Rating based on 25 reviews


  • Debt consolidation up to $50,000
  • Low-interest starting from 11.99%
  • Repayment up to 5 years

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Bankwest homepage
Author Bankwest. Screenshot of Bankwest website.
[Accessed March 16, 2023]

About Bankwest

Bankwest can help you take back control of your finances.

They have been recognized to help customers achieve financial freedom and have received multiple awards in this regard. The History of Bankwest shows they have been caring about their customers for more than 120 years. With a range of financial services, they cater for all from debt consolidation loans, home loans, credit cards, and personal loans.

Bankwest aims to build long-lasting relationships and make every effort to ensure that all financial services they provide are beneficial for all that are involved, something they’ve been priding themselves on since 1895. A bank that evolved from assisting only farming communities to one of the biggest financial institutions that Aussies can trust and get guidance from in Australia today.

Helps you recover 

Do you feel you are going through financial hardship alone? It is a more common situation experienced by a lot of people in Australia than you think. Now is the time to realize your situation and ask for help and support. Bankwest will assist you in this matter and are proud to help people recover from the difficulties of making repayments.

There are numerous situations that can have a negative effect and let you end up in financial hardship like employment status changes, an unexpected life event that has financial repercussions, or any other circumstances that affect your ability to keep to your commitments. Bankwest has the answer with a variety of services to help you.

Bankwest Services

Today almost every person has a variety of different cards with some sort of debt that can amount to a much higher payback rate when you calculate to see what all of your fees are.

Your answer might be to apply for a debt consolidation loan in Australia and combine all of your debts into one personal loan that helps you to manage your finances better and keep track of your payments to receive an outcome for a more manageable future.

With a debt consolidation loan, you don’t have different accounts to pay and dates to keep track of. Break the cycle of making only minimum repayments on cards that have a negative effect by becoming unmanageable and leaving you in a position where you have to pay much more over longer periods at a higher cost. You can benefit from a lower interest rate ending up saving thousands and setting your end date to work towards financial freedom.

Extra manageable money 

Bankwest offers a range of credit cards to suit all people from different walks of life. Choosing the right credit card for you doesn’t have to be complicated, with their easy comparable cards on the website you can select from a low-rate card or no annual fee card and some come with nice perks for travel or rewards you can earn.   

Bankwest – Debt consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 11.9914.49% p/a
  • Loan Amount up to $50,000
  • Repayment 5 years

Benefits of Bankwest

  • Flexible loan terms
  • Affordable monthly repayment
  • Fast online loan approvals
  • Competitive interest rates

Bankwest Loans – Managing your debt

You can visit one of their branches or complete the application online hassle-free.

Before you apply for the loan, head over to the online calculator and find out what you can afford and what the cost and terms will be.

  • Select the type of loan in this case it will be a debt consolidation loan.
  • The amount you want to borrow.
  • Type in the amounts on the different debts you want to consolidate.
  • The number of years you can repay your loan.
  • Other additional info selections you might need to choose from.

Now that you have an idea of what your loan cost can be, you are ready to apply just there with the apply button or go to a branch.

Things they will need from you

  • A form of identity like a passport or driver’s license.
  • Your proof of income and current employment status.
  • Complete the forms with the required information.

Once they have received your application, they will let you know via email if you are conditionally approved and if they need additional documents.

Bankwest will now validate your application and contact you if your debt consolidation loan is approved.

The reason to use Bankwest services.

  • Get the best service from a trusted name in Australia.
  • Benefit from the lowest rates that fit your financial position.
  • They offer solutions and loans for everyone.
  • Online loan application
  • Easy to use Bankwest App.
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Bankwest is a trusted & reliable provider of debt consolidation

In our review, Bankwest adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Bankwest is a registered credit provider in Australia: ACL 234945

Customer Reviews & Testimonials

April 2019

Managing your finances does not have to be a complicated process. With Bankwest they know how to make everything a lot simpler. Their staff is wonderful and they assisted me every step of the way

Jo-Anne M
— Kempsey —

May 2019

Thanks to their online application I was able to get my finances under control without having to worry about finding time to make it to the branch. Our lives are becoming so busy that it is wonde...

David A
— Maitland —

February 2019

Bankwest is totally transparent. They operate with complete integrity and ensure that I always fully understand exactly what is expected of me and the loan implications. This is why I will contin...

Barbara D
— Richmond —

April 2019

Bankwest understands that their customers do not have time to sit around and wait which is why I proudly make use of their services. They get things done in the most efficient and cost-effective ...

Michael D
— Sydney —

Bankwest Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box E237, Perth, WA, 6841, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed