting in unnecessary applicants being denied a loan. With understandable terms and conditions to make sure you are aware of all the risks that come when taking a payday loan.

CashToday Services

Cash Today has your back with up to $5000.00 Payday Loans. For them to consider your application they have to check your credit status.

Know the cost of your Payday loan before you apply by using the online calculator so that you can decide if a payday loan is an answer for your situation.

Their fees are as follows

  • An establishment fee is calculated from the amount you borrow, 20% of the amount you apply for.
  • Your monthly fee is just 4% of the borrowed amount.

No hefty fees like with credit cards.

Innovative technology

With them, you will never have to go through the lengthy process of uploading your bank statements as they have better and more secure ways of doing things. Using their automatic online bank verification system.

Enjoy a much more secure method that is only a copy of bank statements without giving them access to your bank statements, account, or details. Your information can also not be shared at all and this will help Cash Today get the information they need completely safe, secure, and fast.

Payday loans – Centrelink

Is a part of your income from benefits? Cash Today offers short-term loans to help you as well, accepting Centrelink and other government benefits. Keep in mind that the fact that because a part of your income is from benefits, lowers the chance of being approved for a loan.

CashToday – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to $2,000

Benefits of CashToday

  • Apply online 
  • Our interest rates are competitive
  • Get the best loan deals

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

CashToday – When a payday loan just makes sense

Loans of up to $500 may be approved if you have good credit and the benefits you receive are not your main income.

If there is a way for a Payday Loan Cash Today will find it.

How to apply for easy payday loans

Let’s get started with the process and check if you can apply?

  • Be an Australian citizen.
  • Confirm your current address by the means of a utility bill.
  • Over the age of 18 years.
  • Copy of driver’s license for identification.
  • Stable income.
  • Income must be paid to your bank account regularly.
  • Banking statements for 90 days.

Proceed and start applying

  • Choose the amount to borrow.
  • Submit your application with the use of the online loan form.
  • They will send you an email with instructions on how to activate your account.
  • Within a few hours of applying, receive feedback if you are approved.
  • You can also log in to your account at any time to see the status of your loan application.
  • Got approved, then they will pay the money into your specified bank account.
  • If you got approved before 2 pm you will receive the money that evening, otherwise the next business day.

The Benefits of applying with Cash Today

  • Quick and fast.
  • All done online.
  • Same-day service.
  • Affordable fees.
  • Knowing exactly the amounts due.
  • Loans for self-employed.
  • Accepting Centrelink beneficiaries.
man holding thumbs up

CashToday is a trusted & reliable provider of payday loans

In our review, CashToday adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ CashToday is a registered credit provider in Australia: ACL 387137

Customer Reviews & Testimonials

May 2019

They have helped us over the phone with one of our queries safe to say that their service is brilliant.

Kyle T
— Perth —

July 2019

As long as your application is in before two PM you will get your quick loan and they have saved us because now we can repair the car.

Timothy P
— Perth —

April 2019

We applied and we have gotten our loan service is great at the company.

Jeffrey S
— Melbourne —

May 2019

They tell the truth when they say you must apply and then check your emails. I was applied to see that I had been approved from their confirmation.

Sarah L
— Perth —

CashToday Contact

Physical Address

Postal Address

  • PO Box 1141, Capalaba, Queensland, 4157, Australia

Opening Hours

  • not available