Jacaranda Finance

Stressed about your bad credit history? Don’t be! Jacaranda Finance is an award-winning lender specializing in bad credit loans, consolidation loans, car loans, personal loans, and more.

Jacaranda is 100% online. So, they do not accept applications over the phone. However, their friendly and experienced team is ready to answer any questions you may have. They pride themselves on giving everyday Aussies a fair go at finance.

Get the finance you need

There are approximately three million people in Australia who are deemed ‘unbankable’ by traditional financial institutions. Jacaranda Finance is passionate about enabling these people to also have access to financial products.

They don’t charge any processing fees for unsuccessful applications, nor do they charge early settlement fees for early paid-off loans. Transparency, honesty, quick outcomes, and painless processes are what they stand for.

Secured bad credit loans

Jacaranda Finance has been providing thousands of Aussies from all sorts of financial backgrounds and struggles with bad credit loans.

If you’ve been missing payments, are blacklisted, have credit defaults against your name, and are worried about how bad your credit score is, give Jacaranda Finance a try. They care mostly about whether or not you can afford the loan repayments. 

When you have a bad credit score for example credit defaults, court judgments and summons, part 9 debt agreements, and bankruptcy agreements you can still qualify by securing your loan with a paid-off asset like your car.

While other lenders only look at your credit score to make a decision, they look much deeper than that.

They consider other factors like your employment status, pre-existing financial commitments, and income. As long as you can afford the repayments you are good to go!

They have small bad credit loans that are unsecured between $300 and $2,000 that can be paid off in 12 months. Medium bad credit loans are secured between $2,100 and $4,600 and can be paid off within 13 to 24 months.

Lastly, they have large bad credit loans that are secured ranging from $5,000 to $15,000 with a 13 to 24-month repayment plan.

Quick, reliable, and 100% online

A personal loan can be used for just about anything from fixing a car to a well-deserved holiday.

Get access to a secured or unsecured loan amount between $5000 and $15,000 that you can pay off weekly, fortnightly, or monthly within a 12-to-24-month period.

Car Loans – New and used cars

Get your dream car with a car loan of $5,000 to $35,000 that you can pay off on a weekly, fortnightly, or monthly basis, within 12 to 48 months. You can apply for a secured or unsecured car loan.