MiFinance

• Short-term loans up to $5,000
• Low-interest starting from 21.24%
• Repayment up to 24 months

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Reliable short-term loans from MiFinance

Whether you need to borrow money for 3 days or for 3 weeks - MiFinance can help you with a payday loan designed to be affordable and be credited within hours.

From taking a weekend off at the beach to paying for a field trip for the kids - when you need a quick cash solution we're right here for you.

Top reasons to use MiFinance

• Small loans banks don’t offer from $500 to $5000
• No interest - pay 20% of the capital loan and 4% per month
• We're a direct lender - not a broker!
• Apply online - no paperwork
• Get approved in minutes
• Flexible repayments that match your pay cycle

How much should I borrow?

You can use our online loan calculator to determine how much you can afford to borrow. Simply slide the loan slide to the amount and then see the available weekly, fortnightly and monthly repayment amount to decide how much you will request. Payday loans are available up to $800 but, we also have short-term loans available up to $5,000 which is provided with our lending partners Cash Smart.

Our application form

Our application form is simple, easy to fill out and will take you only 10 minutes to complete at the most. Here is a rundown of the form:

• Section 1: Tell us how much you want to borrow (up to $800) and why you want to borrow the money (vet bills, concert tickets, holidays, bills, funerals, etc.)
• Section 2: This is where we gather your personal information - title, names and surnames, date of birth, address and contact info
• Section 3: This is where we ask you what type of ID you have available and the ID number
• Section 4: This is where you tell us if you are employed full time or part-time
• Section 5: This is where you inform us if you are currently on benefits or if you have additional income other than that earned from your employer
• Section 6: This is where you fill in all your monthly expenses from your rent or mortgage to your other debt repayments
• Section 7: We require your banking information to allow us to provide you with a short-term loan and deduct the repayments

Once you're done click submit and expect to get a decision in just a few minutes! 

MiFinance is a trusted & reliable provider of short-term loans

In our review, MiFinance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ MiFinance is a registered credit provider in Australia: ACL 389029