Rating based on 46 reviews

First Rate Car Loans

  • Competitive interest rates
  • Convenient repayment plans
  • Affordable vehicle finance

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First Rate homepage
Author First Rate. Screenshot of First Rate website.
[Accessed March 15, 2023]

About First Rate

When you plan to buy a vehicle, you can use the services of First Rate Car Loans to obtain the perfect finance deal for you.

They operate throughout the whole of Australia to provide finance for cars, caravans, trucks, boats and equipment. Their online loan application process has been made simple and quick which allows you to complete it within minutes.

Leaders in car finance

First Rate work with the top car financiers in the country to deliver the best solutions to their clients. They look at the demand of their customers and aim to provide what is needed.

They offer quick and highly competitive personal loan packages which correspond to your needs and budget perfectly. If anyone can provide the best finance available in the market directly, it's First Rate.

Accommodating your needs

They are able to provide finance for dealer purchases and private purchases. First Rate has online car loan packages for both new and used cars. You can expect highly competitive interest rates and convenient repayment structures from them as they keep your best interest at heart.

First Rate Services

With First Rate car loans, you will obtain car finance without any stress or hassle.

They make use of the most advanced technology to assist their customers and to make the process convenient for each individual.

Delivering top deals

First Rate work with the biggest car financiers to deliver only the best deals in terms of interest rates, fees as well as repayment terms and structures. The only thing which you need to do is to fill out their quote form. Usually, car loan applications are approved in a matter of hours. You can be driving your new car just 24 hours after you applied for a loan.

One of the fastest services on the market

First Rate is certain that you will get the best quick loan with them. They are confident about their services because they are based on great experience, extensive expertise, and complete dedication.

First Rate, first class car loans

Why choose First Rate? First Rate car loans in Australia pride themselves on an efficient online application method. In most cases, they will have your car loan application approved as well as assist you in driving off in your new car within only 24 hours.

First Rate – Car finance

  • Loan Type Car finance

Benefits of First Rate

  • Convenient monthly repayments
  • Get approved fast
  • Apply for your vehicle finance online

Car finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

First Rate Car Loans – First Rate, First Class Car Loans

With access to a number of Australia's prime automobile financiers, First Rate will provide you with quick, competitive automobile finance packages for brand new or used vehicles.

Their competitive interest rates and the manageable repayments of their automobile finance gives you every reason to get your car loan through First Rate Car Loans.

Finance for all vehicle types

Purchasing motorcycles, boats, trucks, caravans and alternative vehicles form all part of First Rate loans. With their first-rate client service and intensive business expertise, you will be able to see why they have become the famous branded names among Australians looking to purchase a vehicle. First Rate additionally provides personal loans for motorcycles, boats, trucks, caravans and alternative vehicles.

Complete online packages

First Rate Car Loans specializes in providing automobile loans and supplying competitive funding for brand new and used cars across Australia. They have a tendency to modify the method therefore you do not need to worry about intimidating applications and dealing through mountains of work.

First Rate has a hard-working and dedicated team who will assist you through each step of the application. Despite bad credit or lack of credit history, their online bad credit loan service is here to help you no matter what.

Additional benefits

  • Has easy monthly repayments which makes it easier to budget your month to month payments
  • Be pre-approved and know exactly what your repayments are – First Rate is completely transparent
  • VERSATILE car loan terms from one to seven years
  • They are continuously striving to improve their quality and services to clients, so please feel free to be open in your communication to them.
  • First Rate value all comments and look forward to rectifying any issues you may have, and improving their service delivery accordingly.

Customer Reviews & Testimonials

May 2019

The convenience of a quick online application was great. Getting the funds so quickly was even better!

Jackson B
— Melbourne —

January 2019

I enjoyed the service I got from their team. They were available every step of the way, from beginning to end.

Lisa H
— Darwin —

March 2019

I’m most happy with the quick turnaround time and competitive rate I got for my car loan.

Sara O
— Gold Coast —

First Rate Contact

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