Rating based on 24 reviews

Personal Loans on Spot

Personal Loans on Spot homepage
Author Personal Loans on Spot. Screenshot of Personal Loans on Spot website.
[Accessed March 23, 2023]

About Personal Loans on Spot

Personal Loans on Spot in Australia is unique with our service model and product offering.

innovative and reliant on our clients

Through our low-interest personal loan is completely online for the convenience and time factor of our clients, we convey ourselves in the market as being innovative and reliant on our clients who know time is precious.

We also offer our services to all Australians, regardless of their credit score or whether they receive a Centrelink income.

Same Day Cash for All!

One of our stand out features is our ability to give our clients same day cash! Get your short-term loan with a firm of the difference!

With our years of financial evaluation and sourcing the best technology options for our clients to enjoy, we stand up proud amongst the industry trendsetters, giving clients a paperless, transparent, speedy and friendly lending source, on which you can depend.

Get your free loan assessment and zero application fees when making the move to Personal Loan Spot!

Personal Loans on Spot Services

At Personal Loans on Spot, we understand how expenses can come up when you don’t have the cash to pay them.

We know you have been yearning to take a long holiday with your family or do those home repairs that are getting worse with time.

It's Easy and Quick to Apply

Time is a major factor with everything that is why we shorten time frames and give you cash the day you want it! It’s easier and quicker than ever to apply online for an emergency loan at Personal Loans Spot in Australia.

Borrow up to $1,500 Instantly

We offer quick loans to suit your wants and needs. Depending on what you can afford to pay back each month, our personal loans range between $200 and $1,500.

Personal loans can be used for whatever you like! Your online loan application can be approved within less than an hour and the cash directly transferred into your banking account within the same day.

Your repayment terms will be customised according to your loan amount with no hidden fees and no application fees.

Personal Loans on Spot – Personal loan

  • Loan Type Personal loans

Benefits of Personal Loans on Spot

  • PERSONAL Loans
  • QUICK Loans
  • BAD CREDIT Loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Personal Loans Spot - giving you personal finance to over your basic needs

Whether or not you need a small or larger amount of cash, Personal Loans on Spot in Australia have the fast loan that will make your life a lot easier.

With a simple online application, get approved within only 30 minutes and have the cash you need within the day! You can get cash from $200 to $1,500 when you need it to use as you please deposited straight into your banking account.

A Simple Loan Process

So how does the process of getting a personal loan work? It’s simple! Through a few easy steps, finance can be at your fingertips, whether you at your office, home or at the park with the kids! You can access cash where ever you are!

Before applying make note of the following:

You must be 18 years or older, be an Australian citizen and have a steady income being paid into your bank account.

Step one – answer a few easy questions on the one-page application page, along with three months bank statements, which can be attached to the online loan application page.

Step two – submit and wait approximately 30 minutes to hear if your loan is approved! You will be notified by one of our experienced team members once the approval of your application has been processed.

Step Three – get your cash! If your application is approved, you will receive the short-term loan in your bank account within 24 hours! Start spending!

Your repayment terms will be documented on your contract, with no application fees to worry about. The instalments can be paid over a period of a minimum of 90 days and a maximum of 50 weeks!

Customer Reviews & Testimonials

October 2018

They are honestly some of the most understanding people and when I was unsure and contacted them they took the time to explain all my questions.

Sarah M
— Perth —

November 2018

I will be back the service is amazing and super speedy they have helped me to pay off my debt and the best part is the personal loan isn’t that much to pay a month.

Taylor L
— Melbourne —

Personal Loans on Spot Contact

Contact Number


  • not available


  • not available

Physical Address

Postal Address

  • PO Box 41 Blacktown , NSW , 2148, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed