Rating based on 38 reviews


  • Car finance up to $75,000
  • Low-interest starting from 5.45%
  • Repayment up to 7 years

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IMB homepage
Author IMB. Screenshot of IMB website.
[Accessed March 15, 2023]

About IMB

With more than 180,000 members and assets worth over $4.7 billion, IMB is one of the largest building societies in Australia.

Additionally, we are the longest-standing building society in New South Wales. We have been operating since 1880.

Our range of products and services

Our product range includes personal loans and home loans, transaction and savings accounts, deposits, financial planning and insurance and business banking. We have branches throughout the whole state, a wide ATM network and a flexible mobile lending team.

Modern applications and facilities

In addition to our in-office services, we offer modern electronic banking facilities. Our operations are regulated by the Australian Prudential Regulation Authority. We have membership in one of the major organisations in our industry - the Customer Owned Banking Association.

We offer low-cost financial and banking solutions while providing better value to our clients. We are dedicated to serving our members and the local community in the best possible way.

IMB Services

The IMB New Car Loan comes with a variety of attractive features and you can have everything which you want and more.

You will get the perfect vehicle finance deal and ride off in your new car in no time. We have superb interest rates which are among the most competitive in the local market. We do not charge a penalty fee for early loan repayment.

Borrow up to $75,000

The regular payments are fixed to make budgeting easy and convenient for you.

With our flexible terms and conditions, you can select any term between 1 and 7 years.

No ongoing account keeping fees!

We can provide finance for the purchase of new motor vehicles and show cars. Additionally, the first registration must be within the last three months. In order for you to qualify for a car or personal loan, the odometer of the vehicle should have a reading of less than 3,000 kilometres. 

IMB – Car finance

  • Loan Type Car finance
  • Interest Rate from 5.45%
  • Loan Amount up to $75,000
  • Repayment 1 year to 7 years

Benefits of IMB

  • Get the best interest rates
  • Flexible and convenient repayment terms
  • Repay your loan early without any penalties

Car finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

IMB Car loans – Better value, better banking with IMB

With competitive rates and no penalty for early payout, the IMB car loan can have you cruising in the vehicle of your dreams quicker than you ever imagined.

What are you waiting for?

  • BEST interest rates
  • BORROW up to $75,000
  • FIXED repayments for simple budgeting
  • NO penalty for early repayments
  • VERSATILE terms from one to seven years
  • OFFERED for brand new cars and show cars if Km reading is lower than 5,000 km.

Get your car loans through IMB in Wynyard Australia, you’ll see unbeatable prices and better service, more products for our members and more support for our local people.

A better service

At IMB, we aim to deliver the best levels of service to our members. It’s additionally vital to IMB that our members are always happy. We improve our performance by asking our members frequently how they rate IMB car loans and are delighted to systematically receive satisfaction ratings of 96%*, showing our members are happy with IMB.

Better products and finance

IMB is proud to supply a good variety of competitive financial products together with low-interest car loans, high investment options, and service to satisfy your everyday needs – IMB has been awarded the highest rating by reviewers thus you'll be able to be assured that you’re obtaining a good deal.

Better price for members

Most IMB members don’t pay any group action fees, and this will likely apply to you too. At IMB all machine-controlled phone and net banking services are free and every IMB member can earn a Member Group Action Allowance (MTA) to use against any group service fee they incur.

Contact our team today!

We welcome all to invest in the right service, guaranteed quality care, and easy and affordable personal loan solutions. We have an affordable package for you, allowing you to ride off in your new or used car sooner than later. Come and get the car loan you need, to get on the road!

man holding thumbs up

IMB is a trusted & reliable provider of car finance

In our review, IMB adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ IMB is a registered credit provider in Australia: ACL 237 391

Customer Reviews & Testimonials

April 2019

The consultants were very easy to talk to. I had the pleasure of speaking to one consultant who was absolutely delightful; she explained a part of my loan contract that I needed clarity on and sh...

Dannielle M
— Cairns —

March 2019

Their customer service is second to none.

Mitchell B
— Brisbane —

February 2019

I approached IMB for a car loan because they are very flexible and accommodating to their clients’ needs.

Brian R
— Melbourne —

IMB Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 2077, Wollongong, New South Wales, 2500, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed