Rating based on 17 reviews

Reduce Loans

  • Home loans up to $150,000
  • Low-interest starting from 2.19%
  • Repayment up to 25 years

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Author Reduce Loans. Screenshot of Reduce Loans website.
[Accessed March 17, 2023]

About Reduce Loans

Reduce Home Loans is Australia’s award-winning home loan company.

As a multi-award-winning firm, we have the capacity and the experience to ensure all our clients receive the best possible home loan services from us.

Getting your loan quickly and efficiently 

We offer innovation to allow our clients to access their home loans online, saving you time and stress over the hassles of getting your loan quickly and efficiently by simplifying the whole quick loan application online.

We have created a revolutionary home loan platform, above the norm, with speed and turnaround times which are highly competitive in the lending industry.

Not just a number in the system

We offer a personalised service; our clients are not just a number in the system. Our consultants have a passion for people and create a full customer experience from beginning to end for each client individually. When our customers are looking to buy a new home or to refinance their home, we have the right loan solution to meet their needs.

Reduce Loans Services

Reduce Home Loans in Australia know just what it takes to make our clients happy.

With reduced time frames from our online loan application processes and reduced fees, we can get you the right home loan to suit your budget today! We don’t just offer one kind of loan option to our clients - we offer variety.

Some of our most popular loans include:

• Rate Buster Home Loan
• Offset Home Loan
• Investor Rate Buster
• Offset Variable
• Home Owners Dream

Each of our home loans includes its own list of essential benefits, depending on what your financial status looks like, and what best suits your budget.

We have fixed and variable options, allowing our clients to either have a fixed home loan rate throughout the term of their home loan or choose a variable interest rate, which can reduce or increase during your loan term.

Our consultants will be happy to discuss which options best suit you.

Reduce Loans – Home loan

  • Loan Type Home loans
  • Interest Rate 2.193.89% p/a
  • Loan Amount up to $150,000
  • Repayment 25 years

Benefits of Reduce Loans

  • Reduced fee home loans
  • Compare home loans and features online
  • Get the best loan rates

Reduced time frames, reduced fees - choose a home loan from Reduce Loans!

Reduce Home Loans makes life a little easier for families to afford their own homes.

We have reduced the processes with the help of innovative technology to take away the time which it takes to get your application approved. Getting a home loan is not as complicated as one would think.

Clients need to be a minimum age of 18 years and be of Australian citizenship. We also offer property loans to clients who are self-employed, making everyone eligible to access a home for themselves.

Clients would need to supply specific documents during the application phase.

These supporting documents include:

• a payslip, showing evidence of a regular income
• valid identity document (certified)
• 6 months home loan statements should you be applying for refinancing
• Rates for current property
• Contract of sale (should you be refinancing)
• Loan statements for the last three months, of any other loans you may have for debt consolidation purposes

Applying is as easy as completing the online loan application form on our website, or calling our branch and speaking to one of our experienced home lending consultants.

Assisting you - all the way

The amount our clients can borrow is positioned around what your budget can allow you to pay off each month.

This will be calculated for you, and options will be presented to you on approval of your application. We also have a loan calculator on our web page, allowing you to work out the amount you can borrow.

Let us help you and your family get the home you want, with minimal hassles and fast pay-outs.

Customer Reviews & Testimonials

May 2019

They have helped us to get the lowest of low interest rates in order to re finance our home to keep our families estate.

Jethro T
— Perth —

May 2019

If you need a company that will care about your pocket then this is the company for you they are not after your money they are after finding the best for you.

Monty S
— Brisbane —

May 2019

They have handled my mortgage and they let me know every step of the way the service is great at the company and they will help you.

Tony B
— Melbourne —

April 2019

They help you to get the best loans and they will make sure that with your loan that it suits your life style too and that is why we like them.

Kirsty G
— Melbourne —

Reduce Loans Contact

Physical Address

Postal Address

  • PO Box 6990 GCMC 9726, Australia

Opening Hours

  • Monday 09:00 – 21:00
  • Tuesday 09:00 – 21:00
  • Wednesday 09:00 – 21:00
  • Thursday 09:00 – 21:00
  • Friday 09:00 – 21:00
  • Saturday – Closed
  • Sunday – Closed