Rating based on 44 reviews

Positive Lending Solutions

Positive Lending Solutions homepage
Author Positive Lending Solutions. Screenshot of Positive Lending Solutions website.
[Accessed March 15, 2023]

About Positive Lending Solutions

Positive Lending Solutions is a specialist in the field of accessing bad credit loans for many Australians for more than 35 years.

They have access to the country’s best credit lenders – all of 40 of them, including the big banks. Positive Lending Solutions is backed by the rules of the National Credit Protection Consumer Act. Clients can therefore rest assured they receive a high standard of personal service excellence.

What the company offers 

Battling to find a credit lender who will accept a bad credit loan Australia application? Australians need not fear.  Positive Lending Solutions are near. With their years of expertise in the bank, they will do all the legwork to secure the best bad credit lender for clients.

Being a responsible broker that follows the guidelines of the Consumer Protection Act highly qualified staff will ensure that every client secures a loan specifically tailored to their needs. The credit lending broker backed by its network of lenders is suitably placed to source the best interest rates for their bad credit online clients.   

Positive Lending Solutions Services

An outstanding feature of Positive Lending Solutions loans for bad credit services is that its online technology helps make loans available to the public in double-quick time.

The company is an expert in dealing with bad credit loans and is backed by a vast network of credit lenders who are able to offer clients the most flexible loan options.

Advantages of these loans 

  • People get the cash they need within 24-hours for the things they want to do at cheaper and competitive interest rates. 
  • Loans granted give every bad credit client the opportunity of improving or repairing their record with the credit bureau.
  • A client’s record can be improved for their future lending or purchase needs.
  • Online loan applications for bad credit loans are easy to complete and allow for quicker processing

Excellent customer service

Even if a client has defaulted on previous payments and has judgments against their name, the company can still secure an easy online loan for bad credit.

Positive Lending Solutions – Bad credit loan

  • Loan Type Bad credit loans

Benefits of Positive Lending Solutions

  • Get a loan with a bad credit score
  • Quick and easy online loan applications
  • Repair your credit score with our service

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Positive Lending Solutions – Credit solutions for people with bad credit

Positive Lending Solution will even help people who have experienced bankruptcy to secure a  loan if requirements are met.

They are a broker with the “professional touch” which means that their staff will give constant feedback on any loan application. The company is able to use the client’s available records to match the loan application with a preferred lender. This can only mean a positive outcome for the client and their financial situation. 

Apply now through a click of a mouse 

The first step for any bad credit loan client who wants to benefit from Positive Lending Solution service would be to fill in their quick and easy online application form. Bad credit loan applicants are required to fill in details of loan type, name and last name, provide an e-mail address and a contact number and the loan amount required.

A company staff member well-versed in Credit procedure will be in contact with the client immediately they receive the application. People who are unsure of their bad credit history can phone the company’s bad credit loan experts to receive help to sort the problem out. This advice is 100% obligation-free.  

Bad credit loan  for just about everything

Clients are spoilt for choice when it comes to securing a Bad Credit loan online:

  • Boat loans - Positive Lending Solutions’ success rate to helping people secure bad credit boat finance is impressive.
  • Car loans: The online broker is in the business of securing second chance car loans speedily.
  • Bad credit debt consolidation – Positive Lending Solutions help clients consolidate over-the-top-of-your-head debt into one easy periodical payment, saving them money.
  • Home loans – The company helps people refinance or buy a new home or even upgrade an existing house, even if they are behind on other loan payments. They also do free property evaluations.

Behind on bad credit loan payments

Positive Lending Solution will help clients refinance an existing bad credit loan. They are willing to lend a hand to clients who were once defaulted on a bad credit loan payment but who can prove that their situation has improved – and that they are paying on time.

If the client can prove the above then the company is in a better position to secure an even better interest rate. They also help people who have been discharged from a 9 Debt Agreement

man holding thumbs up

Positive Lending Solutions is a trusted & reliable provider of bad credit loans

In our review, Positive Lending Solutions adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Positive Lending Solutions is a registered credit provider in Australia: ACL 484 982

Customer Reviews & Testimonials

September 2018

Your loans are so competitive and the interest rate was very low so I was able to have my application approved very quickly. Not only was I able to pay off some pressing bills. When I made paymen...

Joey S
— Melbourne —

January 2019

Maxing out my credit cards during Christmas time meant that I had a very low bank balance in January and of course murphy’s law decided to strike and my laptop crashed. I use it every day for wor...

Jacky V
— Busselton —

April 2019

Your loans are so competitive and the interest rate was very low so I was able to have my application approved very quickly. Not only was I able to pay off some pressing bills. When I made paymen...

Joey S
— Melbourne —

Positive Lending Solutions Contact

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 10:00 – 16:00
  • Sunday 10:00 – 14:00