Rating based on 69 reviews

SpotMe Now

  • Payday loans up to $5,000
  • Low-interest starting from 42%
  • Repayment up to 24 months

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SpotMe Now homepage
Author SpotMe Now. Screenshot of SpotMe Now website.
[Accessed March 23, 2023]

About SpotMe Now

SpotMe Now in Australia now offers an easier and quicker way to borrow money. Let us take the financial load off your shoulders.

We have experience in the industry, to resolve your financial issues today.

Reliable services and people that care

We have invested time and resources to ensure fast processes, reliable services and people that really care about your financial needs.n Easy applications, fast pay-outs, and reliable service delivery! Get it all at SpotMe Now in Australia.

Tough month? SpotMe Now can help

We understand the tough times when cash becomes a little tight, and you feel like you just not going to make it through the month. Too many bills on your plate, and not enough cash to pay them.

The feeling is exhausting and can dampen your spirit. We have options for those situations, and we offer our clients services that can prevent you from having constant financial stress. Get a payday loan quickly and take care of those financial obligations today! 

SpotMe Now Services

Need cash? Let SpotMe Now in Australia help you get cash today! You are not alone in the struggle to make ends meet financially.

There are thousands of clients getting help from us every month, because of the demanding times we are experiencing. This is why; we have created a simple and fast personal loan solution to your payday problems.

Loans of up to $5,000

We offer payday loans up to $5,000 to cover those emergency accounts and overdue debts which you just can’t afford to pay. If you have a bad credit score, no problem, you can still apply! We don’t do credit checks!

Flexible repayment terms

We offer flexible repayment terms, allowing you up to 30 days to pay back your payday loan. We don’t charge any service fees, making us quite unique in the lending industry.

Just another reason to get your payday loan through  SpotMe Now in Australia. Our establishment fees are marched at 20% and monthly fees of 4% are competitive in the lending markets.

SpotMe Now – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 42%
  • Loan Amount up to $5,000
  • Repayment 6 months to 24 months

Benefits of SpotMe Now

  • Apply for a loan even with bad credit
  • Get a payday loan online
  • A simple loan process with quick loan decisions

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get back on track financially with a SpotMe Now payday loan

Online cash with fast payouts with SpotMe Now in Australia. We have made every step of our lending process easy to use and simple to access.

By registering your profile on our online platform, you can be part of a lending firm that really cares about your best interests – financially!

Online applications made easy:

Simply click on the online loan application form, complete and submit. With everything being online you have availability 24/7, and you don’t even have to leave your chair.

Getting you a suitable lender

We will assess your application, and source from our group of lenders to see which of them have the perfect match to your requirements.

Because we have so many preferred Australian lenders on our side, we can offer you a number of choices, allowing you to make the final decision of your payday loans.

Why a short term loan?

We offer smaller amounts of cash in the form of an online payday loan to tie you over till your next pay date. We also provide these smaller amounts as to not let you get into any long term debts which you cannot afford to pay off. We work on the best practice of responsible lending while looking after our clients’ needs now and into the future.

How long will I wait for my loan:

We are fast! The quick loan application takes a few minutes. From there, your profile is immediately sent to our lenders. You can keep track of your loan progress on our live dashboard on our website.

You will be able to see when the application is approved and when your cash is paid.

man holding thumbs up

SpotMe Now is a trusted & reliable provider of payday loans

In our review, SpotMe Now adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ SpotMe Now is a registered credit provider in Australia: ACL 450321

Customer Reviews & Testimonials

April 2019

When I did my application I was able to send it through and have my money within the next day which did help ran a bit short this month.

David S
— Melbourne —

May 2019

Well this company is amazing because you can apply for a loan at any time of the day or night they operate 24 hours a day

Billy J
— Perth —

April 2019

I used the calculator to find the per5ect loan for me you can see the amount you that you want to the amount you will be paying back and the amount you will pay with your instalments.

Sasha L
— Brisbane —

May 2019

You can apply using your cell phone so you can apply anywhere that you are and you will get a response from the company.

Tayla T
— Melbourne —

SpotMe Now Contact

Contact Number

  • not available



Physical Address

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours