Rating based on 39 reviews


  • Student loans up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

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Author Credit24. Screenshot of Credit24 website.
[Accessed March 17, 2023]

About Credit24

Get the education you deserve without stressing about how you are going to pay for it!

Credit24 is a group of enthusiastic, reliable, and fair experts that came together in 2012. Their main goal is to make it easy to apply for a loan as a student and more accessible to the young people of Australia.

Enjoy working towards your goals with a lender that will listen and understand your situation and provide you with flexibility, simplicity, no hidden costs as well as a repayment plan you can afford.

They are responsible lenders that will ensure that you don’t overextend your finances when taking out a loan with them and are also highly focused on protecting your privacy.

Tailored, flexible, and 100% online!

You can apply 100% online or visit their friendly team in Sydney seven days a week. They have been helping thousands of Aussie students and are dedicated to delivering tailored yet flexible student loans in a secure, convenient and trouble-free manner.

Credit24 is owned by a prime online loan provider called IPF Digital that has granted over 200,000 loans to more than 2.5 million clients over Australia, Mexico, Europe, Finland, Estonia, Poland, Spain, and several other places all over the world. Even though they offer fully online loans they are still devoted to assessing each application personally.

Credit24 Services

Conveniently enjoy your study years stress-free by borrowing up to $10,000 and pay it back weekly, fortnightly, or monthly over up to 36 months.

This loan has no unforeseen fees and the best part is that you won’t sit with piles of debt once you enter the workforce. You can also make use of their online calculating tool to see exactly how much your loan will cost you.

Access flexible student loan options as you can choose your own amount from $500 and won’t have to pay any additional fees if you repay your loan sooner.

This easy-to-apply student loan is not limited to use for enrollment only but can be used for whatever you need it, whether it is to pay for books, a laptop, rent, extra classes, food, etc.

Line of credit with Credit24

You only have to pay for what you use with this flexible online virtual credit account. Enjoy having no setup, monthly, or withdrawal fees while you can access up to $10,000 whenever you need it.

They will only charge you a low amount of interest on the outstanding amount each month and you can save when you pay off what you borrowed faster. You can easily apply and will typically get approval on the same day for you to access the cash you need.

Credit24 – Student loan

  • Loan Type Student loans
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 3 months to 36 months
  • Decision 24 hours

Benefits of Credit24

  • Get approved in 60 minutes
  • Flexible repayment options
  • Tailor-made student loans

Student loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This student loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Affordable Credit for Your Educational Needs

How to apply for a flexible student loan in Australia?

Fill in your application in less than 5 minutes

  • Being a permanent resident or Australian citizen.
  • Being 18+.
  • Receiving a regular salary in your bank account (remember that you can apply with the help of a guarantor).
  • Having a credit score that is not too bad.
  • Earning a minimum of $1,000 per month.

Have the following ready

  • Your contact numbers.
  • A working email address
  • A form of identity.
  • Online banking so that you can provide your recent bank statements (three months).

The ABC of applying for a student loan with Credit24

A: Click on ‘Start Application’ to fill out their easy online loan form in a few minutes.

B: After you’ve submitted your application, you’ll typically be approved within 24 hours.

C: Receive the funds and pay for any student expenses. You can receive the money in just a few hours from the moment of approval.

Student loan features with Credit24

  • Avoid piles of debt when you enter the workforce.
  • A stress-free study experience as you can use the money for whatever you need it.
  • Cost-effective student loans.
  • Get approved within 24 hours and receive the cash on the same day!
  • Enjoy flexible repayment options.
  • Deal with a lender that is focused on getting you exactly what you want.
  • Applying with Credit24 is simple, easy, and hassle-free.
  • Get full transparency from an expert team, so no hidden costs.
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Credit24 is a trusted & reliable provider of student loans

In our review, Credit24 adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Credit24 is a registered credit provider in Australia: ACL 422839

Customer Reviews & Testimonials

April 2019

Credit24 will never give you a loan that you won’t be able to pay. They look at your affordability first before granting you credit.

Natalie A
— Melbourne —

May 2019

I would recommend Credit 24 to customers that are looking for affordable loan offers on the quickest turnaround time.

Peter W
— Broome —

June 2019

Credit24 has very detailed human resources. They will go out of their way to ensure that you are happy with your loan plan.

Amelia A
— Hobart —

Credit24 Contact

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Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00