Rating based on 21 reviews

State Custodians

  • Bad credit loans up to $1,000,000
  • Reliable home loans
  • Better loan deals

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State Custodians homepage
Author State Custodians. Screenshot of State Custodians website.
[Accessed March 15, 2023]

About State Custodians

State Custodians are an Australian online lending firm, assisting clients with bad credit to get the cash they need.

State Custodians is well known for helping Australians' improve their credit scores.

Our advances have the most noteworthy rating

We have been awarded high accolades’ of Lender of the Year by Money magazine for many years and our advances have the most noteworthy rating for exceptional service by Canstar. We have a broad scope of loaning options permitting borrowers to advantageously investigate their alternatives on the web.

Convenience and speed at your fingertips

Our quick cash credit offering is upheld by RESIMAC Limited who has been financing loans in Australia for more than 30 years and has accomplished a private positioning in the market. Our core interest includes the fact that we are centred on discovering approaches to help our clients accomplish their objectives financially.

Through connections with our group and our site, we intend to make an exceptional difference to every client that asks for help through our bad credit lending services.

State Custodians Services

State Custodians will help Australians with a blacklisted loan when they are experiencing issues getting finance from other lending firms.

This is a common situation that many clients are experiencing, so we have great knowledge and a lot of experience in this field.

We can offer benefits in all areas, including:

  • Consolidate all your debts into home loan options, and pay off one loan
  • Use your home to borrow against and get up to 90% of your home value and up to $2.5m.

We offer value-added services which include:

  • Easy and quick payment of your personal loan through direct transfers
  • Flexible repayment terms to suit your budget
  • Make extra payments on your loan with no penalties
  • Repay your loan weekly, fortnightly or monthly, whichever suits your pay date
  • Get customer care from our consultants whenever you need assistance on your loan
  • You choose how much you want to lend, according to your affordability

State Custodians – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to $1,000,000

Benefits of State Custodians

  • Easy and flexible repayment options
  • Make extra payments without added fees
  • Choose your loan amount

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

State Custodians offer all Australians bad credit loans

State Custodians know the consequences of what clients in Australia experience when they have bad credit.

We know how inconvenient and stressful it can be, especially when you want to get a quick loan or open a store account.

Bad credit can affect your life in other ways, such as finding a job or trying to get a credit card.

A situation that we can assist you with

It is important for our clients to know and understand what bad credit is and how it can affect their finances. We can help you get a bad credit cash loan - even when other providers have declined your online loan application. 

When providers add you to a bad credit list

Defaults can occur on overdue account payments putting you into arrears on your payments, as well as hiking up your interest. Some providers may immediately blacklist your credit; others may wait till you have defaulted over a short period of time, often after 60 days.

If clients apply for multiple accounts, loans and store cards, your credit score is listed every time you apply. If you default on one account, the system picks this up and will decline any transactions on any future credit purchases.

How to stay off the bad credit list:

  • Pay your accounts and personal loans on time – every time
  • Don't apply for too many credit requests, loans, store accounts, this will immediately get you into debt you can’t afford
  • Think of your future – should you by some chance lose your job and need to look for employment, having a clean credit record can only improve your chances. Some companies won’t hire an employer with bad credit.
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State Custodians is a trusted & reliable provider of bad credit loans

In our review, State Custodians adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ State Custodians is a registered credit provider in Australia: ACL 390850

Customer Reviews & Testimonials

July 2019

Thank you for helping me consolidate all my debt onto my home loan. Not only did this save me so much money and give me peace of mind as I only needed to worry about paying off one loan instead o...

Bernie M
— Alice Springs —

July 2019

Thank you so much for making it so easy to apply for a loan. The repayment terms were so easy to manage and were flexible enough to fit into my tight budget. Repaying the loan was just as simple ...

Helen R
— Broome —

January 2019

Our drain got blocked while my husband was away on business and instead of calling a plumber, I decided to do a little DIY, unfortunately I was not as skilled at fixing the pipes than I had origi...

Cheri G
— Albany —

January 2019

Applying for a loan through your service was very easy because you did all the work for me, you searched for the best loan options and sent me a few so that I could easily compare them side by si...

Julie N
— Ayers Rock —

State Custodians Contact

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed