Sunshine Loans

• Quick cash loans up to $2,000
• Apply and sign online
• Low-interest starting from 4%

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Get your loan approval quickly and easily with Sunshine Loans

As an Australian-owned company, Sunshine Loans brings simple, fast and affordable short-term loan solutions to average Australians.

With Sunshine Loans, you can apply online as well as get conditionally approved within minutes and have your online loan credited on the very same day!

Minimum requirements for quick easy loans

Sunshine Loans require you to be 18 years old or above, an AU citizen as well as be employed at a job that brings in a regular income that can be demonstrated by payslips and bank statements.

You must provide the following documents when applying;

• An ID,
• 90 days bank statements,
• Recent payslips and
• Proof of address.

Sunshine Loans are required by law to ensure their customers can afford the quick loan that they are applying for. Therefore they must conduct a credit and affordability check. 

Although they must run a credit check, it does not mean because you have a bad credit score that they will turn you away. As long as you can demonstrate that you can afford to make the necessary repayments on the loan, you will be approved anyhow.

Bad credit - use Sunshine Loans

At Sunshine Loans they patiently approach each emergency loan application individually to ensure that they are fair and reasonable when making lending decisions. If you meet the requirements as listed above, you can then proceed to fill out their online loan application form which should take you less than 5 minutes.

Sunshine Loans will ask you how much you want to borrow and for how long as well as for your personal and contact information, and your employment and income specifics.

Fast loans at Sunshine Loans

To apply for a loan online all you need to do is fill out one of their simple application forms which are available on their website. From your personal and employment information to your income and expenses, they will gather everything they need to process your online loan application efficiently and instantly.

The form should take you no longer than 5 minutes to complete which will allow your loan to be credited into your active AU bank account within 60 minutes after signing the loan agreement form.

No need to visit your local bank, wait in a long queue or fill up lots of paperwork - just open your internet browser, fill in their simple loan application form and you'll have cash in your account within an hour!

Sunshine will set up an automatic debit to retrieve the quick loan repayment directly from your account on the same day that you get paid by your employer - so you don’t need to worry about making deposits or forgetting them. You get to be in charge of your finance every day!

Sunshine Loans is a trusted & reliable provider of quick cash loans

In our review, Sunshine Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Sunshine Loans is a registered credit provider in Australia: ACL 390556