Rating based on 9 reviews


  • Quick cash loans up to $12,000
  • Low-interest starting from 19.95%
  • Repayment up to 24 months

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Money3 homepage
Author Money3. Screenshot of Money3 website.
[Accessed March 16, 2023]

About Money3

Some unexpected bills to pay? Well, whether you are looking to buy a new or used car, pay for car repairs, resolve a cash emergency or fund your next holiday you’ll get it all here and more.

Apply online and get flexible loan options from a trustworthy lender that has a 5-star track record. You can easily complete your quick loan application 100% online without the need to upload any documents. They have been in the industry assisting Australians with all kinds of financial backgrounds and various financial challenges for over 20 years now. Money3 believes in second chances

Fast and easy loans – up to $12,000

With loan terms up to 24 months, you can get fast and flexible cash loans with Money3 up to $12,000.

They provide loans to clients for planned purchases, emergencies, and expenses for when things are hard to budget for. Whatever you need funds for, Money3 will do its best to help you, even if you have a bad credit score, they will take a fresh look at your current situation.

Their focus is mainly on your ability to repay and they will customize your loan with affordable repayments to suit your budget.

Money3 Services

They consider good, bad, and no credit scores for Loans up to $12,000 as well as secured loans up to $50,000. Access flexible loans products that will suit your needs.

The first step is for you to select the type of loan you require and why. They have loans for various purposes such as car repairs, emergencies, medical expenses, or even special occasions.

Everyone is different, but it generally takes between 5 and 10 minutes to complete the application. No need to send them any paper documents (in most cases) as the loan application is 100% online for your convenience.

Affordable car loans

All vehicle types, fast pre-approvals, Centrelink and bad credit welcome, no deposit needed. They offer car loans up to $50,000 that can finance any vehicle from a car, motorbike, or van to a motorboat or caravan.

Money3 – Quick loan

  • Loan Type Quick cash loans
  • Interest Rate 19.9548% p/a
  • Loan Amount up to $12,000
  • Repayment 12 months to 24 months

Benefits of Money3

  • Apply for quick loans online
  • Our loans have fast approval
  • Apply even if you have a bad credit history

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Money 3 - your emergency loan service provider in Australia

Select the type of vehicle you are looking for - it doesn't matter if the vehicle type doesn't fit their list exactly – they are just looking for an idea of what you have in mind so they can assist you with your pre-approval.

Who can qualify for cash loans with Money3? – Fast loan approval!

  • Have an income of at least $400 a week or more
  • Be an Australian resident
  • Over the age of 18
  • Have your salary reflected in your bank account

Quick loans Australia

The amount you will be able to borrow is based on the amount you will be able to afford within the loan term repayments. They are a responsible lender and they are required by law to review your most recent 90 days bank statements, this part of the process has been made simple through their online bank account verification service.

Once you’ve completed your online application, it will be reviewed by their loan underwriting team upon which you will receive confirmation of the outcome via phone and email. If your application was approved you can then confirm if you want to proceed and receive the funds shortly after.

  1. Choose your quick cash loan amount
  2. Complete the online application form
  3. Digitally send your 90 days bank statements - fast!
  4. Your application is reviewed
  5. Receive confirmation that you have been approved
  6. Sign your contract
  7. Receive the funds via your bank account!

Why choose Money3 for your quick cash loans?

Over the last two decades, they have been passing their knowledge on to their colleagues, upskilling them continuously on new and innovative products and market-related updates. This has allowed them to ensure the very best lending solutions for their clients and to remain competitive in the marketplace.

Money3 has been providing lending solutions in Australia to clients in need of emergency cash – fast! Over 2.65 million Australian residents have been assisted with their financial lending needs by Money3.

Customer Reviews & Testimonials

September 2020

Very helpful and they provided me with exactly what I needed.

Jerry J
— Melbourne —

February 2021

My cash emergency is no longer an emergency, because of them! I can now relax and comfortably pay back the loan they helped me with.

Harry F
— Wellington —

Money3 Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed