Rating based on 7 reviews

One Way Payday

  • Bad credit loans up to $2,000
  • Quick online loans
  • Repayment up to 12 weeks

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One Way Payday homepage
Author One Way Payday. Screenshot of One Way Payday website.
[Accessed March 23, 2023]

About One Way Payday

One Way Payday is an Australian-based lending firm, who offers bad credit payday loans to all clients as well as blacklisted clients who need access to instant cash, as an Australian registered credit provider.

One’s credit history and credit record can be very stressful, it can demand much of your attention and no one understands this better than One Way Payday Loans. Trying to meet the monthly payments on your expenses can be difficult and stressful, but with a blacklisted bad credit loan this can be made much easier.

One Way Payday's mission

One Way Payday Loans have devised a process to make bad credit loans available for all Australian blacklisted clients to also have access to fast cash loans when a loan is needed most.

A better way to get finance

Responsible lending is an important part of the One Way Payday lending structure. By assisting blacklisted clients with loans, will steer you away from getting into heavier debt problems with long-term effects.

One Way Payday Services

Getting finance through a loan can be difficult in Australia and having a bad credit score can add more complications to this.

These complications needn't be a problem as they may have been in the past by taking the stress out of this process. Apply for a loan online today, and free yourself from relentless creditors.

Loan solutions to bad credit

Through years of experience and gaining knowledge of what clients are looking for with regards to bad credit loans One Way Payday has created the ideal solution to help you in the way that is best suited to your needs.

Fast turnaround times

The One Way Payday solution is a payday loan to help you tackle those emergency bills or loan needs with the most efficient turnaround times. This quick turnaround time is possible because of amazing technology that allows instant approval, and fast pay-out into your bank account, for you to use as you like.

One Way Payday – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to $2,000
  • Repayment 12 weeks

Benefits of One Way Payday

  • Fast bad credit payday loans
  • Flexible loan terms
  • Apply 100% online
  • Get fast loan approval

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

One Way Payday Loans - a Better way to get finance

One Way Payday provides a promise of same-day deliverance on your blacklisted loan. The funds are guaranteed to be paid directly into your account within the day of your approval of your blacklisted loan.

How does the repayment work?

Repayment terms are made to meet your budget. You are offered smaller short-term loan amounts that are affordable to pay back at the end of the next month. You have up to 12 weeks to repay your blacklisted Payday loan.

What can you use your blacklisted loan for?

You can use your loan for anything or any emergencies that you are currently dealing with, anything from educational fees, to household repairs.

What are the benefits?

  • Online application – One Way Payday proceeds with the entire loan process online. This involves quick, efficient, and safe steps to get quick cash. All additional documents we require can also be submitted online for ease of use and to save you time in getting your cash fast.
  • Fast Approval – once your online loan application is submitted, One Way Payday will take a thorough look at your present situation and assess which amount of loan you can afford. We won't give you more than you can payback.
  • Flexible loan terms – Loan terms that are made to be flexible, according to your loan amount and your affordability
  • Receiving your cash – when you have agreed on the amount and signed the documents with the terms of the agreement, cash is immediately transferred into your account, accessible to use for anything you wish.

What kind of quality can you expect?

The interest rates on your bad credit loan are charged according to you as the lender. By sourcing the best available rates; One Way Payday ensures you get the best bad credit loan deals.

Register to kickstart the process

Register through the One Way Payday website for your loan. The sooner that you register, the closer you will be to receiving your payday blacklisted loan, and finally, the closer you will be to month-end relief.

Apply online in minutes

Apply using the online loan application. Clients can complete this online loan application in just a few minutes. All that is necessary is a few personal details, which will include:

  • Identification Documentation
  • Your salary
  • Your banking information
  • Lastly, wait for approval

How much can you apply for?

Bad Credit loans through One Way Payday can be anything up to $2,000. The amount that you can qualify for will be determined during your application process, after filling in the necessary details. A quick loan will be formalised to tie you over when you have no cash on hand according to your affordability.

What about a credit check?

Get assistance when you need it. There is no need for any tedious credit checks. You will not experience any branding as a client because of your credit score. One Way Payday is here to help all Australians with bad credit with all necessary loan requirements.

When emergencies come up, cash cannot wait, and nor can you as a client. Get your blacklisted payday loan today and change your future forever.

man holding thumbs up

One Way Payday is a trusted & reliable provider of bad credit loans

In our review, One Way Payday adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ One Way Payday is a registered credit provider in Australia: ACL 389610

Customer Reviews & Testimonials

February 2021

If you are needing a loan fast and if you need a company to care have you had bad experiences before you have found the company that will help you I can vouch for them.

Allen P
— Perth —

March 2021

The service is great and all the people that work at the premises when we went there had the best manors and made sure to help us.

Oliver B
— Brisbane —

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