Viva Loans

• Short-term loans up to $5,000
• Low-interest up to 199.43%
• Repayment up to 12 months

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Viva Payday Loans - Reliable short-term loans

Our interest rates are much more affordable than those customers get when taking our unsecured payday loans from other online lenders.

How much do you need?

We offer payday loans online that range from a small $100 to a more comfortable $5,000. You can choose the amount that you need and then proceed to complete our online loan application form. It's fast and effortless and can be done in just a couple of minutes.

Great customer service

Whether contact us by email or by phone our staff will take care of your every need and help you get your emergency loan credited to your account as quickly as possible.

When it comes to the customer we're above the rest because we care about you, about your financial well being and strive to help you make things happen.

We will always answer your questions and assist you with your applications or loan repayment problems - all you need to do is reach out!

Loan application requirements

To apply for a loan with Viva Payday Loans you must be aged over 18, have a bank account, be employed and earning moreover a set threshold. You should also have an email account and be a resident of Australia.

We cannot offer short-term loans in Australia to clients who are bankrupt or cannot afford to make the repayments with their primary income.

Applying for a loan shouldn’t take you more than a few minutes since the applications can be made online and the funds will be transferred to your account usually on the very same day.

Why you should use us

• We're a direct lender
• We're discreet
• We're more affordable than other payday lenders
• We offer an online application - no paperwork
• Applications are secured with leading technology
• We have an experienced team available to assist you
• You can borrow up to £2,000

Making your loan application

To make an instant loan application with Viva Payday Loans simply visit our website and click on our "Apply Now" tab. This application form will only take a few minutes to complete and will be processed fairly quickly by our highly efficient staff.

We will gather your personal and employment information, ask you about your monthly income and expenses and your bank account details - after which we will conduct the required check and send you’re your cash!  

Viva Payday Loans is a trusted & reliable provider of short-term loans

In our review, Viva Payday Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Viva Payday Loans is a registered credit provider in Australia: ACL 487316