Rating based on 38 reviews

Australian Capital Home Loans

  • Online pre-approval
  • Low-interest starting from 3%
  • Repayment up to 30 years

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Australian Capital Home Loans homepage
Author Australian Capital Home Loans. Screenshot of Australian Capital Home Loans website.
[Accessed March 17, 2023]

About Australian Capital Home Loans

The purchase of a home is probably the largest investment that you will ever make.

At Australian Capital Home Loans, our job is to ensure that you will manage your home loan and your home in the most effective way.

Offering more than just home loans

We assist our customers with the development and implementation of complete wealth creation and management strategy. This strategy is based on clearly set goals and comprehensive financial education.

It involves a specially tailored home loan structure and cash flow management. It can include private banking, superannuation, loyalty loans and wealth and asset protection insurance.

Repay your home loan early

With our professional assistance, you can achieve all of the major financial goals which you have set for yourself. We can teach you how to repay your home loan more quickly and to save on the interest rate payment.

Australian Capital Home Loans Services

Australian Capital Home Loans is here to help you with managing your home loan effectively, generating maximum savings and building wealth.

Our company is in the top 10 mortgage managers in Australia, according to The Adviser. We offer a fully comprehensive solution in the form of a wealth creation strategy. We will help you with setting precise financial goals and achieving them.

Tailored home loans

You will be able to use a plan based on an individually tailored home loan structure. You will receive financial education and professional assistance with cash flow management. Additionally, we offer quick loans online, superannuation, insurance solutions and property investment assistance.

Save & repay your loan early

There is a right way for you to pay off your mortgage more quickly and to save on interest. We will help you to find it and to implement it. We will offer full support with everything which you need along the way. You can use our expertise for dealing with hardships and for achieving even better results with your home loan in the long term.

Australian Capital Home Loans – Home loan

  • Loan Type Home loans
  • Interest Rate from 3%
  • Repayment 30 years

Benefits of Australian Capital Home Loans

  • Apply online and get pre-approved
  • Choose between a range of finance options
  • Interest rates are low

Australian Capital Home Loans - the home loan specialists

Australian Capital Home Loans offers Australian residents the opportunity to invest in their own homes.

We offer so much more than the financial assistance to buy that dream home.

A range of flexible products

Our Loyalty Loan helps you pay off your home loan sooner. You get a bonus payment into your loan account quarterly. This reduces the term of your loan, and additionally the number of interest paid.

Home loan tips for our clients 

Making further repayments and regular payments both consistently and, ad-hoc extra repayments like bonuses and tax returns, work to scale back the principal of your mortgage quicker.

The sooner you start creating extra repayments, the larger the profit in terms of your time and cash saved.

Reduce your loan balance faster

Make sure you make your instalment is on time every month to avoid going into arrears.

If your loan instalment is calculated monthly, you'll be able to build extra savings by paying fortnightly instead. This technique can eventually have you paying one month less off your mortgage once a year, reducing the loan balance quicker.

Plan for the longer term

Planning on starting a family within the next few years? Your family may need to survive on one financial income for a short time.

Several young families make the common mistake of not actually realising the financial impact of this, so it’s best to set up for any contingencies now before your family comes along.

Before you get your new home to confirm you'll be able to handle any future fees should you opt for the variable rate home loan option.

Advice worth considering

If interest rates fall, do not lower your monthly repayments. Take advantage of it by making an attempt to keep up the recent level of repayments. You will pay off your loan sooner and save yourself a bundle.

You are effectively creating regular further repayments, as a result, you are paying more than what you need to and getting your home loan paid off sooner.

man holding thumbs up

Australian Capital Home Loans is a trusted & reliable provider of home loans

In our review, Australian Capital Home Loans adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Australian Capital Home Loans is a registered credit provider in Australia: ACL 386812

Customer Reviews & Testimonials

May 2019

We went through to the offices where we were met with kindness and support as we were applying for our first loan they are great.

Nikki R
— Melbourne —

June 2019

If you are looking for a company that cares then you shouldn’t have to look any further they are the best and that is why we use them.

Tanna S
— Perth —

April 2019

Best part about the company is if you have any queries you can email then and they will email you back or call you they not one of those companies that say they will and never do.

Sarah L
— Brisbane —

Australian Capital Home Loans Contact

Physical Address

Postal Address

  • PO Box 1275, Slacks Creek, QLD, 4127, Australia

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 16:45
  • Saturday – Closed
  • Sunday – Closed