Bankwest Home Loan

Bankwest can help you to refinance, renovate or build, invest in property, manage your home loan, or buy your very first home.

They also offer multiple financial products and services to assist you with saving up for your home deposit, everyday banking, insurance to protect your livelihood and assets, credit card facilities, personal loans, and more.

Bankwest is an innovative financial services provider to the people of Australia that works hard to make continuous improvements to their products to ensure the optimum customer experience.

Even though they are a largely sized bank with millions of customers they are still committed to building strong relationships with their clients and have been going the extra mile to maintain a personal touch for over 120 years since 1895.

Utilize the home loan calculators 

Access great guidelines and tools you need to plan your exciting home loan journey. Calculate exactly how much you can borrow without doing any credit checks or accepting any agreements.

Use their home loan repayment calculator to see how much you will be paying and how much you could be saving if you make additional payments towards your loan.

Their home loan fees calculator will help you to get an estimate on the standard and some non-standard home buying fees. If you are refinancing your existing home loan, you can give the refinancing calculator a try to compare and see if refinancing will indeed save you some money.

To compare the best home loan options, you can select the home loan amount you want as well as the interest rate and property value for their home loan facts sheet to generate a few home loan matches for you.

Access a fixed interest rate starting at 2.49%p.a. if you are purchasing a house to live in.

If you are buying an investment property you will be looking at a fixed interest rate starting at 2.79%p.a.

With a Bankwest home loan

• Splitting your money into up to nine offset accounts to help you manage your loan while you save.
• Add a credit card to your home loan.
• You can lock in your interest rate for one to five years.
• No application and property valuation fees.
• To pay weekly, fortnightly, or monthly together with making additional repayments limited at a maximum of $10,000 per annum.
• Redraw when you need to.
• You can typically borrow up to 80% of the property value when you are planning to live in the property and up to 90% of the property value if you are purchasing an investment property.

Insurance – protect your assets 

As a homeowner, you can cover your building, contents, and portable contents against unexpected events like theft, fire, storms, etc.  They offer Gap Cover on top of your sum insured of up to 25% and you can even get a 15% discount when you take out a combined building and contents cover. You can also access designed insurance as a tenant, landlord, or property investor.

It’s always good to have backup cash

Enjoy 0% interest for the first 15 to 34 months depending on the credit card you choose. Access credit on the go whether you are moving into your new home, making renovations, or throwing a celebration party.