Rating based on 24 reviews

Fox Symes

  • FREE debt analysis
  • Bad credit loans
  • Lower interest rates

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Author Fox Symes. Screenshot of Fox Symes website.
[Accessed March 16, 2023]

About Fox Symes

As the largest provider of debt solutions in Australia, Fox Symes helps more than 100,000 clients resolve their debt problems every year.

Contrary to popular belief, it is pretty easy to get into debt, especially for those with limited income who need to use different forms of credit to cover their payments. Many people find themselves struggling to keep up with such high interest and short-term forms of debt and suddenly find themselves in too deep.

Helping clients who struggle with debt 

Anyone can find themselves struggling to keep up with debt; the most important thing is to search for a solution as quickly as possible. Fox Symes makes sure that clients receive instant access to answers to start reducing their debt immediately.

The best debt consolidation loans

Debt consolidation is a process that involves taking multiple forms of debt and consolidating them into one single loan with one monthly repayment. Instead of making multiple repayments and paying towards different interest rates, customers only have to deal with one lender.

Fox Symes is an excellent and reliable lender

Currently, they are the largest provider of debt solutions in the country; they assist more than 100 000 individuals and businesses every year. When clients apply with Fox Symes, they get more than just access to financial products; they also gain insight from experienced experts on what product will fit their needs.

Fox Symes Services

Those who struggle with debt will find the solutions they need from the Fox Symes team.

With the help of their professional team, clients can get back control of their finances and enjoy greater flexibility and peace of mind. The company offers a comprehensive range of solutions that will assist customers in managing their budgets.

Better debt repayment terms

Fox Symes ensures that clients get access to debt solutions that offer the best terms. They work with other trusted lenders to help Australians in debt find debt agreements, personal insolvency agreements, and bankruptcy assistance. Clients receive a better repayment term when they consolidate their debt because it is a long-term loan which means it has a longer repayment period.

Start saving on interest today

Most debt consolidation loans help clients save money on interest because they now only pay towards one interest rate instead of many forms of short-term, high-interest accounts. Clients can consolidate their credit card debt, personal loans, payday loans, store cards and even tax debt into one loan and pay one rate towards one repayment.

Debt agreement

Both solutions allow clients to combine their debt into one repayment, but there are essential differences between them. Debt consolidation will enable clients to pay off their existing debt with better terms and with one single repayment. A debt agreement is a binding agreement between a client and credits, where creditors receive a partial payment because the client cannot make repayments in full.

Fox Symes – Debt consolidation loan

  • Loan Type Debt consolidation

Benefits of Fox Symes

  • Easy loan application
  • Lower interest rates
  • Reduced monthly repayments

Fox Symes Consolidation Loan – Savings has never been easier

Fox Symes is one of Australia's most extensive suppliers of debt consolidation loans, designed to help individuals and businesses get their finances back on track.

Those who are in debt, struggle to make payments, and pay large amounts towards interest will find that debt consolidation is the perfect and sometimes only solution.

What debt consolidation loans are

A debt consolidation loan's primary purpose is to consolidate all their credit cards and other forms of unsecured loans into one large repayment. This allows them to make only one more significant repayment each month and only pay interest on that payment.

By consolidating the total of the debt, clients might also receive a shorter term. Debt consolidation helps customers manage their repayments without having to risk missing one.

When should debt consolidation become an option

Clients who struggle with the following should consider debt consolidation :

  • Those struggling to keep up with multiple monthly repayments
  • Clients with defaults on their credit report
  • Having too many different credit cards with high-interest rates
  • Those who will benefit from better repayment terms

How to apply for a  debt consolidation loan in Australia

Step 1 - Receive a free debt analysis

Clients will firstly need to complete a free debt analysis to see if they qualify for assistance. The entire process takes about 5 minutes.

Step 2- Have a phone consultation; the first one is free of charge

The Fox Symes staff will discuss the client's debt situation with them and provide options for resolving the issue. These options include benefits, consequences, and cost.

Step 3- Decide which option works best and complete the process

The Fox Symes staff ensures that clients stay fully informed throughout the entire process. Clients can feel safe knowing they receive an affordable solution and provide them with real long-term benefits.

Is it simple to qualify for a debt consolidation loan

Each bank or institution has an eligibility criterion to assess who can qualify for a debt consolidation loan. At Fox Symes, they consider a client's credit history to ensure that debt consolidation is the right solution. Those who have been declared bankrupt or don't have permanent employment might find debt counseling a better solution.

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Fox Symes is a trusted & reliable provider of debt consolidation

In our review, Fox Symes adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Fox Symes is a registered credit provider in Australia: ACL 393280

Customer Reviews & Testimonials

March 2019

The staff at Fox Symes is highly professional and dependable. They are constantly on the lookout to better your situation. They will not turn you away no matter how gloom your circumstances appea...

Derick S
— Canberra —

June 2019

With the help of Fox Symes I was able to consolidate all of my debts – store cards, credit cards and small unsecured loans. Sometimes things get tough and there is no shame in seeking assistance....

Eric D
— Bathurst —

June 2019

I was able to save thousands in interest by approaching Fox Symes to consolidate my debt. I can finally breathe and not worry about drowning in my debts anymore.

William A
— Bourke —

June 2019

Thanks for the amazing financial assistance Fox Symes! My family and I can breathe a sigh of relief now and move forward with our lives. There are only blue skies ahead now!

Jeffrey W
— Kempsey —

Fox Symes Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 10:00 – 16:00
  • Sunday – Closed