Rating based on 35 reviews


  • Car finance up to $120,000
  • Low-interest starting from 4.99%
  • Repayment up to 7 years

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Savvy homepage
Author Savvy. Screenshot of Savvy website.
[Accessed March 15, 2023]

About Savvy

In 2010, Savvy started a revolution in vehicle finance by creating opportunities and raising the bar in their service delivery to clients across the country.

They saw how clients were battling to find the right lender in the vehicle lending industry and decided to create a platform whereby their clients can find their vehicle finance within no time.

Preparing to reach the top

Savvy upgraded their technologies above expectations and employed staff members who are driven to provide service delivery in a professional manner. Savvy Vehicle Finance in Australia saw a gap in the market and decided to do something about it. They not only provide you with your needed vehicle finance but they assist you until the very end.

Establishing growth

Ever since Savvy has grown substantially and has continued to provide service excellence in everything they do and aim for. They have formed close relationships with a wide range of lenders, which allows them to provide negotiated rates and car loan deals that you can’t access anywhere else. Savvy will compare quotes on your behalf and provide you with an end result whereby you will save on your vehicle finance option.

Savvy Services

With their relationship in place with some of the finest leading vehicle finance lenders within the country, they can help you with any car loan.

When Savvy clients are looking to buy a new or used car, the initial thought of where to get the best deal is the worst and most complicated part of the entire process. Savvy will do all the work for you and all you need to do is approve it.

Skip the waiting process

It can take you weeks or even months to obtain different quotes from a handful of lenders, and still, they might not be able to meet your budget. Savvy Vehicle Finance in Australia provides flexible solutions and the lowest rates on the market. This is where Savvy can change your life! Let them do all the tedious searching for you.

Car loans with low rates 

Savvy will provide you with comparative options, all within your specific criteria, which they have filtered to meet your requirements. They can find you an online personal loan option at only 4.49% interest, through a secured vehicle loan, which means your interest, will be fixed for the entire term of your loan. This all is done for your benefit.

Savvy – Car finance

  • Loan Type Car finance
  • Interest Rate 4.9920% p/a
  • Loan Amount up to $120,000
  • Repayment 1 year to 7 years

Benefits of Savvy

  • Low-interest rates 
  • Quick response
  • Flexible loan terms

Car finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Savvy Finance, Australia's speedy car loan choice

Savvy Vehicle Finance in Australia has the benefit of being allowed to source through a number of lenders in the country.

Because they offer services to thousands of clients in the country looking for vehicle finance, their lending list expands continuously, giving them more room to find better deals for their clients.

Find the right product

Through a simple online loan application process, you can stipulate the exact criteria including how much you want to spend, what you can afford to pay back, and what margin of interest you can afford. Savvy Finance will then filter your requirements in order to find the exact vehicle finance or close to the required loan criteria you have established.

Know exactly what you're paying

No hidden fees and no escalated rates during the term of your personal loan. The entire application process is reasonably fast. With 24 hour turnaround times from application to pre-approval, you can be out at dealerships looking for a new car by tomorrow!

If you are a business owner, Savvy can also assist you in your search for a vehicle loan on trucks and heavy loaders for your business. Even if you are just starting out, as long as you can repay the loan, Savvy can find you a lender.

All types of loan products for

  • Motorbikes
  • Campers / caravans
  • Equipment
  • Boats
  • Business 
  • Personal

Not only can they assist you with finding a lender, but they also have relationships in place with car dealerships, and can assist you with your search to find your dream car. Get Savvy to do it for you today!

man holding thumbs up

Savvy is a trusted & reliable provider of car finance

In our review, Savvy adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Savvy is a registered credit provider in Australia: ACL 414426

Customer Reviews & Testimonials

April 2019

Their consultants are warm and very friendly.

Jace P
— Adelaide —

May 2019

The online application is very easy to complete. It’s straight to the point so you can get through it as quickly as possible.

Sasha G
— Hobart —

May 2019

Savvy Finance was spot on with my car loan. It is precisely what I wanted because it’s in line with what I want to spend.

Marcel K
— Brisbane —

Savvy Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 19:30
  • Tuesday 08:30 – 19:30
  • Wednesday 08:30 – 19:30
  • Thursday 08:30 – 19:30
  • Friday 08:30 – 17:00
  • Saturday 10:00 – 14:00
  • Sunday – Closed