Rating based on 39 reviews


  • Bad credit loans up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

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Author Credit24. Screenshot of Credit24 website.
[Accessed March 15, 2023]

About Credit24

Credit24 is a reputable and trustworthy online credit provider whose product offering includes Bad Credit Loans that is helping Australian communities access cash loans - quickly and easily.

Cash into wallets in one day

Credit24 is a registered credit loan to clients to free them from the debt trap. The company’s online loan application process is a quick, hassle-free one, where the experts do the stressing for applicants, while bad credit loan clients get on with their daily lives.

Through an easy online loan application and approval process, successful applicants can have their bad credit loans paid into their bank account in just 24-hours. Many Australians who have bad credit records with the bureau are desperate for emergency cash. The cash might be needed for projects around the home, or for a hospital bill.

Credit 24 is the perfect fit for them, as they can secure bad credit loans of up to AU$10,000 at affordable rates of interest. This is slightly confusing. Please rephrase to be more straightforward.

Credit24 Services

Credit24 has already helped more than 700,000 Australians access bad credit loans.

The online credit services provider prides itself on maintaining high standards of service excellence and prompt feedback to any loan query. Highly qualified and professional staffers trained in every aspect of national credit policy will always do their best to grant bad credit loans to suit any client’s particular need.

Their online application system is advanced and designed for ease of use and the company ensures immediate feedback on any application for loans for bad credit. The advantage of Credit24’s online service is that applicants can receive approval on their loans in only one hour.

How to apply for a bad credit loan

Credit 24’s hassle-free online loan application for bad credit loans makes it easy for clients. Applicants must be Australian citizens over the age of 18 and are required to provide their name, surname, valid ID number, and a contact number.

Credit24 – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 3 months to 36 months

Benefits of Credit24

  • Get a reliable loan with a bad credit score
  • Unsecured loan options
  • Apply 100% online

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Credit24 loans for bad credit – Cash in 1 hour

They are required to submit authorized copies of their bank statement for the past 90 days via the electronic Credit Sense service. 

Advantages of this service

  • Loans for bad credit are among the fastest in the market and easy to obtain.
  • Clients can get approval feedback within one hour of submitting their applications.
  • The online credit provider offers loans from AU$100 to AU$10,000 subject to low-interest rates and a reasonable fee structure.
  • Clients can rely on the company’s expertise, integrity, professionalism, and responsible lending practices.
  • Repayment periods are from 3 to 36 months

Bad Credit Rating Loans

Many Australians caught up in bad credit with their bureau might sometimes need extra cash for unforeseen emergencies. Credit 24 is always an answer for these types of situations – especially when loans are difficult to source due to a bad credit record. The online company prides itself on its turnaround time once an application for a bad credit loan has been made.

They respond almost immediately to any application and if the client meets all the criteria, the money can be in their account in as little as 1 hour. People applying for loans in Australia through Credit 24 can spend their time carrying on with important daily activities, while the online credit provider takes care of all their loan application needs.

How much to borrow

Credit24 takes to heart the needs of clients and handles every loan application with care and understanding. Every individual who applies for a loan for bad credit will be granted a loan amount based on an assessment of their financial standing.

Credit 24 does a thorough check on income and expenses to ensure they grant any loan based on what the individual can afford. People who apply for bad credit loans must earn at least AUS$600-a-month.

Simple, quick and affordable Bad Credit loans

The Credit24 loan application process is 100% online and is geared to helping clients who need money in a hurry. Bad credit does not have to push those who need urgent loans onto the sidelines. With the online company’s easy-to-use website, clients wanting loans for bad credit only need to indicate the amount they want to lend and the repayment period.

The advantage is that applicants need no credit history and no credit score in order to make their loan application. Whether clients seeking loans for bad credit are casual workers, self-employed or full-time employees, Credit24 has a loan for everyone.

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Credit24 is a trusted & reliable provider of bad credit loans

In our review, Credit24 adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Credit24 is a registered credit provider in Australia: ACL 422839

Customer Reviews & Testimonials

May 2018

I was invited on holiday with a friend but needed to contribute towards fuel costs and have some spending money. Unfortunately, when I checked my bank balance, I realised that I would not be able...

Tracey T
— Sydney —

April 2019

I will defiantly recommend your excellent loan service to all my friends, not only was it so easy to apply, the money was paid into my account within 24 hours. I loved the convenience of submitti...

Jewel M
— Townsville —

Credit24 Contact

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Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 09:00 – 17:00
  • Sunday 09:00 – 17:00