Rating based on 7 reviews

Safe Financial

  • Bad credit loans up to $5,000
  • Low-interest starting from 8.7%
  • Repayment up to 1 year

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Safe Financial homepage
Author Safe Financial. Screenshot of Safe Financial website.
[Accessed March 15, 2023]

About Safe Financial

Don’t let your bad credit history keep you from getting a loan. Safe Financial offers loans specifically designed for you.

Safe Financial is part of a group of financial companies which is fully based in Australia. They make sure to give their client’s the best treatment at no additional cost. At Safe Financial their clients are first priority, therefore they focus on each client as an individual.

Over the years they build up experience by working with different situations, which enable them to understand their clients and to concentrate on the client's and their needs thus allowing them to tailor solutions accordingly.

Why make use of a bad credit loan?

Bad credit refers to the financial history of someone who is failing to pay their bills on time, which results in having a low credit score. This is where the bad credit loans Australia come in, enabling you to make a loan and cash in the amounts depending on what you can afford to pay, without getting yourself deeper into debt or in trouble.

Bad credit loans at Safe Financial

Safe Financial has been making the loan process easy and affordable for years. They have made online applications available which results in quick submissions and fast approvals. They are responsible lenders and are known for their friendly customer care service.

Safe Financial offers bad credit loans for those who do not have a good credit score and need instant cash. They allow you to do early repayments at no extra cost, so you will be able to save money within the process.

Safe Financial Services

In order to determine if you will qualify for a bad credit loan, Safe Financial will have to look at your credit file.

Along with the credit checks you will be required to submit proof of income which can not be less than $500 a week, to ensure that payments will be done when available. It is mandatory that you be above the age of 18 and an Australian citizen before any applications can be filed as loans are only provided to Australian citizens.

You will also need to have a bank account whereby you can be identified and whereby the debit deposits can be linked. They will also require you to submit proof of driving license for your personal records.

Benefits of a bad credit loan

  • You will be able to receive a loan from $1,000 to $5,000
  • You can make use of the online calculator which will help you determine the repayment and terms.
  • They provide flexible terms for their clients, allowing them to save in the process.
  • Has low-interest rates starting from only 8.7%
  • Repayment period of up to 1 year.
  • There are no hidden expenses when applying for a loan online.

Apply for a loan today

Helping you with your needs is what we live for thus we provide bad credit loans for those who are stuck in financial difficulty. Being blacklisted does not make you less important than our other clients, therefore we provide you with different options for loans that would suit your needs.

They will help you even if you are not employed but at least receive the minimum requirement which is $500 per week. Prior to turning away any individuals we look for the last resort that would fit your requirements. Therefore we do not charge any application fees making sure you will be able to receive an assessment on what we can offer you.

Safe Financial – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 8.7%
  • Loan Amount up to $5,000
  • Repayment 22 weeks to 1 year

Benefits of Safe Financial

  • Bad credit is welcome
  • Easy loan application
  • Flexible loan terms

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Safe Finanical, where our clients get the safe option in blacklisted loans.

There are two loan options available; known as small loans ranging from $1,000 to $2,000 and medium loans ranging from $2,001 to $5,000.

The process for applying is very easy and quick as all details and submissions including payouts are done online, thus saving you a lot of time and effort.

There are five steps to applications which will follow below:

  1. Make use of the simple loan calculator to calculate the loan you will be able to borrow.
  2. Complete the online applications which will be provided on the loan page.
  3. Submit all documents and proof of income to make sure that the process runs smoothly.
  4. Get yourself approved within a few hours of submitting both the application form and documentation.
  5. Lastly, get the cash you deserve, as it will appear in your account as soon as your application has been approved.

Financial limitations for bad credit loans

By using bad credit loans in Australia you will be able to lend anything up to $5,000 which needs to be paid back between 22 weeks and 12 months. These loans give you financial flexibility and help in time of need. Safe Financial has made an online calculator available to you to determine the repayment terms to make the process as easy and quick as possible.

Customer Reviews & Testimonials

February 2021

Whatever loan you need whether it is a small loan or a larger loan they have the loan for you and they are always willing to help.

Scott M
— Melbourne —

December 2020

They have helped me to secure the new building where we will be working from they don’t care if you have been blacklisted from years ago they look at how you pay your bills now

Kyle S

Kyle S
— Perth —

Safe Financial Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed