Rating based on 12 reviews

Which Way to Pay

  • Bad credit loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 100 days

In-page navigation

Which Way to Pay homepage
Author Which Way to Pay. Screenshot of Which Way to Pay website.
[Accessed March 23, 2023]

About Which Way to Pay

Which Way to Pay is an independent Australian company, who is discovering new and innovative services for really bad credit clients every day.

The company’s services provide competitive and comparative information on lenders for clients who need bad credit loans.

They are leaders in helping clients find financial freedom through their ideal online search capabilities. These technological advancements allow clients to find the online bad credit loans they want, quickly and without any difficulties.

Taking pride in their independence

Which Way to Pay does not have all the extra charges and fees tied to their bad online credit services from 3rd-party members. The advantage of their service is that the company makes its own rules, with the aim of meeting the needs of clients. They offer more than just a list of loan providers for people who want bad credit loans in Australia.

Making the search easy 

The online company provides reviews, FAQ services in the range of all normal and blacklisted loan products, and other benefits and more. Clients’ online searches for the bad credit loan they need can be narrowed down specifically to what they are looking for. This saves applicants valuable time and the hassle of trying to search for the best loans for bad credit options themselves.

Which Way to Pay Services

Which Way to Pay understands the pressures customers in Australia are under during tough economic times.

This can often have them at a breaking point when it comes to their financial situation. Despite this being a problem across the globe, the company does offer help to cash-strapped Australians.

Which Way to Pay has a multitude of lenders who can help people who need really bad credit loans, listed on their comparison website. These lenders offer the best personal finance deals for those who need to get a loan for bad credit, in the country. With no hidden agendas, their lenders have some amazing products available to help all Australians needing really bad credit loans.

Bad credit loans

  • Customers often feel they have nowhere to turn when their credit score is at risk.
  • Especially if they have overspent on credit and not kept up repayments.
  • These situations are sometimes beyond their control, and trying to meet financial obligations means taking out more debt to cover the current debt.
  • Which Way to Pay takes pride in its ability to find a really bad credit loan really fast for customers.
  • The company is very positive in its ability to offer really bad credit clients an alternative, through their network of lenders who are all accredited and willing to assist. 

Which Way to Pay – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 1 day to 100 days
  • Decision Same day

Benefits of Which Way to Pay

  • Get a bad credit loan today!
  • It is quick and easy to apply online
  • Get approved fast
  • Cash in your account on the same day

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Which way to pay in Australia, getting you finance quickly

Which Way to Pay helps clients compare options for bad credit loans in Australia, making it easier for customers to access bad credit loans tailored to their needs.

Bad credit loans for blacklisted clients have become difficult to get with the credit act holding back lenders from assisting clients in this situation. However, there is help out there for really bad credit clients.

The key is to find the bad credit loan providers and, Which Way to Pay certainly can.

The company can easily source lenders who are willing to assist in these circumstances, and their terms are highly beneficial to clients blacklisted due to bad credit.

With low rates and easy repayment terms, anyone can qualify for a blacklisted loan. The competitive rate structure and easy repayment terms make it affordable to customers.

What clients need to apply for a bad credit loan in Australia

  1. They must be over 18 years and older.
  2. They must be permanently employed.
  3. Their salaries must be paid into a bank account.
  4. They must be bona fide Australian citizens.

Secured loans required the client to have some form of collateral, and would be eligible for a larger amount of cash. The repayment terms are set at an affordable level.

Unsecured online loans offer no security for smaller amounts. The same goes for payday options, which are payable on the next pay date.

There is always a solution to every blacklisted loan. The company has thousands of lenders in their network, all offering unique features and affordable repayment terms, that help really bad credit clients get back on their feet.

Don’t despair and stress about finances; Which Way to Pay can help Australians wanting bad credit loans to find the perfect provider for their loan needs - today.

What really bad credit clients can get:

  • Loan TypeLoans for blacklisted clients
  • Interest rates are competitively set at 48%
  • Clients can apply for loans up to A$2,000
  • Repayment terms of from 1 day to 100 days
  • Same day loans for bad credit

Benefits of securing a bad credit loan

  • It’s quick, easy and hassle-free applying for bad credit online
  • Approval is fast and stress-free
  • Cash in the bad credit client’s account on the same day

Customer Reviews & Testimonials

January 2021

The application is easy peasy and then once it is done it fe4els as you blink and your cash is in your account.

Jack J
— Brisbane —

November 2020

When I had seen that my friend managed to get a loan and they had no problems even though they were bankrupt they told me where to go and I have never looked back.

Elizabeth S
— Sydney —

March 2021

Could you imagine when you are super stressed and you could use the money within hours could you imagine finding a company that does that well they do? You will be shocked.

Bradley C
— Perth —

Which Way to Pay Contact

Contact Number

  • not available



Physical Address

Opening Hours

  • not available