Rating based on 47 reviews

My Cash Finance

  • Personal loans up to $10,000
  • Get pre-approved
  • Repayment up to 12 months

In-page navigation

My Cash Finance homepage
Author My Cash Finance. Screenshot of My Cash Finance website.
[Accessed March 23, 2023]

About My Cash Finance

My Cash Finance is a microlender registered with ASIC.

We own a credit license and this enables us to provide online loans in Australia. We have a team of specialists who are always available to provide consultation and support.

My Cash Finance - great online loans

Each and every one of them has been specifically chosen for their knowledge and expertise in microfinance. You will work with a single specialist from the beginning to the closing of the loan process.

The personal attention you require

You will have the specialist's name and personal contact details to ensure that you stay informed at all times and get assistance whenever you need it. We have eliminated the inconvenience of dealing with an anonymous operator in a call centre and having to explain your situation every time. We make the borrowing experience perfectly personalised.

My Cash Finance Services

No one is ever fully protected from serious financial problems.

My Cash Finance will help you to resolve any financial problem with speed and confidence by providing the ideal personal loan to you. We have assisted thousands of Australians with sorting out cash issues and restoring their financial independence.

We are a top finance provider

We have fast pre-approval. Just fill out the loan application form and we will get back to you with an answer in minutes. After approval and the signing of the loan agreement, the money will be paid into your bank account on the same day. We also consider people with bad credit. We believe that every person deserves to have a second chance and we are here to provide it.

We have flexible repayment terms

We will tailor the loan repayment to your budget and lifestyle to ensure that it is comfortable and convenient for you.

My Cash Finance – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $10,000
  • Repayment 1 month to 12 months
  • Decision 5 minutes

Benefits of My Cash Finance

  • Get pre-approved in 5 minutes
  • Apply with a bad credit history
  • Personal loans payout fast

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

My Cash Finance – Funds into your account same-day

My Cash Finance in Australia can offer you the personal loan you have always wanted.

At some point in your life, you may require quick, easy finance, and not always be successful attaining it from a larger banking institute. Often these larger banks require all sorts of financial history, clear credit records, and can take weeks to confirm your application.

We at My Cash Finance in Australia have taken a different approach to offer quick loans to our clients. We know and understand that when you need an online personal loan, it needs to be a quick process, with minimal complications.

We have designed a fast and efficient online application process which means you have cash in your bank account within hours.

We are different & offer our customers;

  • Pre-approval in minutes of receiving your application: giving you peace of mind that you can have an answer within minutes.
  • Fast, simple, less complicated – cash into your account the same day.
  • Bad Credit – No worries: your application may be considered should you be eligible, we understand that everyone deserves to get finance no matter what their credit history.
  • Terms for every budget: Flexible terms & easy repayments.
  • Get your money now.

You can easily have cash in your account within minutes of signing your contract agreement. We don’t see the point in delaying processes when you need a loan quickly.

A team that really care about your financial needs

At My Cash Finance, you can be assured you are getting experienced service delivery from a team that really care about your financial needs. We have a service available to our clients 24/7 allowing you to apply from the comfort of your home or office.

Personal loans to our valued customers

No stress, no hassle, just simple easy and user-friendly technology, providing personal loans to our valued customers.

Should you have any queries relating to your credit status, or your application, don’t hesitate to contact our call centre, and we will gladly assist you through your concerns.

Customer Reviews & Testimonials

March 2019

Once I had completed my application which less than I had thought it would they phoned me back within a half an hour and they had told me that I had qualified for my loan

Cherry L
— Perth —

March 2019

They have given me the best service and have kept me informed all the way through my application even to when the transfer was going to be done in my account.

Sandy T
— Brisbane —

June 2019

They had advised the amount that I wanted to loan I did not qualify for however instead of turning me down completely they helped me get a smaller loan.

Timmy J
— Perth —

My Cash Finance Contact

Physical Address

Postal Address

  • P.O. Box 94, Hurstville BC, New South Wales, 2220, Australia

Opening Hours

  • Monday 09:30 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:30 – 17:00
  • Thursday 09:30 – 17:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed