Rating based on 52 reviews

CUA Home Loan

Updated
  • Home loans up to $150,000
  • Low-interest starting from 2.73%
  • Repayment up to 25 years

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CUA homepage
Author CUA. Screenshot of CUA website.
[Accessed March 17, 2023]

About CUA

Looking for a no-fuss, no-frills, reliable home loan to better your future?

Finally, Australia's largest customer-owned bank is here to match you with the best home loan to suit your individual needs. With their feel-good and transparent way of doing business, every Australian now has the chance of reaching their dreams.

With more freedom to focus on what is important, they are thinking big in helping each Australian to own their own home. They are doing things differently and have realized that getting a home loan is becoming harder, so they are thinking out of the box.

Great Southern Bank also realizes that no two Australian's are the same. With that in mind, they have created unique and smart home loans to suit each individual perfectly. They are happy to welcome you to a bank that has been assisting in reaching Australian dreams for 75 years and still counting.

Why choose Great Southern Bank

Struggling to find the best home loan to suit your individual needs? Look no further, Great Southern Bank has your best interest at heart! With personal service and an operation that is owned by customers, they pride themselves in reinvesting profits to give you an even greater and more tailor-made home loan experience. There are countless, effortless, and clever reasons to become part of the Great Southern Bank family.

Being part of the family is a big deal for them and partnered with the Australian Red Cross and Infoxchange, they are giving their members and communities the financial and digital skills to better their future. Every employee is ongoingly encouraged to take 3 volunteer days a year to help the community.

With their customers at the top of their list of priorities, they support you with banking, insurance and health insurance and services. Making a real difference in the financial health of more than 568,000 Australians.

CUA Services

At Great Southern Bank, it does not matter if you need to renovate, move, refinance an existing home loan, invest in property or, want to buy your first home, they are there with every step of the journey.

Get an interest rate that starts from 2.39%p.a. with their basic variable home loan and enjoy the freedom of making unlimited additional repayments and redraws for free, this loan also has no monthly or annual fees.

Their offset variable home loan has a 100% offset home loan that allows you to save a lot of money on interest and you can access a rate from only 2.54%p.a. This loan will also allow you a high level of flexibility as you can split, top-up, redraw and make extra payments freely.

With their fixed rate home loan, you can obtain a 3-year fixed rate from only 2.02%p.a. with the option of making additional repayments of up to $30k during the fixed period that you can also redraw at any time.

Great Southern Bank's easy-to-use tools will make applying for a loan online or at a branch, effortless and pretty easy. They have designed a few easy-to-use tools and home loan calculators to help you find the best option for your individual needs.

Tools and home loan calculators

With their helpful home loan calculators and tools you will be able to determine the following:

  • Find out how much you can borrow for a home or investment property.
  • See what your repayments and total interest will be with fixed and variable rate options.
  • Calculate whether renting or buying will be a better option for you.
  • Compare rates, charges, repayment terms, features and so much more.
  • Calculate an estimate for stamp duty, mortgage registration and transfer fees when buying a property.

CUA – Home loan

  • Loan Type Home loans
  • Interest Rate from 2.73%
  • Loan Amount up to $150,000
  • Repayment 25 years

Benefits of CUA

  • Low interest rates
  • Affordable home loans
  • Insurance

CUA takes the stress out of buying your new home

How to Apply for your Great Southern Bank Home Loan?

You'll need to supply the following

  • Proof of identity like a passport or Drivers Licence
  • Proof of income such as your bank statements and payslips.
  • Evidence of employment status and salary.
  • A breakdown of what you own and what you still owe.
  • Your monthly living expenses.
  • All sources of income including your salary, investments, rental income, etc.

Easily apply in a few steps

Step one: Speak to a home loan adviser or apply online by answering a few questions and providing all relevant documentation.

Step two: They will review your application and financial position with the information you provided and because you are their main priority, be in touch with you shortly to advise you on your pre-approval and the amount.

Step three: Your journey to reach your dreams can now begin with your pre-approval in your pocket!

The benefits of a Great Southern Bank home loan

  • No monthly or annual fees.
  • Extra repayment options.
  • Free redrawing options.
  • Convenient, fast and personal loan Australia.
  • Access to multiple helpful tools.
  • Lowest rates.
  • Personal, trustworthy and transparent home loan advisors.
  • Pre-approval in no time.
  • Easily manage and repay your loan.
man holding thumbs up

CUA is a trusted & reliable provider of home loans

In our review, CUA adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ CUA is a registered credit provider in Australia: ACL 238317

Customer Reviews & Testimonials

January 2019

This company besides offering you the best home loans they offer you many more products they are basically the perfect one stop shop.

Timmy S
— Perth —

May 2019

The service that they give is better than anywhere else that we have been and they are always on the ball this is the type of service that we are always needing,.

Jay M
— Brisbane —

May 2019

They help helped us to get a home loan to extend our house so that we can add on our offices and have our work from home instead of renting.

Tommy J
— Melbourne —

CUA Contact

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • GPO Box 100 , Brisbane QLD , 4001, Australia

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed