Rating based on 77 reviews

Community First Credit Union

  • Debt consolidation up to $50,000
  • Low-interest starting from 5.17%
  • Repayment up to 10 Years

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Community First Credit Union homepage
Author Community First Credit Union. Screenshot of Community First Credit Union website.
[Accessed March 16, 2023]

About Community First Credit Union

Get a high-quality debt consolidation loan that will help you to gain back control of your finances in no time!

Besides debt consolidation loans they also offer a range of other loan and saving products and services to get you on the right track towards financial freedom.

The great part about Community First Credit Union is that they are owned by clients, so you can enjoy low rates as they don’t have to make huge amounts of profits to pay their stakeholders.

A continuously growing and evolving company that believes that everyone deserves a second chance, especially when it comes to getting rid of debt. Deal with a local consultant that will listen and understand your situation and help you to find the most suitable solution for your circumstances. 

Access the lowest rates

They are dedicated and committed to giving you the absolute best price and service. Thousands of individuals across Australia got out of debt through their simple and affordable debt consolidation loans and they are known in the country for being a reliable financial service and loan provider.

You can expect nothing less than the best from them as they work very hard to ensure that their clients receive suitable solutions in line with their requirements.

Enjoy saving money on interest and being able to properly take care of your family again as you will have so much more available at the end of each month when you utilize their debt consolidation loan.

Community First Credit Union Services

Obtain a competitive consolidation loan rate that can be fixed for optimum ease.

This loan can free up some extra cash at the end of each month as you won’t have to pay so much in interest anymore. Combine all your debts such as your store and credit cards, as well as other loans into one single loan with a much lower interest rate.

They offer secured and unsecured debt consolidation loans with flexible repayment terms to suit your budget and lifestyle. Say goodbye to the struggle of being overwhelmed with debt every month and start living again.

Impeccable customer service

When you ask Community First Credit Union for help, you can almost be certain that their service will exceed your expectations. The advantage they have is that they are customer-owned and don’t need to charge very high fees.

Get a personalized experience that will leave you a much better financial position, while dealing with transparent, friendly, and helpful experts. With them, you will also be able to enjoy fast cash payouts with no hidden fees or endless paperwork.

Technology and innovative tools

Utilize their online tools to help you plan your road to financial freedom and apply fast and without any hassle through their sophisticated and smooth application process. They are a group of highly innovative experts that constantly work on developing better ways for customers to access what they need.

Community First Credit Union – Debt consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 5.1714.98% p/a
  • Loan Amount up to $50,000
  • Repayment 1 Year to 10 Years

Benefits of Community First Credit Union

  • Consolidate debt onto one affordable payment
  • Lower interest rates
  • Apply online, it's quick and easy

Community First Credit Union – Consolidate to one payment.

Get rid of your debt in three steps

  1. Calculate how much debt you have in total, then select the amount you will need to free off all your current debts. Also provide them with your name, details, income, and expenses.
  2. They might ask for some supporting documents if needed. They will assess your application and provide a quick answer when you apply for a loan online typically in a few minutes.
  3. Receive the money in your account, usually on the same day or within 24 hours.

What you’ll need to apply for a debt consolidation loan

  • Proof of ID.
  • Proof of residence.
  • A breakdown and evidence of your debts, income, and expenses.
  • A current bank account.
  • An email address.
  • A mobile phone.

Benefits of applying for a debt consolidation loan

  • No more calls from creditors.
  • No more sleepless nights.
  • No hidden fees as they are fully transparent.
  • The lowest rates in Australia.
  • High-quality products.
  • Exceptional customer service.
  • Save money.
  • Only one easy to manage loan.
  • Affordable and flexible.
man holding thumbs up

Community First Credit Union is a trusted & reliable provider of debt consolidation

In our review, Community First Credit Union adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Community First Credit Union is a registered credit provider in Australia: ACL 231204

Customer Reviews & Testimonials

January 2019

With a cash emergency at hand you need someone that you can trust. Community First is that person. I approached them when I needed some additional cash and they were able to get me sorted without...

Darren W
— Katherine —

October 2018

The debt consolidation loans at Community First are really second to none! The interest rate that they offer grants massive savings in comparison to some other Aussie lenders out there. Visit the...

Jack W
— Brisbane —

April 2019

I was able to improve my credit rating thanks to the help of Community First. With their debt consolidation loan I was able to repay multiple debts and now I only need to focus on repaying one.

Joan B
— Gladstone —

Community First Credit Union Contact

Physical Address

  • Shop GR164, Rouse Hill Town Centre, 10-14 Market Lane Rouse Hill NSW 2155 Australia
  • Get Directions

Postal Address

  • PO Box 98, Lidcombe, New South Wales, 1825, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 12:00
  • Sunday – Closed